{"id":2801,"date":"2026-10-02T05:56:57","date_gmt":"2026-10-02T05:56:57","guid":{"rendered":"https:\/\/showkatbd.com\/edocs\/?p=2801"},"modified":"2026-10-18T00:29:25","modified_gmt":"2026-10-18T00:29:25","slug":"%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1","status":"publish","type":"post","link":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/","title":{"rendered":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0"},"content":{"rendered":"\n<style>\n\/* =========================================================\n   DocsInHand \u2014 Loan Agreement Article\n   Scoped CSS: \u0985\u09a8\u09cd\u09af WordPress content-\u098f \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u09ab\u09c7\u09b2\u09ac\u09c7 \u09a8\u09be\n   ========================================================= *\/\n\n#dih-loan-agreement{\n    width:100%;\n    max-width:1200px;\n    margin:0 auto;\n    padding:0 10px;\n    box-sizing:border-box;\n    font-family:\"Noto Sans Bengali\",\"Hind Siliguri\",Arial,sans-serif;\n    color:#263238;\n    font-size:16px;\n    line-height:1.9;\n}\n\n#dih-loan-agreement *{\n    box-sizing:border-box;\n}\n\n#dih-loan-agreement h1,\n#dih-loan-agreement h2,\n#dih-loan-agreement h3{\n    font-family:\"Noto Sans Bengali\",\"Hind Siliguri\",Arial,sans-serif;\n}\n\n#dih-loan-agreement h1{\n    margin:0;\n    padding:28px 25px;\n    color:#fff;\n    text-align:center;\n    font-size:32px;\n    line-height:1.5;\n    border-radius:18px;\n    background:linear-gradient(135deg,#063b5c,#087f73);\n    box-shadow:0 8px 25px rgba(0,0,0,.10);\n}\n\n#dih-loan-agreement .dih-meta{\n    text-align:center;\n    margin:14px 0 25px;\n    color:#68757b;\n    font-size:14px;\n}\n\n#dih-loan-agreement p{\n    margin:0 0 18px;\n}\n\n#dih-loan-agreement h2{\n    color:#063b5c;\n    font-size:25px;\n    line-height:1.5;\n    margin:40px 0 18px;\n    padding-bottom:10px;\n    border-bottom:2px solid #d7ebe7;\n    scroll-margin-top:90px;\n}\n\n#dih-loan-agreement h3{\n    color:#087f73;\n    font-size:20px;\n    margin:25px 0 12px;\n}\n\n#dih-loan-agreement ul,\n#dih-loan-agreement ol{\n    margin:0 0 22px 25px;\n    padding:0;\n}\n\n#dih-loan-agreement li{\n    margin-bottom:8px;\n}\n\n#dih-loan-agreement .dih-intro{\n    background:#f8fbfa;\n    border-left:5px solid #087f73;\n    padding:20px 22px;\n    margin:25px 0;\n    border-radius:10px;\n}\n\n#dih-loan-agreement .dih-highlight{\n    background:linear-gradient(135deg,#fff8df,#eef9f6);\n    border:1px solid #d9e7d9;\n    border-radius:14px;\n    padding:20px;\n    margin:25px 0;\n}\n\n#dih-loan-agreement .dih-box{\n    background:#f8fafb;\n    border:1px solid #dce5e8;\n    border-radius:14px;\n    padding:20px;\n    margin:22px 0;\n}\n\n#dih-loan-agreement .dih-box-title{\n    font-weight:700;\n    color:#063b5c;\n    font-size:18px;\n    margin-bottom:10px;\n}\n\n#dih-loan-agreement .dih-warning{\n    background:#fff8e8;\n    border-left:5px solid #d89b19;\n    padding:18px 20px;\n    border-radius:10px;\n    margin:25px 0;\n}\n\n#dih-loan-agreement .dih-note{\n    background:#eef7ff;\n    border-left:5px solid #2776a8;\n    padding:18px 20px;\n    border-radius:10px;\n    margin:25px 0;\n}\n\n#dih-loan-agreement .dih-toc{\n    background:linear-gradient(135deg,#f1faf8,#f8fbff);\n    border:1px solid #cce4df;\n    border-radius:16px;\n    padding:22px 25px;\n    margin:30px 0 35px;\n    box-shadow:0 4px 15px rgba(0,0,0,.04);\n}\n\n#dih-loan-agreement .dih-toc-title{\n    color:#063b5c;\n    font-size:23px;\n    font-weight:700;\n    margin-bottom:15px;\n}\n\n#dih-loan-agreement .dih-toc ol{\n    margin:0;\n    padding-left:25px;\n}\n\n#dih-loan-agreement .dih-toc li{\n    margin:5px 0;\n}\n\n#dih-loan-agreement .dih-toc a{\n    color:#087f73;\n    text-decoration:none;\n    transition:.2s ease;\n}\n\n#dih-loan-agreement .dih-toc a:hover{\n    color:#063b5c;\n    text-decoration:underline;\n}\n\n#dih-loan-agreement .back-to-toc{\n    text-align:right;\n    margin:18px 0 30px;\n}\n\n#dih-loan-agreement .back-to-toc a{\n    display:inline-block;\n    background:#eef9f6;\n    color:#087f73;\n    border:1px solid #b9e2d8;\n    padding:7px 15px;\n    border-radius:22px;\n    text-decoration:none;\n    font-size:14px;\n    font-weight:600;\n    line-height:1.5;\n    transition:.2s ease;\n}\n\n#dih-loan-agreement .back-to-toc a:hover{\n    background:#087f73;\n    color:#fff;\n}\n\n#dih-loan-agreement .dih-steps{\n    counter-reset:step;\n    list-style:none;\n    margin-left:0;\n    padding-left:0;\n}\n\n#dih-loan-agreement .dih-steps li{\n    counter-increment:step;\n    position:relative;\n    padding:12px 15px 12px 52px;\n    margin-bottom:10px;\n    background:#f8fbfa;\n    border-radius:10px;\n}\n\n#dih-loan-agreement .dih-steps li::before{\n    content:counter(step);\n    position:absolute;\n    left:12px;\n    top:10px;\n    width:28px;\n    height:28px;\n    line-height:28px;\n    text-align:center;\n    border-radius:50%;\n    background:#087f73;\n    color:#fff;\n    font-size:14px;\n    font-weight:700;\n}\n\n#dih-loan-agreement .dih-example{\n    background:#fcfcfc;\n    border:1px solid #d7d7d7;\n    border-radius:14px;\n    padding:22px;\n    margin:25px 0;\n}\n\n#dih-loan-agreement .dih-example-title{\n    color:#063b5c;\n    font-size:20px;\n    font-weight:700;\n    text-align:center;\n    padding-bottom:12px;\n    margin-bottom:20px;\n    border-bottom:1px dashed #bbb;\n}\n\n#dih-loan-agreement .dih-letter{\n    background:#fff;\n    border:1px solid #ddd;\n    padding:28px;\n    line-height:2;\n}\n\n#dih-loan-agreement .dih-letter p{\n    margin-bottom:12px;\n}\n\n#dih-loan-agreement .dih-table-wrap{\n    overflow-x:auto;\n    margin:22px 0;\n}\n\n#dih-loan-agreement table{\n    width:100%;\n    border-collapse:collapse;\n    min-width:500px;\n    background:#fff;\n}\n\n#dih-loan-agreement th,\n#dih-loan-agreement td{\n    border:1px solid #d8e0e3;\n    padding:11px 13px;\n    text-align:left;\n}\n\n#dih-loan-agreement th{\n    background:#eef7f5;\n    color:#063b5c;\n    font-weight:700;\n}\n\n#dih-loan-agreement .dih-faq{\n    margin:20px 0;\n}\n\n#dih-loan-agreement .dih-faq-item{\n    background:#f8fafb;\n    border:1px solid #dce5e8;\n    border-radius:12px;\n    padding:17px 20px;\n    margin-bottom:12px;\n}\n\n#dih-loan-agreement .dih-question{\n    color:#063b5c;\n    font-weight:700;\n    font-size:17px;\n    margin-bottom:7px;\n}\n\n#dih-loan-agreement .dih-cta{\n    background:linear-gradient(135deg,#063b5c,#087f73);\n    