{"id":15610,"date":"2026-10-09T16:17:47","date_gmt":"2026-10-09T16:17:47","guid":{"rendered":"https:\/\/showkatbd.com\/?p=15610"},"modified":"2026-10-23T13:32:07","modified_gmt":"2026-10-23T13:32:07","slug":"precautions-to-take-when-issuing-a-cheque","status":"publish","type":"post","link":"https:\/\/docsinhand.com\/blog\/precautions-to-take-when-issuing-a-cheque\/","title":{"rendered":"\u099a\u09c7\u0995 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7 \u0995\u09bf\u099b\u09c1 \u09b8\u09be\u09ac\u09a7\u09be\u09a8\u09a4\u09be \u0985\u09ac\u09b2\u09ae\u09cd\u09ac\u09a8 \u0995\u09b0\u09c1\u09a8"},"content":{"rendered":"\n<article id=\"dih-cheque-guide\" style=\"font-family:'Noto Sans Bengali',Arial,sans-serif;color:#263548;background:#fffdf8;font-size:16px;line-height:1.9;padding:18px;border-radius:16px;\">\n\n<style>\n#dih-cheque-guide *{box-sizing:border-box}\n#dih-cheque-guide h2{font-size:22px;line-height:1.5;color:#123b67;background:#edf7fb;border-left:5px solid #11a89e;padding:9px 13px;border-radius:6px;margin:28px 0 14px}\n#dih-cheque-guide h3{font-size:18px;color:#087e8b;margin:20px 0 8px}\n#dih-cheque-guide p{margin:12px 0}\n#dih-cheque-guide ul,#dih-cheque-guide ol{padding-left:25px}\n#dih-cheque-guide li{margin:6px 0}\n#dih-cheque-guide a{overflow-wrap:anywhere}\n#dih-cheque-guide .cg-hero{background:linear-gradient(135deg,#102f55,#087e8b,#10a89d);color:#fff;padding:25px 18px;border-radius:16px;text-align:center}\n#dih-cheque-guide .cg-hero h2{background:none;border:0;color:#fff;padding:0;font-size:27px;margin:8px 0 12px}\n#dih-cheque-guide .cg-hero p{color:#fff}\n#dih-cheque-guide .cg-btn{display:inline-block;background:linear-gradient(135deg,#087e8b,#11a89e);color:#fff!important;text-decoration:none!important;font-weight:700;padding:11px 16px;border-radius:9px;margin:6px 3px}\n#dih-cheque-guide .cg-btn.gold{background:linear-gradient(135deg,#a96805,#e5a329)}\n#dih-cheque-guide .cg-toc{background:#eff6ff;border:1px solid #d8e6fa;border-radius:12px;padding:18px 20px;margin:22px 0}\n#dih-cheque-guide .cg-toc h2{background:none;border:0;padding:0;margin:0 0 10px;font-size:21px}\n#dih-cheque-guide .cg-toc ol{margin:5px 0;padding-left:24px}\n#dih-cheque-guide .cg-toc a{color:#1458a0;text-decoration:none}\n#dih-cheque-guide .cg-back{display:inline-block;background:#e6f7f3;color:#087e8b;text-decoration:none;padding:4px 11px;border-radius:20px;font-size:13px;margin-top:8px}\n#dih-cheque-guide .cg-note{background:#fff4dd;border-left:4px solid #e5a323;padding:13px 15px;border-radius:7px;margin:15px 0}\n#dih-cheque-guide .cg-danger{background:#fff0ef;border-left:4px solid #d84b48;padding:13px 15px;border-radius:7px;margin:15px 0}\n#dih-cheque-guide .cg-card{background:#fff;border:1px solid #e0e8ee;padding:14px 16px;border-radius:10px;margin:12px 0}\n#dih-cheque-guide .cg-sample{display:block;width:100%;height:auto;max-width:680px;margin:14px auto;border:1px solid #dce4eb;border-radius:10px}\n#dih-cheque-guide .cg-table-wrap{overflow-x:auto;margin:14px 0}\n#dih-cheque-guide table{width:100%;min-width:480px;border-collapse:collapse;background:#fff}\n#dih-cheque-guide th{background:#123b67;color:#fff}\n#dih-cheque-guide th,#dih-cheque-guide td{padding:10px;border:1px solid #dce5ec;text-align:left;vertical-align:top}\n#dih-cheque-guide tr:nth-child(even){background:#f0f8fa}\n#dih-cheque-guide .cg-faq details{background:#fff;border:1px solid #dce5ec;border-radius:9px;padding:12px 14px;margin:10px 0}\n#dih-cheque-guide .cg-faq summary{cursor:pointer;font-weight:700;color:#123b67}\n#dih-cheque-guide .cg-footer{background:#eaf7f5;padding:17px;border-radius:12px;margin-top:25px}\n@media(max-width:600px){\n#dih-cheque-guide{padding:12px!important;font-size:15px!important}\n#dih-cheque-guide h2{font-size:20px}\n#dih-cheque-guide .cg-hero{padding:20px 12px}\n#dih-cheque-guide .cg-hero h2{font-size:23px}\n#dih-cheque-guide .cg-toc{padding:14px}\n#dih-cheque-guide .cg-btn{display:block;text-align:center}\n}\n<\/style>\n\n<div class=\"cg-hero\">\n<div style=\"font-size:42px\">\ud83c\udfe6 \ud83e\uddfe<\/div>\n<h2>\u099a\u09c7\u0995 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u0986\u0997\u09c7 \u09af\u09c7 \u09e7\u09eb\u099f\u09bf \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be \u099c\u09be\u09a8\u09be \u099c\u09b0\u09c1\u09b0\u09bf<\/h2>\n<p><strong>\u099a\u09c7\u0995 \u09b2\u09bf\u0996\u09c1\u09a8 \u09b8\u09a4\u09b0\u09cd\u0995\u09ad\u09be\u09ac\u09c7, \u09a8\u09bf\u09b0\u09be\u09aa\u09a6 \u09b0\u09be\u0996\u09c1\u09a8 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b9\u09bf\u09b8\u09be\u09ac \u0993 \u0985\u09b0\u09cd\u09a5\u0964<\/strong><\/p>\n<p>\u099a\u09c7\u0995 \u09b2\u09c7\u0996\u09be\u09b0 \u09b8\u09a0\u09bf\u0995 \u09a8\u09bf\u09df\u09ae, \u099c\u09be\u09b2\u09bf\u09df\u09be\u09a4\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09b0\u09cb\u09a7, \u099a\u09c7\u0995 \u09ac\u0987 \u09b9\u09be\u09b0\u09be\u09b2\u09c7 \u0995\u09b0\u09a3\u09c0\u09df \u098f\u09ac\u0982 \u099a\u09c7\u0995 \u09a1\u09bf\u099c\u0985\u09a8\u09be\u09b0 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u099c\u09be\u09a8\u09c1\u09a8 \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4\u0964<\/p>\n<a class=\"cg-btn\" href=\"https:\/\/docsinhand.com\/blog\/archives\/8873\">\u09a8\u09a4\u09c1\u09a8 \u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c1\u09a8<\/a>\n<\/div>\n\n<p>\u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u098f\u0995\u099f\u09bf \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ae\u09be\u09a7\u09cd\u09af\u09ae \u09b9\u09b2\u09cb <strong>\u099a\u09c7\u0995 (Cheque)<\/strong>\u0964 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09aa\u09c7\u09ae\u09c7\u09a8\u09cd\u099f, \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u09ac\u09bf\u09b2 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u0995\u09bf\u0982\u09ac\u09be \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u099a\u09c7\u0995 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09b9\u09df\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u099a\u09c7\u0995\u09c7 \u09b8\u09be\u09ae\u09be\u09a8\u09cd\u09af \u09ad\u09c1\u09b2, \u0985\u09b8\u09cd\u09aa\u09b7\u09cd\u099f \u09b2\u09c7\u0996\u09be, \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0\u09c7\u09b0 \u0985\u09ae\u09bf\u09b2 \u09ac\u09be \u09aa\u09b0\u09cd\u09af\u09be\u09aa\u09cd\u09a4 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u0985\u09ad\u09be\u09ac\u09c7\u09b0 \u0995\u09be\u09b0\u09a3\u09c7 \u099a\u09c7\u0995 \u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u09be\u0996\u09cd\u09af\u09be\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u0985\u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be \u09a5\u09c7\u0995\u09c7 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u0995\u09cd\u09b7\u09a4\u09bf \u0993 \u099c\u09be\u09b2\u09bf\u09df\u09be\u09a4\u09bf\u09b0 \u099d\u09c1\u0981\u0995\u09bf\u0993 \u09a4\u09c8\u09b0\u09bf \u09b9\u09df\u0964<\/p>\n\n<p>\u09a4\u09be\u0987 \u099a\u09c7\u0995 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u0986\u0997\u09c7 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u099a\u09c7\u0995 \u09b2\u09bf\u0996\u09ac\u09c7\u09a8, \u0995\u09be\u0995\u09c7 \u09a6\u09c7\u09ac\u09c7\u09a8, \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09a8\u09bf\u09b0\u09be\u09aa\u09a6 \u09b0\u09be\u0996\u09ac\u09c7\u09a8 \u098f\u09ac\u0982 \u099a\u09c7\u0995 \u09b9\u09be\u09b0\u09bf\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u0995\u09c0 \u0995\u09b0\u09ac\u09c7\u09a8\u2014\u098f\u09b8\u09ac \u09ac\u09bf\u09b7\u09df \u099c\u09be\u09a8\u09be \u0985\u09a4\u09cd\u09af\u09a8\u09cd\u09a4 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964<\/p>\n\n<div class=\"cg-toc\" id=\"cg-toc\">\n<h2>\ud83d\udcda \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0<\/h2>\n<ol>\n<li><a href=\"#cg-what\">\u099a\u09c7\u0995 \u0993 \u099a\u09c7\u0995 \u09ac\u0987 \u0995\u09c0?