color:#fff;\n    padding:28px 25px;\n    border-radius:18px;\n    margin:35px 0;\n    text-align:center;\n    box-shadow:0 8px 25px rgba(0,0,0,.10);\n}\n\n#dih-loan-agreement .dih-cta h2{\n    color:#fff;\n    border:0;\n    padding:0;\n    margin:0 0 12px;\n}\n\n#dih-loan-agreement .dih-cta p{\n    margin-bottom:18px;\n}\n\n#dih-loan-agreement .dih-button{\n    display:inline-block;\n    background:#fff;\n    color:#063b5c;\n    padding:10px 22px;\n    border-radius:25px;\n    text-decoration:none;\n    font-weight:700;\n}\n\n#dih-loan-agreement .dih-author{\n    background:#f8fafb;\n    border:1px solid #dce5e8;\n    border-radius:15px;\n    padding:22px;\n    margin:30px 0;\n    text-align:center;\n}\n\n#dih-loan-agreement .dih-conclusion{\n    background:linear-gradient(135deg,#fff8e5,#eef9f6);\n    border:1px solid #d8e5dc;\n    border-radius:16px;\n    padding:24px;\n    margin:30px 0;\n}\n\n#dih-loan-agreement .dih-disclaimer{\n    font-size:14px;\n    color:#5d666a;\n    background:#f5f5f5;\n    border:1px solid #ddd;\n    border-radius:10px;\n    padding:16px;\n    margin:25px 0;\n}\n\n@media(max-width:768px){\n\n    #dih-loan-agreement{\n        max-width:100%;\n        padding-left:5px;\n        padding-right:5px;\n        font-size:15px;\n    }\n\n    #dih-loan-agreement h1{\n        font-size:25px;\n        padding:22px 15px;\n        border-radius:13px;\n    }\n\n    #dih-loan-agreement h2{\n        font-size:21px;\n        margin-top:32px;\n    }\n\n    #dih-loan-agreement h3{\n        font-size:18px;\n    }\n\n    #dih-loan-agreement .dih-toc{\n        padding:18px 15px;\n    }\n\n    #dih-loan-agreement .dih-letter{\n        padding:18px 15px;\n    }\n\n    #dih-loan-agreement .dih-example{\n        padding:14px;\n    }\n\n    #dih-loan-agreement .back-to-toc{\n        margin-bottom:25px;\n    }\n}\n<\/style>\n\n\n<div id=\"dih-loan-agreement\">\n\n    <!-- =====================================================\n         HERO\n         ===================================================== -->\n\n    <h1>\n        \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 | Loan Agreement \u09a4\u09c8\u09b0\u09bf\u09b0 \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a3 \u0997\u09be\u0987\u09a1\n    <\/h1>\n\n    <div class=\"dih-meta\">\n        \u098f\u0995\u099f\u09bf \u0997\u09be\u0987\u09a1 &nbsp; | &nbsp; DocsInHand TM &nbsp; | &nbsp; \u098f\u0995\u099f\u09bf \u09b8\u09ae\u09be\u09a7\u09be\u09a8\n    <\/div>\n\n\n    <!-- INTRO -->\n\n    <div class=\"dih-intro\">\n\n        <p>\n            \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8, \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u099c\u09b0\u09c1\u09b0\u09bf \u0996\u09b0\u099a \u0995\u09bf\u0982\u09ac\u09be \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u0995\u09be\u09b0\u09a3\u09c7 \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09df \u0986\u09a4\u09cd\u09ae\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\n            \u09ac\u09a8\u09cd\u09a7\u09c1, \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u099f\u09be\u0995\u09be \u09a7\u09be\u09b0 \u09a8\u09bf\u09a4\u09c7 \u09b9\u09df\u0964\n            \u098f\u0995\u0987\u09ad\u09be\u09ac\u09c7 \u0985\u09a8\u09c7\u0995\u09c7\u0987 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u0995\u09be\u0989\u0995\u09c7 \u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8\u09c7\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u0985\u09b0\u09cd\u09a5 \u098b\u09a3 \u09a6\u09bf\u09df\u09c7 \u09a5\u09be\u0995\u09c7\u09a8\u0964\n        <\/p>\n\n        <p>\n            \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7\u09b0 \u099c\u09be\u09df\u0997\u09be \u09a5\u09c7\u0995\u09c7 \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09df \u09ae\u09a8\u09c7 \u09b9\u09df, \u201c\u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u0986\u09ac\u09be\u09b0 \u09b2\u09bf\u0996\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u0995\u09c0 \u09a6\u09b0\u0995\u09be\u09b0?\u201d\n            \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u09ac\u09be\u09b8\u09cd\u09a4\u09ac\u09c7 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u09ad\u09c1\u09b2 \u09ac\u09cb\u099d\u09be\u09ac\u09c1\u099d\u09bf, \u09b9\u09bf\u09b8\u09be\u09ac\u09c7\u09b0 \u0985\u09ae\u09bf\u09b2, \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df \u09a8\u09bf\u09df\u09c7 \u09ae\u09a4\u09ac\u09bf\u09b0\u09cb\u09a7\n            \u0995\u09bf\u0982\u09ac\u09be \u0995\u09cb\u09a8\u09cb \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u0985\u09a8\u09c1\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u09ac\u09be \u09ae\u09c3\u09a4\u09cd\u09af\u09c1\u09b0 \u09ae\u09a4\u09cb \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u09a4\u09c8\u09b0\u09bf \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        <\/p>\n\n        <p>\n            \u098f\u0987 \u0995\u09be\u09b0\u09a3\u09c7\u0987 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be \u09ac\u09be \u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09b8\u09ae\u09df\n            <strong>\u09b2\u09bf\u0996\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0<\/strong>\n            \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u098f\u0995\u099f\u09bf \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be\u09ae\u09c2\u09b2\u0995 \u09aa\u09a6\u0995\u09cd\u09b7\u09c7\u09aa\u0964\n        <\/p>\n\n    <\/div>\n\n\n    <!-- CTA INTRO -->\n\n    <div class=\"dih-highlight\">\n\n        <p>\n            DocsInHand-\u098f\u09b0 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09c7\n            \u09a6\u09cd\u09b0\u09c1\u09a4 \u098f\u0995\u099f\u09bf \u0996\u09b8\u09dc\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u09af\u09be\u09df\u0964 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u098f\u09b0 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09ab\u09b0\u09ae\u09cd\u09af\u09be\u099f\n            \u09a8\u09bf\u09b0\u09cd\u09ac\u09be\u099a\u09a8 \u0995\u09b0\u09c7 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09b8\u09ae\u09cd\u09ad\u09ac\u0964\n        <\/p>\n\n    <\/div>\n\n\n    <div class=\"dih-disclaimer\">\n\n        <strong>\u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u0986\u0987\u09a8\u0997\u09a4 \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be:<\/strong>\n        DocsInHand-\u098f\u09b0 \u09a4\u09c8\u09b0\u09bf \u09a8\u09ae\u09c1\u09a8\u09be \u09ac\u09be \u099f\u09c7\u09ae\u09aa\u09cd\u09b2\u09c7\u099f \u098f\u0995\u099f\u09bf \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0 \u09b8\u09b9\u09be\u09df\u0995 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u0964\n        \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8, \u099c\u09be\u09ae\u09be\u09a8\u09a4, \u09b8\u09c1\u09a6\/\u09b2\u09be\u09ad, \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09bf \u09ac\u09be \u099c\u099f\u09bf\u09b2\n        \u0986\u0987\u09a8\u0997\u09a4 \u09b6\u09b0\u09cd\u09a4 \u09a5\u09be\u0995\u09b2\u09c7 \u099a\u09c2\u09dc\u09be\u09a8\u09cd\u09a4 \u0995\u09b0\u09be\u09b0 \u0986\u0997\u09c7 \u09af\u09cb\u0997\u09cd\u09af \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09c7\u0993\u09df\u09be \u09ad\u09be\u09b2\u09cb\u0964\n\n    <\/div>\n\n\n    <!-- =====================================================\n         TOC\n         ===================================================== -->\n\n    <div class=\"dih-toc\" id=\"toc\">\n\n        <div class=\"dih-toc-title\">\n            \ud83d\udcd1 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\n        <\/div>\n\n        <ol>\n\n            <li>\n                <a href=\"#loan-agreement\">\n                    \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09c0?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#why-loan-agreement\">\n                    \u098b\u09a3\u09c7\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09c7\u09a8 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#when-agreement\">\n                    \u0995\u0996\u09a8 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#agreement-information\">\n                    \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0995\u09c0 \u0995\u09c0 \u09a4\u09a5\u09cd\u09af \u09a5\u09be\u0995\u09be \u0989\u099a\u09bf\u09a4?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#parties-information\">\n                    \u098b\u09a3\u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09aa\u09b0\u09bf\u099a\u09df\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#loan-amount\">\n                    \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0993 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09ac\u09bf\u09ac\u09b0\u09a3\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#repayment\">\n                    \u098b\u09a3 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df \u0993 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#installment\">\n                    \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u098b\u09a3 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#witness\">\n                    \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#security\">\n                    \u099c\u09be\u09ae\u09be\u09a8\u09a4 \u09ac\u09be \u09a8\u09bf\u09b0\u09be\u09aa\u09a4\u09cd\u09a4\u09be\u09b0 \u09ac\u09bf\u09b7\u09df\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#important-conditions\">\n                    \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0995\u09cb\u09a8 \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09ac\u09c7\u09a8?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#documents\">\n                    \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf\u09b0 \u0986\u0997\u09c7 \u0995\u09c0 \u0995\u09c0 \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u0995\u09b0\u09ac\u09c7\u09a8?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#how-to-use\">\n                    DocsInHand \u09a6\u09bf\u09df\u09c7 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be\u09b0 \u09a8\u09bf\u09df\u09ae\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#stamp-print\">\n                    \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0993 \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#sample-agreement\">\n                    \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#uses\">\n                    \u0995\u09cb\u09a8 \u0995\u09cb\u09a8 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09af\u09be\u09df?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#common-mistakes\">\n                    \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be\u09b0 \u09b8\u09ae\u09df \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09ad\u09c1\u09b2\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#non-payment\">\n                    \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u099f\u09be\u0995\u09be \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u09a8\u09be \u0995\u09b0\u09b2\u09c7 \u0995\u09c0 \u0995\u09b0\u09ac\u09c7\u09a8?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#death\">\n                    \u098b\u09a3\u09a6\u09be\u09a4\u09be \u09ac\u09be \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09ae\u09c3\u09a4\u09cd\u09af\u09c1 \u09b9\u09b2\u09c7 \u0995\u09c0 \u09b9\u09ac\u09c7?\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#islamic-view\">\n                    \u0987\u09b8\u09b2\u09be\u09ae \u09a7\u09b0\u09cd\u09ae\u09c7 \u098b\u09a3 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09b2\u09bf\u0996\u09c7 \u09b0\u09be\u0996\u09be\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#faq\">\n                    \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u099c\u09bf\u099c\u09cd\u099e\u09be\u09b8\u09be (FAQ)\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#about-docsinhand\">\n                    DocsInHand \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#author\">\n                    \u09b2\u09c7\u0996\u0995 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4\u09bf\n                <\/a>\n            <\/li>\n\n            <li>\n                <a href=\"#conclusion\">\n                    \u0989\u09aa\u09b8\u0982\u09b9\u09be\u09b0\n                <\/a>\n            <\/li>\n\n        <\/ol>\n\n    <\/div>\n\n\n    <!-- =====================================================\n         1\n         ===================================================== -->\n\n    <h2 id=\"loan-agreement\">\n        \u09e7. \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09c0?