<\/a><\/li>\n<li><a href=\"#cg-collect\">\u099a\u09c7\u0995 \u09ac\u0987 \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u0993 \u09a8\u09a4\u09c1\u09a8 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8<\/a><\/li>\n<li><a href=\"#cg-writing\">\u099a\u09c7\u0995 \u09b2\u09c7\u0996\u09be\u09b0 \u09b8\u09a0\u09bf\u0995 \u09a8\u09bf\u09df\u09ae<\/a><\/li>\n<li><a href=\"#cg-safety\">\u099a\u09c7\u0995 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09e7\u09eb\u099f\u09bf \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be<\/a><\/li>\n<li><a href=\"#cg-crossing\">A\/C Payee, Bearer \u0993 Self \u099a\u09c7\u0995<\/a><\/li>\n<li><a href=\"#cg-images\">\u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09be \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be<\/a><\/li>\n<li><a href=\"#cg-lost\">\u099a\u09c7\u0995 \u09ac\u0987 \u09b9\u09be\u09b0\u09bf\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u0995\u09b0\u09a3\u09c0\u09df<\/a><\/li>\n<li><a href=\"#cg-dishonour\">\u099a\u09c7\u0995 \u09a1\u09bf\u099c\u0985\u09a8\u09be\u09b0 \u0995\u09c0 \u098f\u09ac\u0982 \u0995\u09c7\u09a8 \u09b9\u09df?<\/a><\/li>\n<li><a href=\"#cg-faq\">\u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09aa\u09cd\u09b0\u09b6\u09cd\u09a8 \u0993 \u0989\u09a4\u09cd\u09a4\u09b0<\/a><\/li>\n<\/ol>\n<\/div>\n\n<h2 id=\"cg-what\">\u09e7. \u099a\u09c7\u0995 \u0993 \u099a\u09c7\u0995 \u09ac\u0987 \u0995\u09c0?<\/h2>\n\n<p>\u099a\u09c7\u0995 \u09b9\u09b2\u09cb \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b9\u09bf\u09b8\u09be\u09ac\u09a7\u09be\u09b0\u09c0\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0\u09af\u09c1\u0995\u09cd\u09a4 \u098f\u0995\u099f\u09bf \u09b2\u09bf\u0996\u09bf\u09a4 \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6, \u09af\u09be\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b6\u09b0\u09cd\u09a4 \u09aa\u09c2\u09b0\u09a3 \u09b9\u09b2\u09c7 \u09ac\u09cd\u09af\u09be\u0982\u0995\u0995\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u0985\u09a8\u09c1\u0995\u09c2\u09b2\u09c7 \u0985\u09b0\u09cd\u09a5 \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09df\u0964 \u0995\u09df\u09c7\u0995\u099f\u09bf \u099a\u09c7\u0995\u09c7\u09b0 \u09aa\u09be\u09a4\u09be \u098f\u0995\u09b8\u0999\u09cd\u0997\u09c7 \u09ac\u09be\u0981\u09a7\u09be\u0987 \u0995\u09b0\u09be \u09a5\u09be\u0995\u09b2\u09c7 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\u09aa\u09be\u09a4\u09be\u0997\u09c1\u09b2\u09cb \u09b6\u09c7\u09b7 \u09b9\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u09a8\u09a4\u09c1\u09a8 \u09ac\u0987\u09df\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 Requisition Form \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09a4\u09c7 \u09b9\u09df\u0964<\/p>\n\n<p>\u09b0\u09bf\u0995\u09c1\u0987\u099c\u09bf\u09b6\u09a8 \u09b8\u09cd\u09b2\u09bf\u09aa \u09b9\u09be\u09b0\u09bf\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u09ac\u09be \u09a8\u09b7\u09cd\u099f \u09b9\u09b2\u09c7 \u09b8\u0982\u09b6\u09cd\u09b2\u09bf\u09b7\u09cd\u099f \u09b6\u09be\u0996\u09be\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09c7 \u09ac\u09bf\u0995\u09b2\u09cd\u09aa \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a6\u09cd\u09a7\u09a4\u09bf \u099c\u09c7\u09a8\u09c7 \u09a8\u09bf\u09a8\u0964 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u099c\u09ae\u09be \u09a6\u09bf\u09a4\u09c7 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/p>\n\n<div class=\"cg-card\">\n<strong>\ud83d\udcdd \u09a8\u09a4\u09c1\u09a8 \u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8?<\/strong>\n<p>DocsInHand-\u098f\u09b0 \u09b8\u0982\u09b6\u09cd\u09b2\u09bf\u09b7\u09cd\u099f \u09aa\u09c7\u099c\u09c7 \u0997\u09bf\u09df\u09c7 \u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6\u09a8\u09be \u09a6\u09c7\u0996\u09c1\u09a8\u0964<\/p>\n<a class=\"cg-btn\" href=\"https:\/\/docsinhand.com\/blog\/archives\/8873\">\u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf 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\u0985\u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0995\u09c7 \u099a\u09c7\u0995 \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09a4\u09b0\u09cd\u0995 \u09a5\u09be\u0995\u09c1\u09a8<\/h3>\n<p>\u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u0995\u09be\u09b0\u09a3, \u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09aa\u09b0\u09bf\u099a\u09df \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4 \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09c1\u09a8\u0964 \u099a\u09c7\u0995\u09c7\u09b0 \u099b\u09ac\u09bf \u09ac\u09be \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be \u0985\u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0995\u09c7 \u09aa\u09be\u09a0\u09be\u09a8\u09cb \u09a5\u09c7\u0995\u09c7 \u09ac\u09bf\u09b0\u09a4 \u09a5\u09be\u0995\u09c1\u09a8\u0964<\/p>\n\n<h3>\u09e7\u09eb. \u099a\u09c7\u0995 \u099c\u09ae\u09be\u09b0 \u09b0\u09b8\u09bf\u09a6 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09c1\u09a8<\/h3>\n<p>\u099a\u09c7\u0995 \u099c\u09ae\u09be \u09a6\u09bf\u09b2\u09c7 \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09a6\u09c7\u0993\u09df\u09be \u09b0\u09b8\u09bf\u09a6 \u09ac\u09be \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09aa\u09cd\u09b0\u09ae\u09be\u09a3 \u09b0\u09be\u0996\u09c1\u09a8\u0964 \u09aa\u09b0\u09c7 \u0995\u09cb\u09a8\u09cb \u09aa\u09cd\u09b0\u09b6\u09cd\u09a8 \u09ac\u09be \u09ac\u09bf\u09b0\u09cb\u09a7 \u09a6\u09c7\u0996\u09be \u09a6\u09bf\u09b2\u09c7 \u098f\u099f\u09bf \u0995\u09be\u099c\u09c7 \u09b2\u09be\u0997\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/p>\n<a class=\"cg-back\" href=\"#cg-toc\">\u2191 \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n\n<h2 id=\"cg-crossing\">\u09eb. A\/C Payee, Bearer \u0993 Self \u099a\u09c7\u0995\u09c7\u09b0 \u09aa\u09be\u09b0\u09cd\u09a5\u0995\u09cd\u09af<\/h2>\n\n<div class=\"cg-table-wrap\">\n<table>\n<thead>\n<tr><th>\u099a\u09c7\u0995\u09c7\u09b0 \u09a7\u09b0\u09a8<\/th><th>\u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0<\/th><th>\u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be<\/th><\/tr>\n<\/thead>\n<tbody>\n<tr><td>A\/C Payee<\/td><td>\u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u0985\u09b0\u09cd\u09a5 \u099c\u09ae\u09be<\/td><td>\u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09a8\u09be\u09ae \u09b8\u09a0\u09bf\u0995 \u09b2\u09bf\u0996\u09c1\u09a8<\/td><\/tr>\n<tr><td>Bearer<\/td><td>\u099a\u09c7\u0995 \u0989\u09aa\u09b8\u09cd\u09a5\u09be\u09aa\u09a8\u0995\u09be\u09b0\u09c0 \u09af\u09cb\u0997\u09cd\u09af \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0995\u09c7 \u0985\u09b0\u09cd\u09a5 \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6<\/td><td>\u09b9\u09be\u09b0\u09be\u09a8\u09cb \u09ac\u09be \u0985\u09a8\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u099d\u09c1\u0981\u0995\u09bf \u09ac\u09bf\u09ac\u09c7\u099a\u09a8\u09be \u0995\u09b0\u09c1\u09a8<\/td><\/tr>\n<tr><td>Self<\/td><td>\u09a8\u09bf\u099c\u09c7\u09b0 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u0985\u09b0\u09cd\u09a5 \u0989\u09a4\u09cd\u09a4\u09cb\u09b2\u09a8\u09c7\u09b0 \u099c\u09a8\u09cd\u09af<\/td><td>\u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09a8\u09bf\u09df\u09ae \u09ae\u09c7\u09a8\u09c7 \u09aa\u09b0\u09bf\u099a\u09df \u0993 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09c1\u09a8<\/td><\/tr>\n<tr><td>Crossed Cheque<\/td><td>\u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09a4 \u09ac\u09cd\u09af\u09be\u0982\u0995\u09bf\u0982 \u099a\u09cd\u09af\u09be\u09a8\u09c7\u09b2\u09c7 \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u099a\u09bf\u09b9\u09cd\u09a8\u09bf\u09a4 \u099a\u09c7\u0995<\/td><td>\u0995\u09cd\u09b0\u09b8\u09bf\u0982\u09df\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u099c\u09ae\u09be \u09a6\u09bf\u09a8<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p>\u099a\u09c7\u0995\u09c7\u09b0 \u09a7\u09b0\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a8\u09bf\u09df\u09ae \u0986\u09b2\u09be\u09a6\u09be \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u099a\u09c7\u0995\u09c7\u09b0 \u0993\u09aa\u09b0 \u0995\u09cb\u09a8\u09cb \u09b6\u09ac\u09cd\u09a6 \u09b2\u09bf\u0996\u09b2\u09c7\u0987 \u09b8\u09ac \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7 \u098f\u0995\u0987 \u09ab\u09b2 \u09b9\u09ac\u09c7\u2014\u098f\u09ae\u09a8 \u09a7\u09b0\u09c7 \u09a8\u09c7\u0993\u09df\u09be \u0989\u099a\u09bf\u09a4 \u09a8\u09df\u0964 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09b2\u09c7 \u09b8\u0982\u09b6\u09cd\u09b2\u09bf\u09b7\u09cd\u099f \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u0995\u09b0\u09cd\u09ae\u0995\u09b0\u09cd\u09a4\u09be\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u09b9\u09df\u09c7 \u09a8\u09bf\u09a8\u0964<\/p>\n<a class=\"cg-back\" href=\"#cg-toc\">\u2191 \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n\n<h2 id=\"cg-images\">\u09ec. \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09be \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be<\/h2>\n\n<p>\u09a8\u09bf\u099a\u09c7\u09b0 \u099b\u09ac\u09bf\u0997\u09c1\u09b2\u09cb \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u09a7\u09b0\u09a8\u09c7\u09b0 \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09b2\u09cb\u0964 \u098f\u0997\u09c1\u09b2\u09cb \u09a6\u09c7\u0996\u09c7 \u099a\u09c7\u0995\u09c7\u09b0 \u0998\u09b0 \u0993 \u09a4\u09a5\u09cd\u09af\u09c7\u09b0 \u09ac\u09bf\u09a8\u09cd\u09af\u09be\u09b8 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u09a7\u09be\u09b0\u09a3\u09be \u09a8\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u099a\u09c7\u0995 \u09aa\u09c2\u09b0\u09a3\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09a8\u09bf\u09df\u09ae \u0985\u09a8\u09c1\u09b8\u09b0\u09a3 \u0995\u09b0\u09ac\u09c7\u09a8\u0964<\/p>\n\n<h3>\u09b8\u09c7\u09ad\u09bf\u0982\u09b8 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 \u099a\u09c7\u0995<\/h3>\n\n<p><strong>\u09e7. Bearer \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be<\/strong><\/p>\n<a href=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/name.png\" target=\"_blank\" rel=\"noopener\">\n<img decoding=\"async\" class=\"cg-sample\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/name.png\" alt=\"\u09b8\u09c7\u09ad\u09bf\u0982\u09b8 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 Bearer \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\" loading=\"lazy\">\n<\/a>\n\n<p><strong>\u09e8. \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u09ac\u09be \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u0985\u09a8\u09c1\u0995\u09c2\u09b2\u09c7 \u099a\u09c7\u0995<\/strong><\/p>\n<a href=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/sanwan.png\" target=\"_blank\" rel=\"noopener\">\n<img decoding=\"async\" class=\"cg-sample\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/sanwan.png\" alt=\"\u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u0985\u09a8\u09c1\u0995\u09c2\u09b2\u09c7 \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09be \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\" loading=\"lazy\">\n<\/a>\n\n<p><strong>\u09e9. Self \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be<\/strong><\/p>\n<a href=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/self.png\" target=\"_blank\" rel=\"noopener\">\n<img decoding=\"async\" class=\"cg-sample\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/self.png\" alt=\"\u09a8\u09bf\u099c\u09c7\u09b0 \u0985\u09b0\u09cd\u09a5 \u0989\u09a4\u09cd\u09a4\u09cb\u09b2\u09a8\u09c7\u09b0 Self \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\" loading=\"lazy\">\n<\/a>\n\n<h3>\u0995\u09be\u09b0\u09c7\u09a8\u09cd\u099f \u09ac\u09be \u09ac\u09bf\u099c\u09a8\u09c7\u09b8 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 \u099a\u09c7\u0995<\/h3>\n\n<p><strong>\u09e7. Bearer \u099a\u09c7\u0995<\/strong><\/p>\n<a href=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/cq-bearear.png\" target=\"_blank\" rel=\"noopener\">\n<img decoding=\"async\" class=\"cg-sample\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/cq-bearear.png\" alt=\"\u0995\u09be\u09b0\u09c7\u09a8\u09cd\u099f \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 Bearer \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\" loading=\"lazy\">\n<\/a>\n\n<p><strong>\u09e8. \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u0985\u09a8\u09c1\u0995\u09c2\u09b2\u09c7 \u099a\u09c7\u0995<\/strong><\/p>\n<a href=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/cq-for-vendor-business.png\" target=\"_blank\" rel=\"noopener\">\n<img decoding=\"async\" class=\"cg-sample\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/cq-for-vendor-business.png\" alt=\"\u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09aa\u09c7\u09ae\u09c7\u09a8\u09cd\u099f\u09c7\u09b0 \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\" loading=\"lazy\">\n<\/a>\n\n<p><strong>\u09e9. \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7\u09b0 Self \u09ac\u09be Cash \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be<\/strong><\/p>\n<a href=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/cq-cash-business.png\" target=\"_blank\" rel=\"noopener\">\n<img decoding=\"async\" class=\"cg-sample\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2023\/12\/cq-cash-business.png\" alt=\"\u0995\u09be\u09b0\u09c7\u09a8\u09cd\u099f \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 Self \u09ac\u09be Cash \u099a\u09c7\u0995\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\" loading=\"lazy\">\n<\/a>\n\n<p>\u09a8\u09ae\u09c1\u09a8\u09be \u099b\u09ac\u09bf\u09a4\u09c7 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09ac\u09be \u09ac\u09cd\u09af\u09be\u0982\u0995\u09b8\u0982\u0995\u09cd\u09b0\u09be\u09a8\u09cd\u09a4 \u09a4\u09a5\u09cd\u09af \u09a5\u09be\u0995\u09b2\u09c7 \u09a4\u09be \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u09ac\u09be \u09b6\u09c7\u09df\u09be\u09b0 \u0995\u09b0\u09be\u09b0 \u0986\u0997\u09c7 \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09c1\u09a8\u0964<\/p>\n<a class=\"cg-back\" href=\"#cg-toc\">\u2191 \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n\n<h2 id=\"cg-lost\">\u09ed. \u099a\u09c7\u0995 \u09ac\u0987 \u09ac\u09be \u099a\u09c7\u0995 \u09aa\u09be\u09a4\u09be \u09b9\u09be\u09b0\u09bf\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u0995\u09b0\u09a3\u09c0\u09df<\/h2>\n\n<p>\u099a\u09c7\u0995 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href=\"https:\/\/docsinhand.com\/blog\/archives\/8873\">\u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c1\u09a8<\/a>\n<a class=\"cg-back\" href=\"#cg-toc\">\u2191 \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n\n<h2 id=\"cg-dishonour\">\u09ee. \u099a\u09c7\u0995 \u09a1\u09bf\u099c\u0985\u09a8\u09be\u09b0 \u0995\u09c0 \u098f\u09ac\u0982 \u0995\u09c7\u09a8 \u09b9\u09df?<\/h2>\n\n<p>\u0995\u09cb\u09a8\u09cb \u099a\u09c7\u0995 \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7 \u099c\u09ae\u09be \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u09aa\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b8\u09c7\u099f\u09bf\u09b0 \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u0995\u09b0\u09a4\u09c7 \u09a8\u09be \u09aa\u09be\u09b0\u09b2\u09c7 \u09ac\u09be \u0997\u09cd\u09b0\u09b9\u09a3\u09af\u09cb\u0997\u09cd\u09af \u0995\u09cb\u09a8\u09cb 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\u09a8\u09be \u09b9\u0993\u09df\u09be\u0964<\/li>\n<\/ul>\n\n<p>\u099a\u09c7\u0995 \u0987\u09b8\u09cd\u09af\u09c1 \u0995\u09b0\u09be\u09b0 \u0986\u0997\u09c7 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7\u09b0 \u09ac\u09cd\u09af\u09be\u09b2\u09c7\u09a8\u09cd\u09b8 \u0993 \u099a\u09c7\u0995\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09c1\u09a8\u0964 \u0995\u09cb\u09a8\u09cb \u099a\u09c7\u0995 \u09ab\u09c7\u09b0\u09a4 \u0997\u09c7\u09b2\u09c7 \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09ab\u09c7\u09b0\u09a4\u09c7\u09b0 \u0995\u09be\u09b0\u09a3 \u099c\u09c7\u09a8\u09c7 \u09a6\u09cd\u09b0\u09c1\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a8\u09bf\u09a8\u0964<\/p>\n\n<div class=\"cg-note\"><strong>\u0986\u0987\u09a8\u09b8\u0982\u0995\u09cd\u09b0\u09be\u09a8\u09cd\u09a4 \u09a4\u09a5\u09cd\u09af:<\/strong> \u099a\u09c7\u0995 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\u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09bf\u09a8\u0964<\/div>\n<a class=\"cg-back\" href=\"#cg-toc\">\u2191 \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n\n<h2 id=\"cg-faq\">\u09ef. \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09aa\u09cd\u09b0\u09b6\u09cd\u09a8 \u0993 \u0989\u09a4\u09cd\u09a4\u09b0 (FAQ)<\/h2>\n\n<div class=\"cg-faq\">\n<details>\n<summary>\u09e7. \u099a\u09c7\u0995 \u09b2\u09c7\u0996\u09be\u09b0 \u09b8\u09ae\u09df \u09ad\u09c1\u09b2 \u09b9\u09b2\u09c7 \u0995\u09c0 \u0995\u09b0\u09ac?