\n    <\/h2>\n\n    <p>\n        \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b9\u09b2\u09cb \u098f\u09ae\u09a8 \u098f\u0995\u099f\u09bf \u09b2\u09bf\u0996\u09bf\u09a4 \u09a6\u09b2\u09bf\u09b2, \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u098f\u0995\u099c\u09a8 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be\n        \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8 \u0985\u09a8\u09cd\u09af \u098f\u0995\u099c\u09a8 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u0995\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0985\u09b0\u09cd\u09a5 \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u09ac\u09bf\u09b7\u09df,\n        \u09b8\u09c7\u0987 \u0985\u09b0\u09cd\u09a5 \u0997\u09cd\u09b0\u09b9\u09a3\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df \u098f\u09ac\u0982 \u09aa\u09b0\u09ac\u09b0\u09cd\u09a4\u09c0\u09a4\u09c7 \u09a4\u09be \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u0993 \u0995\u0996\u09a8 \u09ab\u09c7\u09b0\u09a4 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09ac\u09c7\u2014\u098f\u09b8\u09ac \u09b6\u09b0\u09cd\u09a4\n        \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09b9\u09df\u0964\n    <\/p>\n\n    <p>\n        \u09b8\u09b9\u099c\u09ad\u09be\u09ac\u09c7 \u09ac\u09b2\u09b2\u09c7, \u0995\u09c7 \u099f\u09be\u0995\u09be \u09a6\u09bf\u099a\u09cd\u099b\u09c7\u09a8, \u0995\u09c7 \u099f\u09be\u0995\u09be \u09a8\u09bf\u099a\u09cd\u099b\u09c7\u09a8, \u0995\u09a4 \u099f\u09be\u0995\u09be \u09a8\u09c7\u0993\u09df\u09be \u09b9\u09df\u09c7\u099b\u09c7,\n        \u0995\u0996\u09a8 \u09a8\u09c7\u0993\u09df\u09be \u09b9\u09df\u09c7\u099b\u09c7, \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09ab\u09c7\u09b0\u09a4 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09ac\u09c7 \u098f\u09ac\u0982 \u0989\u09ad\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b6\u09b0\u09cd\u09a4\u0997\u09c1\u09b2\u09cb \u0995\u09c0\u2014\n        \u098f\u09b8\u09ac \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09be\u0987 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09ae\u09c2\u09b2 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u0964\n    <\/p>\n\n    <p>\n        \u098f \u09a7\u09b0\u09a8\u09c7\u09b0 \u09a6\u09b2\u09bf\u09b2\u0995\u09c7 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0, \u098b\u09a3\u09a8\u09be\u09ae\u09be, \u0985\u0999\u09cd\u0997\u09c0\u0995\u09be\u09b0\u09a8\u09be\u09ae\u09be,\n        Loan Agreement \u09ac\u09be Agreement \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u09a4\u09ac\u09c7 \u0995\u09cb\u09a8\u09cb \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f\n        \u09a6\u09b2\u09bf\u09b2\u09c7\u09b0 \u0986\u0987\u09a8\u0997\u09a4 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09a7\u09b0\u09a8, \u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8\u09c7\u09b0 \u0993\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09c7\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         2\n         ===================================================== -->\n\n    <h2 id=\"why-loan-agreement\">\n        \u09e8. \u098b\u09a3\u09c7\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09c7\u09a8 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8?\n    <\/h2>\n\n    <p>\n        \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09df \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ae\u09be\u09a8\u09c1\u09b7\u0995\u09c7 \u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8 \u0995\u09b0\u09c7 \u099f\u09be\u0995\u09be \u09a6\u09c7\u0993\u09df\u09be \u09ac\u09be \u09a8\u09c7\u0993\u09df\u09be \u09b9\u09df\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u0995\u09df\u09c7\u0995 \u09ae\u09be\u09b8\n        \u09ac\u09be \u0995\u09df\u09c7\u0995 \u09ac\u099b\u09b0 \u09aa\u09b0 \u09a6\u09c7\u0996\u09be \u09af\u09be\u09df\u2014\u099f\u09be\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3, \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df \u0985\u09a5\u09ac\u09be \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b6\u09b0\u09cd\u09a4 \u09a8\u09bf\u09df\u09c7\n        \u09ae\u09a4\u09ac\u09bf\u09b0\u09cb\u09a7 \u09a4\u09c8\u09b0\u09bf \u09b9\u09df\u09c7\u099b\u09c7\u0964\n    <\/p>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u098f\u0995\u099f\u09bf \u09b2\u09bf\u0996\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09af\u09c7\u09b8\u09ac \u09ac\u09bf\u09b7\u09df\u09c7 \u09b8\u09b9\u09be\u09df\u0995 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\n        <\/div>\n\n        <ul>\n            <li>\u099f\u09be\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be\u0964<\/li>\n            <li>\u099f\u09be\u0995\u09be \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u09a4\u09be\u09b0\u09bf\u0996 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09be\u0964<\/li>\n            <li>\u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be\u0964<\/li>\n            <li>\u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09b9\u09bf\u09b8\u09be\u09ac \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u09b0\u09be\u0996\u09be\u0964<\/li>\n            <li>\u0989\u09ad\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be\u0964<\/li>\n            <li>\u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09a6\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09be\u0964<\/li>\n            <li>\u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09ce \u09ad\u09c1\u09b2 \u09ac\u09cb\u099d\u09be\u09ac\u09c1\u099d\u09bf\u09b0 \u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09a8\u09be \u0995\u09ae\u09be\u09a8\u09cb\u0964<\/li>\n        <\/ul>\n\n    <\/div>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09b8\u09ac\u099a\u09c7\u09df\u09c7 \u09ac\u09dc \u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09b9\u09b2\u09cb, \u09ae\u09cc\u0996\u09bf\u0995 \u0995\u09a5\u09be\u09b0 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09c7 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\n        \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09bf\u09a4 \u09a5\u09be\u0995\u09c7\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         3\n         ===================================================== -->\n\n    <h2 id=\"when-agreement\">\n        \u09e9. \u0995\u0996\u09a8 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4?