<\/summary>\n<p>\u09ad\u09c1\u09b2 \u09b8\u0982\u09b6\u09cb\u09a7\u09a8\u09c7\u09b0 \u0986\u0997\u09c7 \u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09a8\u09bf\u09df\u09ae \u099c\u09c7\u09a8\u09c7 \u09a8\u09bf\u09a8\u0964 \u09a8\u09bf\u09b0\u09be\u09aa\u09a6 \u09ac\u09bf\u0995\u09b2\u09cd\u09aa \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09ad\u09c1\u09b2 \u099a\u09c7\u0995 \u09ac\u09be\u09a4\u09bf\u09b2 \u0995\u09b0\u09c7 \u09a8\u09a4\u09c1\u09a8 \u099a\u09c7\u0995 \u09b2\u09c7\u0996\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/p>\n<\/details>\n\n<details>\n<summary>\u09e8. \u09ab\u09be\u0981\u0995\u09be \u099a\u09c7\u0995\u09c7 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u0995\u09b0\u09c7 \u09a6\u09c7\u0993\u09df\u09be \u0995\u09bf \u09a8\u09bf\u09b0\u09be\u09aa\u09a6?<\/summary>\n<p>\u09a8\u09be\u0964 \u09ab\u09be\u0981\u0995\u09be \u099a\u09c7\u0995\u09c7 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u0995\u09b0\u09b2\u09c7 \u0985\u09a8\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09a4\u09a5\u09cd\u09af \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09c7 \u0985\u09aa\u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u099d\u09c1\u0981\u0995\u09bf \u09a5\u09be\u0995\u09c7\u0964<\/p>\n<\/details>\n\n<details>\n<summary>\u09e9. A\/C Payee \u099a\u09c7\u0995\u09c7\u09b0 \u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u0995\u09c0?<\/summary>\n<p>\u098f\u099f\u09bf \u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09a4 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u0985\u09b0\u09cd\u09a5 \u099c\u09ae\u09be \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09b9\u09df\u0964 \u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09a8\u09be\u09ae \u09b8\u09a0\u09bf\u0995\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/p>\n<\/details>\n\n<details>\n<summary>\u09ea. \u099a\u09c7\u0995 \u09ac\u0987 \u09b9\u09be\u09b0\u09be\u09b2\u09c7 \u09aa\u09cd\u09b0\u09a5\u09ae\u09c7 \u0995\u09c0 \u0995\u09b0\u09ac?<\/summary>\n<p>\u09a6\u09cd\u09b0\u09c1\u09a4 \u09ac\u09cd\u09af\u09be\u0982\u0995\u0995\u09c7 \u099c\u09be\u09a8\u09be\u09a8, \u09b9\u09be\u09b0\u09be\u09a8\u09cb \u099a\u09c7\u0995\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09a6\u09bf\u09a8 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 Stop Payment \u0993 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be\u09ae\u09c2\u09b2\u0995 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a8\u09bf\u09a8\u0964<\/p>\n<\/details>\n\n<details>\n<summary>\u09eb. \u099a\u09c7\u0995 \u09a1\u09bf\u099c\u0985\u09a8\u09be\u09b0 \u09b9\u09b2\u09c7 \u0995\u09c0 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4?<\/summary>\n<p>\u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09ab\u09c7\u09b0\u09a4\u09c7\u09b0 \u0995\u09be\u09b0\u09a3 \u099c\u09c7\u09a8\u09c7 \u09a8\u09bf\u09a8\u0964 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be, \u09a8\u09a4\u09c1\u09a8 \u099a\u09c7\u0995 \u09ac\u09be \u0985\u09a8\u09cd\u09af \u09ac\u09c8\u09a7 \u09aa\u09c7\u09ae\u09c7\u09a8\u09cd\u099f \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf \u09a8\u09bf\u09df\u09c7 \u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09c1\u09a8\u0964 \u0986\u0987\u09a8\u09bf \u09ac\u09bf\u09b0\u09cb\u09a7 \u09b9\u09b2\u09c7 \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09bf\u09a8\u0964<\/p>\n<\/details>\n\n<details>\n<summary>\u09ec. \u099a\u09c7\u0995\u09c7 \u0995\u09a5\u09be\u09df \u099f\u09be\u0995\u09be\u09b0 \u09b6\u09c7\u09b7\u09c7 \u201cOnly\u201d \u09ac\u09be \u201c\u09ae\u09be\u09a4\u09cd\u09b0\u201d \u0995\u09c7\u09a8 \u09b2\u09c7\u0996\u09be \u09b9\u09df?<\/summary>\n<p>\u099f\u09be\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0995\u09b0\u09a4\u09c7 \u098f\u0987 \u09b6\u09ac\u09cd\u09a6 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09b9\u09df\u0964 \u09a4\u09ac\u09c7 \u09b6\u09c1\u09a7\u09c1 \u09b6\u09ac\u09cd\u09a6\u099f\u09bf \u09b2\u09bf\u0996\u09b2\u09c7\u0987 \u099c\u09be\u09b2\u09bf\u09df\u09be\u09a4\u09bf \u09aa\u09c1\u09b0\u09cb\u09aa\u09c1\u09b0\u09bf \u09a0\u09c7\u0995\u09be\u09a8\u09cb \u09af\u09be\u09df \u09a8\u09be; \u099a\u09c7\u0995 \u09b8\u09a0\u09bf\u0995\u09ad\u09be\u09ac\u09c7 \u09aa\u09c2\u09b0\u09a3 \u0993 \u09a8\u09bf\u09b0\u09be\u09aa\u09a6\u09c7 \u09b0\u09be\u0996\u09be \u099c\u09b0\u09c1\u09b0\u09bf\u0964<\/p>\n<\/details>\n<\/div>\n<a class=\"cg-back\" href=\"#cg-toc\">\u2191 \u09b8\u09c2\u099a\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n\n<div class=\"cg-footer\">\n<h2 style=\"margin-top:0\">\ud83d\udd10 \u09b8\u099a\u09c7\u09a4\u09a8 \u09a5\u09be\u0995\u09c1\u09a8, \u09a8\u09bf\u09b0\u09be\u09aa\u09a6\u09c7 \u099a\u09c7\u0995 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c1\u09a8<\/h2>\n<p>\u098f\u0995\u099f\u09bf \u099a\u09c7\u0995 \u09b2\u09c7\u0996\u09be\u09b0 \u0986\u0997\u09c7 \u0995\u09df\u09c7\u0995 \u09ae\u09bf\u09a8\u09bf\u099f \u09b8\u09ae\u09df \u09a8\u09bf\u09df\u09c7 \u09aa\u09cd\u09b0\u09be\u09aa\u0995\u09c7\u09b0 \u09a8\u09be\u09ae, \u09a4\u09be\u09b0\u09bf\u0996, \u099f\u09be\u0995\u09be\u09b0 \u0985\u0999\u09cd\u0995, \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u0993 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09ac\u09cd\u09af\u09be\u09b2\u09c7\u09a8\u09cd\u09b8 \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09c1\u09a8\u0964 \u099a\u09c7\u0995 \u09ac\u0987 \u09b9\u09be\u09b0\u09bf\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u09a6\u09c7\u09b0\u09bf \u09a8\u09be \u0995\u09b0\u09c7 \u09ac\u09cd\u09af\u09be\u0982\u0995\u0995\u09c7 \u099c\u09be\u09a8\u09be\u09a8\u0964 \u0986\u09aa\u09a8\u09be\u09b0 \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be\u0987 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u099d\u09c1\u0981\u0995\u09bf \u0995\u09ae\u09be\u09a8\u09cb\u09b0 \u09aa\u09cd\u09b0\u09a5\u09ae \u09aa\u09a6\u0995\u09cd\u09b7\u09c7\u09aa\u0964<\/p>\n<p>\u09a8\u09a4\u09c1\u09a8 \u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09a4\u09c7 \u09a8\u09bf\u099a\u09c7\u09b0 \u09b2\u09bf\u0982\u0995\u09c7 \u09af\u09be\u09a8:<\/p>\n<a class=\"cg-btn\" href=\"https:\/\/docsinhand.com\/blog\/archives\/8873\">\u09a8\u09a4\u09c1\u09a8 \u099a\u09c7\u0995 \u09ac\u0987\u09df\u09c7\u09b0 \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0<\/a>\n<p>\u0986\u09b0\u0993 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u0997\u09be\u0987\u09a1 \u0993 \u0985\u09a8\u09b2\u09be\u0987\u09a8 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u099f\u09c1\u09b2 \u09aa\u09c7\u09a4\u09c7 \u09ad\u09bf\u099c\u09bf\u099f \u0995\u09b0\u09c1\u09a8 <a href=\"https:\/\/docsinhand.com\/\">DocsInHand.com<\/a> \u098f\u09ac\u0982 <a href=\"https:\/\/docsinhand.com\/blog\/\">DocsInHand Blog<\/a>\u0964<\/p>\n<\/div>\n\n<div style=\"border-top:1px solid #dce5ec;margin-top:24px;padding-top:15px\">\n<strong>\u09b2\u09c7\u0996\u0995 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4\u09bf<\/strong>\n<p>\u09ae\u09cb\u09b9\u09be\u09ae\u09cd\u09ae\u09a6 \u09b6\u0993\u0995\u09a4 \u0986\u0995\u09ac\u09be\u09b0<br>\u09b2\u09c7\u0996\u0995, \u0995\u09ac\u09bf, \u09aa\u09cd\u09b0\u09af\u09c1\u0995\u09cd\u09a4\u09bf \u0989\u09a6\u09cd\u09ad\u09be\u09ac\u0995 \u0993 \u0995\u09a8\u099f\u09c7\u09a8\u09cd\u099f \u09a8\u09bf\u09b0\u09cd\u09ae\u09be\u09a4\u09be<br>Founder \u2014 DocsInHand<\/p>\n<a href=\"https:\/\/showkatbd.com\/about-showkatbd-com\">About ShowkatBD<\/a>\n<\/div>\n\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud83c\udfe6 \ud83e\uddfe \u099a\u09c7\u0995 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u0986\u0997\u09c7 \u09af\u09c7 \u09e7\u09eb\u099f\u09bf \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be \u099c\u09be\u09a8\u09be \u099c\u09b0\u09c1\u09b0\u09bf \u099a\u09c7\u0995 \u09b2\u09bf\u0996\u09c1\u09a8 \u09b8\u09a4\u09b0\u09cd\u0995\u09ad\u09be\u09ac\u09c7, \u09a8\u09bf\u09b0\u09be\u09aa\u09a6 \u09b0\u09be\u0996\u09c1\u09a8 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b9\u09bf\u09b8\u09be\u09ac \u0993 \u0985\u09b0\u09cd\u09a5\u0964 \u099a\u09c7\u0995 \u09b2\u09c7\u0996\u09be\u09b0 \u09b8\u09a0\u09bf\u0995 \u09a8\u09bf\u09df\u09ae, \u099c\u09be\u09b2\u09bf\u09df\u09be\u09a4\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09b0\u09cb\u09a7, \u099a\u09c7\u0995 \u09ac\u0987 \u09b9\u09be\u09b0\u09be\u09b2\u09c7 \u0995\u09b0\u09a3\u09c0\u09df \u098f\u09ac\u0982 \u099a\u09c7\u0995 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