\n    <\/h2>\n\n    <p>\n        \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u099b\u09cb\u099f \u09b9\u09cb\u0995 \u09ac\u09be \u09ac\u09dc\u2014\u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09b2\u09bf\u0996\u09bf\u09a4 \u09a8\u09a5\u09bf \u09b0\u09be\u0996\u09be \u09ad\u09be\u09b2\u09cb\u0964\n        \u09ac\u09bf\u09b6\u09c7\u09b7 \u0995\u09b0\u09c7 \u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u09ac\u09be \u09a6\u09c0\u09b0\u09cd\u0998\u09ae\u09c7\u09df\u09be\u09a6\u09bf \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac \u0986\u09b0\u0993 \u09ac\u09c7\u09dc\u09c7 \u09af\u09be\u09df\u0964\n    <\/p>\n\n    <ul>\n        <li>\u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u0985\u09b0\u09cd\u09a5 \u098b\u09a3 \u09a6\u09bf\u09b2\u09c7\u0964<\/li>\n        <li>\u09a6\u09c0\u09b0\u09cd\u0998 \u09b8\u09ae\u09df\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098b\u09a3 \u09a6\u09bf\u09b2\u09c7\u0964<\/li>\n        <li>\u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0985\u09b0\u09cd\u09a5 \u09a6\u09bf\u09b2\u09c7\u0964<\/li>\n        <li>\u098f\u0995\u09be\u09a7\u09bf\u0995 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u099f\u09be\u0995\u09be \u09ab\u09c7\u09b0\u09a4 \u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u09a5\u09be\u0995\u09b2\u09c7\u0964<\/li>\n        <li>\u099c\u09be\u09ae\u09be\u09a8\u09a4 \u09ac\u09be \u09a8\u09bf\u09b0\u09be\u09aa\u09a4\u09cd\u09a4\u09be \u09a5\u09be\u0995\u09b2\u09c7\u0964<\/li>\n        <li>\u0986\u09a4\u09cd\u09ae\u09c0\u09df \u09ac\u09be \u09ac\u09a8\u09cd\u09a7\u09c1\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09b9\u09b2\u09c7\u0964<\/li>\n        <li>\u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be \u09a5\u09be\u0995\u09b2\u09c7\u0964<\/li>\n    <\/ul>\n\n    <div class=\"dih-highlight\">\n        <p>\n            \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995 \u09af\u09a4\u0987 \u09ad\u09be\u09b2\u09cb \u09b9\u09cb\u0995, \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u09b2\u09bf\u0996\u09bf\u09a4 \u09b9\u09bf\u09b8\u09be\u09ac\n            \u09aa\u09be\u09b0\u09b8\u09cd\u09aa\u09b0\u09bf\u0995 \u09b8\u09cd\u09ac\u099a\u09cd\u099b\u09a4\u09be \u09ac\u099c\u09be\u09df \u09b0\u09be\u0996\u09a4\u09c7 \u09b8\u09be\u09b9\u09be\u09af\u09cd\u09af \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        <\/p>\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         4\n         ===================================================== -->\n\n    <h2 id=\"agreement-information\">\n        \u09ea. \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0995\u09c0 \u0995\u09c0 \u09a4\u09a5\u09cd\u09af \u09a5\u09be\u0995\u09be \u0989\u099a\u09bf\u09a4?\n    <\/h2>\n\n    <p>\n        \u098f\u0995\u099f\u09bf \u09ad\u09be\u09b2\u09cb \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09aa\u0995\u09cd\u09b7\u0997\u09c1\u09b2\u09cb\u09b0 \u09aa\u09b0\u09bf\u099a\u09df, \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3, \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af,\n        \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df \u098f\u09ac\u0982 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b6\u09b0\u09cd\u09a4 \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09a5\u09be\u0995\u09be \u0989\u099a\u09bf\u09a4\u0964\n    <\/p>\n\n    <div class=\"dih-table-wrap\">\n\n        <table>\n\n            <thead>\n                <tr>\n                    <th>\u09ac\u09bf\u09b7\u09df<\/th>\n                    <th>\u09af\u09c7 \u09a4\u09a5\u09cd\u09af \u09b0\u09be\u0996\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7<\/th>\n                <\/tr>\n            <\/thead>\n\n            <tbody>\n\n                <tr>\n                    <td>\u098b\u09a3\u09a6\u09be\u09a4\u09be<\/td>\n                    <td>\u09a8\u09be\u09ae, \u09a0\u09bf\u0995\u09be\u09a8\u09be, \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af, \u09ae\u09cb\u09ac\u09be\u0987\u09b2<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be<\/td>\n                    <td>\u09a8\u09be\u09ae, \u09a0\u09bf\u0995\u09be\u09a8\u09be, \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af, \u09ae\u09cb\u09ac\u09be\u0987\u09b2<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3<\/td>\n                    <td>\u0985\u0999\u09cd\u0995\u09c7 \u0993 \u0995\u09a5\u09be\u09df \u09ae\u09cb\u099f \u0985\u09b0\u09cd\u09a5<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af<\/td>\n                    <td>\u09a4\u09be\u09b0\u09bf\u0996 \u0993 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u09aa\u09b0\u09bf\u09b6\u09cb\u09a7<\/td>\n                    <td>\u09b6\u09c7\u09b7 \u09a4\u09be\u09b0\u09bf\u0996 \u09ac\u09be \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09a4\u09a5\u09cd\u09af<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u09b8\u09be\u0995\u09cd\u09b7\u09c0<\/td>\n                    <td>\u09a8\u09be\u09ae, \u09aa\u09b0\u09bf\u099a\u09df \u0993 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0<\/td>\n                <\/tr>\n\n            <\/tbody>\n\n        <\/table>\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         5\n         ===================================================== -->\n\n    <h2 id=\"parties-information\">\n        \u09eb. \u098b\u09a3\u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09aa\u09b0\u09bf\u099a\u09df\n    <\/h2>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09a6\u09c1\u0987 \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09aa\u09b0\u09bf\u099a\u09df \u09af\u09a4\u099f\u09be \u09b8\u09ae\u09cd\u09ad\u09ac \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09b2\u09c7\u0996\u09be \u0989\u099a\u09bf\u09a4\u0964\n        \u09b6\u09c1\u09a7\u09c1 \u09a8\u09be\u09ae \u09b2\u09bf\u0996\u09c7 \u09a5\u09c7\u09ae\u09c7 \u09a8\u09be \u0997\u09bf\u09df\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u09aa\u09b0\u09bf\u099a\u09df \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u099c\u09be\u09a4\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0\n        \u09a4\u09a5\u09cd\u09af, \u09a0\u09bf\u0995\u09be\u09a8\u09be \u0993 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09b0\u09be\u0996\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <p>\n        \u098f\u0995\u0987 \u09a8\u09be\u09ae\u09c7 \u098f\u0995\u09be\u09a7\u09bf\u0995 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09a5\u09be\u0995\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964 \u09a4\u09be\u0987 \u09b6\u09c1\u09a7\u09c1 \u09a8\u09be\u09ae\u09c7\u09b0 \u0993\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u09a8\u09be \u0995\u09b0\u09c7\n        \u09aa\u09b0\u09bf\u099a\u09df \u09b6\u09a8\u09be\u0995\u09cd\u09a4 \u0995\u09b0\u09be\u09b0 \u09ae\u09a4\u09cb \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09b0\u09be\u0996\u09be \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964\n    <\/p>\n\n    <div class=\"dih-warning\">\n\n        <strong>\u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09a4\u09a5\u09cd\u09af\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df\u09c7 \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be:<\/strong>\n        \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7\u09b0 \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09a4\u09a5\u09cd\u09af \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09a8\u09be \u09b0\u09be\u0996\u09be\u0987 \u09ad\u09be\u09b2\u09cb\u0964\n        \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09aa\u09b0\u09bf\u099a\u09df \u0993 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09aa\u09c2\u09b0\u09a3\u09c7 \u09af\u09a4\u099f\u09c1\u0995\u09c1 \u09a4\u09a5\u09cd\u09af \u09a6\u09b0\u0995\u09be\u09b0, \u09b8\u09c7\u099f\u09c1\u0995\u09c1\u0987 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c1\u09a8\u0964\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         6\n         ===================================================== -->\n\n    <h2 id=\"loan-amount\">\n        \u09ec. \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0993 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09ac\u09bf\u09ac\u09b0\u09a3\n    <\/h2>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0985\u0999\u09cd\u0995\u09c7 \u098f\u09ac\u0982 \u0995\u09a5\u09be\u09df \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09ad\u09be\u09b2\u09cb\u0964\n    <\/p>\n\n    <div class=\"dih-example\">\n\n        <div class=\"dih-example-title\">\n            \ud83d\udcb0 \u0989\u09a6\u09be\u09b9\u09b0\u09a3\n        <\/div>\n\n        <p style=\"text-align:center;\">\n            \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3:\n            <strong>\u09eb,\u09e6\u09e6,\u09e6\u09e6\u09e6\/- \u099f\u09be\u0995\u09be (\u09aa\u09be\u0981\u099a \u09b2\u09be\u0996 \u099f\u09be\u0995\u09be \u09ae\u09be\u09a4\u09cd\u09b0)\u0964<\/strong>\n        <\/p>\n\n    <\/div>\n\n    <p>\n        \u099f\u09be\u0995\u09be \u0995\u0996\u09a8 \u098f\u09ac\u0982 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09df\u09c7\u099b\u09c7, \u09b8\u09c7\u099f\u09bf\u0993 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <ul>\n        <li>\u09a8\u0997\u09a6 \u0985\u09b0\u09cd\u09a5<\/li>\n        <li>\u09ac\u09cd\u09af\u09be\u0982\u0995 \u099f\u09cd\u09b0\u09be\u09a8\u09cd\u09b8\u09ab\u09be\u09b0<\/li>\n        <li>\u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09ab\u09be\u0987\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09b8\u09bf\u09df\u09be\u09b2 \u09b8\u09be\u09b0\u09cd\u09ad\u09bf\u09b8<\/li>\n        <li>\u099a\u09c7\u0995<\/li>\n        <li>\u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u09b8\u09ae\u09cd\u09ae\u09a4 \u09ae\u09be\u09a7\u09cd\u09af\u09ae<\/li>\n    <\/ul>\n\n    <p>\n        \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09ac\u09be \u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u099f\u09be\u0995\u09be \u09a6\u09bf\u09b2\u09c7 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09b0\u09c7\u09ab\u09be\u09b0\u09c7\u09a8\u09cd\u09b8 \u09ac\u09be \u099f\u09cd\u09b0\u09be\u09a8\u099c\u09c7\u0995\u09b6\u09a8 \u09a8\u09ae\u09cd\u09ac\u09b0\n        \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09be\u0993 \u0989\u09aa\u0995\u09be\u09b0\u09c0\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         7\n         ===================================================== -->\n\n    <h2 id=\"repayment\">\n        \u09ed. \u098b\u09a3 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df \u0993 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf\n    <\/h2>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09b8\u09ac\u099a\u09c7\u09df\u09c7 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u0985\u0982\u09b6\u0997\u09c1\u09b2\u09cb\u09b0 \u098f\u0995\u099f\u09bf \u09b9\u09b2\u09cb \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\u0964\n    <\/p>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\u09c7 \u09af\u09c7\u09b8\u09ac \u09ac\u09bf\u09b7\u09df \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\n        <\/div>\n\n        <ul>\n            <li>\u099f\u09be\u0995\u09be \u0995\u09ac\u09c7 \u09a5\u09c7\u0995\u09c7 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u09b6\u09c1\u09b0\u09c1 \u09b9\u09ac\u09c7\u0964<\/li>\n            <li>\u09b8\u09b0\u09cd\u09ac\u09b6\u09c7\u09b7 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a4\u09be\u09b0\u09bf\u0996\u0964<\/li>\n            <li>\u098f\u0995\u0995\u09be\u09b2\u09c0\u09a8 \u09a8\u09be\u0995\u09bf \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u09b9\u09ac\u09c7\u0964<\/li>\n            <li>\u09ae\u09be\u09b8\u09bf\u0995 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3\u0964<\/li>\n            <li>\u0995\u09cb\u09a8 \u09a4\u09be\u09b0\u09bf\u0996\u09c7 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/li>\n            <li>\u0995\u09c0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u099f\u09be\u0995\u09be \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u0995\u09b0\u09be \u09b9\u09ac\u09c7\u0964<\/li>\n        <\/ul>\n\n    <\/div>\n\n    <p>\n        \u09af\u09a4 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u09b2\u09c7\u0996\u09be \u09b9\u09ac\u09c7, \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u09ad\u09c1\u09b2 \u09ac\u09cb\u099d\u09be\u09ac\u09c1\u099d\u09bf\u09b0 \u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09a8\u09be \u09a4\u09a4 \u0995\u09ae\u09ac\u09c7\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         8\n         ===================================================== -->\n\n    <h2 id=\"installment\">\n        \u09ee. \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u098b\u09a3 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\n    <\/h2>\n\n    <p>\n        \u09af\u09a6\u09bf \u098b\u09a3 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u0995\u09b0\u09be\u09b0 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09b9\u09df, \u09a4\u09be\u09b9\u09b2\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u098f\u0995\u099f\u09bf \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\n        \u0995\u09bf\u09b8\u09cd\u09a4\u09bf \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u09b0\u09be\u0996\u09be \u09ad\u09be\u09b2\u09cb\u0964\n    <\/p>\n\n    <div class=\"dih-table-wrap\">\n\n        <table>\n\n            <thead>\n                <tr>\n                    <th>\u09ac\u09bf\u09b7\u09df<\/th>\n                    <th>\u0989\u09a6\u09be\u09b9\u09b0\u09a3<\/th>\n                <\/tr>\n            <\/thead>\n\n            <tbody>\n\n                <tr>\n                    <td>\u09ae\u09cb\u099f \u098b\u09a3<\/td>\n                    <td>\u09e9,\u09e6\u09e6,\u09e6\u09e6\u09e6 \u099f\u09be\u0995\u09be<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u0995\u09bf\u09b8\u09cd\u09a4\u09bf<\/td>\n                    <td>\u09e7\u09e8\u099f\u09bf<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u09aa\u09cd\u09b0\u09a4\u09bf \u0995\u09bf\u09b8\u09cd\u09a4\u09bf<\/td>\n                    <td>\u09e8\u09eb,\u09e6\u09e6\u09e6 \u099f\u09be\u0995\u09be<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u09aa\u09cd\u09b0\u09a5\u09ae \u0995\u09bf\u09b8\u09cd\u09a4\u09bf<\/td>\n                    <td>\u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09a4\u09be\u09b0\u09bf\u0996<\/td>\n                <\/tr>\n\n                <tr>\n                    <td>\u09b6\u09c7\u09b7 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf<\/td>\n                    <td>\u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09a4\u09be\u09b0\u09bf\u0996<\/td>\n                <\/tr>\n\n            <\/tbody>\n\n        <\/table>\n\n    <\/div>\n\n    <p>\n        \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u099f\u09be\u0995\u09be \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09aa\u09b0 \u09b0\u09b8\u09bf\u09a6, \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b0\u09c7\u0995\u09b0\u09cd\u09a1 \u09ac\u09be \u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0\n        \u09aa\u09cd\u09b0\u09ae\u09be\u09a3 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09be \u09ad\u09be\u09b2\u09cb\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         9\n         ===================================================== -->\n\n    <h2 id=\"witness\">\n        \u09ef. \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\n    <\/h2>\n\n    <p>\n        \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09b8\u09be\u0995\u09cd\u09b7\u09c0 \u09b0\u09be\u0996\u09be \u0985\u09a8\u09c7\u0995 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09b8\u09ae\u09df \u0989\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4 \u09a5\u09c7\u0995\u09c7 \u09aa\u0995\u09cd\u09b7\u0997\u09c1\u09b2\u09cb\u09b0 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf \u0993 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df\u099f\u09bf\n        \u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u0995\u09cd\u09b7 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964\n    <\/p>\n\n    <p>\n        \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09a8\u09bf\u099a\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af\u0997\u09c1\u09b2\u09cb \u09b0\u09be\u0996\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7:\n    <\/p>\n\n    <ul>\n        <li>\u09a8\u09be\u09ae<\/li>\n        <li>\u09aa\u09bf\u09a4\u09be\/\u09ae\u09be\u09a4\u09be\u09b0 \u09a8\u09be\u09ae<\/li>\n        <li>\u09a0\u09bf\u0995\u09be\u09a8\u09be<\/li>\n        <li>\u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af<\/li>\n        <li>\u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09a8\u09ae\u09cd\u09ac\u09b0<\/li>\n        <li>\u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0<\/li>\n    <\/ul>\n\n    <p>\n        \u09b8\u09be\u0995\u09cd\u09b7\u09c0 \u09a8\u09bf\u09b0\u09cd\u09ac\u09be\u099a\u09a8 \u0995\u09b0\u09be\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u098f\u09ae\u09a8 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0995\u09c7 \u09b0\u09be\u0996\u09be \u09ad\u09be\u09b2\u09cb, \u09af\u09bf\u09a8\u09bf \u09aa\u0995\u09cd\u09b7\u0997\u09c1\u09b2\u09cb\u09b0 \u09aa\u09b0\u09bf\u099a\u09df\n        \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u099c\u09be\u09a8\u09c7\u09a8 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09be \u09b8\u09ae\u09cd\u09ad\u09ac\u0964\n    <\/p>\n\n    <div class=\"dih-note\">\n        <strong>\u09ae\u09a8\u09c7 \u09b0\u09be\u0996\u09ac\u09c7\u09a8:<\/strong>\n        \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u09b8\u0982\u0996\u09cd\u09af\u09be \u0993 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df\u09a4\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09a7\u09b0\u09a8 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8\u09c7\u09b0 \u0993\u09aa\u09b0\n        \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         10\n         ===================================================== -->\n\n    <h2 id=\"security\">\n        \u09e7\u09e6. \u099c\u09be\u09ae\u09be\u09a8\u09a4 \u09ac\u09be \u09a8\u09bf\u09b0\u09be\u09aa\u09a4\u09cd\u09a4\u09be\u09b0 \u09ac\u09bf\u09b7\u09df\n    <\/h2>\n\n    <p>\n        \u0995\u09cb\u09a8\u09cb \u098b\u09a3\u09c7\u09b0 \u09ac\u09bf\u09aa\u09b0\u09c0\u09a4\u09c7 \u09af\u09a6\u09bf \u099c\u09be\u09ae\u09be\u09a8\u09a4 \u09ac\u09be \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u09a8\u09bf\u09b0\u09be\u09aa\u09a4\u09cd\u09a4\u09be \u09b0\u09be\u0996\u09be \u09b9\u09df, \u09a4\u09be\u09b9\u09b2\u09c7 \u09ac\u09bf\u09b7\u09df\u099f\u09bf\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0985\u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09a8\u09be \u09b2\u09bf\u0996\u09c7 \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4\u0964\n    <\/p>\n\n    <ul>\n        <li>\u099c\u09be\u09ae\u09be\u09a8\u09a4\u09c7\u09b0 \u09a7\u09b0\u09a8<\/li>\n        <li>\u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf \u09ac\u09be \u09ac\u09b8\u09cd\u09a4\u09c1\u09b0 \u09aa\u09b0\u09bf\u099a\u09df<\/li>\n        <li>\u09ae\u09be\u09b2\u09bf\u0995\u09be\u09a8\u09be\u09b0 \u09a4\u09a5\u09cd\u09af<\/li>\n        <li>\u099c\u09be\u09ae\u09be\u09a8\u09a4\u09c7\u09b0 \u0986\u09a8\u09c1\u09ae\u09be\u09a8\u09bf\u0995 \u09ae\u09c2\u09b2\u09cd\u09af<\/li>\n        <li>\u0995\u09cb\u09a8 \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\u09a4\u09c7 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a8\u09c7\u0993\u09df\u09be \u09af\u09be\u09ac\u09c7<\/li>\n        <li>\u098b\u09a3 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09aa\u09b0 \u099c\u09be\u09ae\u09be\u09a8\u09a4 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09ab\u09c7\u09b0\u09a4 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09ac\u09c7<\/li>\n    <\/ul>\n\n    <div class=\"dih-warning\">\n        \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf, \u0997\u09be\u09dc\u09bf, \u099c\u09ae\u09bf \u09ac\u09be \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u09ae\u09c2\u09b2\u09cd\u09af\u09ac\u09be\u09a8 \u09b8\u09ae\u09cd\u09aa\u09a6\u0995\u09c7 \u099c\u09be\u09ae\u09be\u09a8\u09a4 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be\u09b0\n        \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u099f\u09c7\u09ae\u09aa\u09cd\u09b2\u09c7\u099f\u09c7\u09b0 \u0993\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u09a8\u09be \u0995\u09b0\u09c7 \u09af\u09cb\u0997\u09cd\u09af \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09c7\u0993\u09df\u09be\n        \u09ac\u09bf\u09b6\u09c7\u09b7\u09ad\u09be\u09ac\u09c7 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         11\n         ===================================================== -->\n\n    <h2 id=\"important-conditions\">\n        \u09e7\u09e7. \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0995\u09cb\u09a8 \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09ac\u09c7\u09a8?\n    <\/h2>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09b6\u09c1\u09a7\u09c1 \u201c\u099f\u09be\u0995\u09be \u09ab\u09c7\u09b0\u09a4 \u09a6\u09c7\u09ac\u09c7\u09a8\u201d\u2014\u098f\u09ad\u09be\u09ac\u09c7 \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u0995\u09a5\u09be \u09b2\u09c7\u0996\u09be \u09af\u09a5\u09c7\u09b7\u09cd\u099f \u09a8\u09be\u0993 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        \u09ac\u09b0\u0982 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4\u0964\n    <\/p>\n\n    <h3>\u09e7. \u098b\u09a3\u09c7\u09b0 \u09ae\u09cb\u099f \u09aa\u09b0\u09bf\u09ae\u09be\u09a3<\/h3>\n\n    <p>\n        \u0995\u09a4 \u099f\u09be\u0995\u09be \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be \u09ac\u09be \u09a8\u09c7\u0993\u09df\u09be \u09b9\u09df\u09c7\u099b\u09c7 \u09a4\u09be \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09c1\u09a8\u0964\n    <\/p>\n\n    <h3>\u09e8. \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be<\/h3>\n\n    <p>\n        \u0995\u09cb\u09a8 \u09a4\u09be\u09b0\u09bf\u0996\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u099f\u09be\u0995\u09be \u09ab\u09c7\u09b0\u09a4 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09a4\u09be \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09c1\u09a8\u0964\n    <\/p>\n\n    <h3>\u09e9. \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09b6\u09b0\u09cd\u09a4<\/h3>\n\n    <p>\n        \u0995\u09bf\u09b8\u09cd\u09a4\u09bf \u09a5\u09be\u0995\u09b2\u09c7 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09b8\u0982\u0996\u09cd\u09af\u09be, \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u098f\u09ac\u0982 \u09a4\u09be\u09b0\u09bf\u0996 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09c1\u09a8\u0964\n    <\/p>\n\n    <h3>\u09ea. \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae<\/h3>\n\n    <p>\n        \u09a8\u0997\u09a6, \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09ac\u09be \u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u099f\u09be\u0995\u09be \u09a6\u09c7\u0993\u09df\u09be \u0993 \u09a8\u09c7\u0993\u09df\u09be \u09b9\u09ac\u09c7 \u09a4\u09be \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <h3>\u09eb. \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4<\/h3>\n\n    <p>\n        \u09b8\u09c1\u09a6, \u09ae\u09c1\u09a8\u09be\u09ab\u09be \u09ac\u09be \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a5\u09be\u0995\u09b2\u09c7 \u09a4\u09be \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0\n        \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4\u0964\n    <\/p>\n\n    <h3>\u09ec. \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8\u09c7\u09b0 \u09a8\u09bf\u09df\u09ae<\/h3>\n\n    <p>\n        \u09aa\u09b0\u09ac\u09b0\u09cd\u09a4\u09c0\u09a4\u09c7 \u0995\u09cb\u09a8\u09cb \u09b6\u09b0\u09cd\u09a4 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09b9\u09b2\u09c7 \u09a4\u09be \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u0995\u09b0\u09be\u09b0 \u09ac\u09bf\u09b7\u09df \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <h3>\u09ed. \u09ac\u09bf\u09b0\u09cb\u09a7 \u09a8\u09bf\u09b7\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf<\/h3>\n\n    <p>\n        \u0995\u09cb\u09a8\u09cb \u09ac\u09bf\u09b0\u09cb\u09a7 \u09a6\u09c7\u0996\u09be \u09a6\u09bf\u09b2\u09c7 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09b8\u09ae\u09be\u09a7\u09be\u09a8\u09c7\u09b0 \u099a\u09c7\u09b7\u09cd\u099f\u09be \u0995\u09b0\u09be \u09b9\u09ac\u09c7, \u09a4\u09be \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a4\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         12\n         ===================================================== -->\n\n    <h2 id=\"documents\">\n        \u09e7\u09e8. \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf\u09b0 \u0986\u0997\u09c7 \u0995\u09c0 \u0995\u09c0 \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u0995\u09b0\u09ac\u09c7\u09a8?\n    <\/h2>\n\n    <p>\n        DocsInHand-\u098f\u09b0 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be\u09b0 \u0986\u0997\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af\n        \u0993 \u0995\u09be\u0997\u099c\u09aa\u09a4\u09cd\u09b0 \u09b9\u09be\u09a4\u09c7\u09b0 \u0995\u09be\u099b\u09c7 \u09b0\u09be\u0996\u09b2\u09c7 \u0995\u09be\u099c\u099f\u09bf \u09a6\u09cd\u09b0\u09c1\u09a4 \u0995\u09b0\u09be \u09af\u09be\u09df\u0964\n    <\/p>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u098b\u09a3\u09a6\u09be\u09a4\u09be\u09b0 \u09a4\u09a5\u09cd\u09af\n        <\/div>\n\n        <ul>\n            <li>\u09a8\u09be\u09ae<\/li>\n            <li>\u09a0\u09bf\u0995\u09be\u09a8\u09be<\/li>\n            <li>\u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09a8\u09ae\u09cd\u09ac\u09b0<\/li>\n            <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af<\/li>\n            <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u099b\u09ac\u09bf<\/li>\n        <\/ul>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09a4\u09a5\u09cd\u09af\n        <\/div>\n\n        <ul>\n            <li>\u09a8\u09be\u09ae<\/li>\n            <li>\u09a0\u09bf\u0995\u09be\u09a8\u09be<\/li>\n            <li>\u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09a8\u09ae\u09cd\u09ac\u09b0<\/li>\n            <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af<\/li>\n            <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u099b\u09ac\u09bf<\/li>\n        <\/ul>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u098b\u09a3\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af\n        <\/div>\n\n        <ul>\n            <li>\u09ae\u09cb\u099f \u099f\u09be\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3<\/li>\n            <li>\u099f\u09be\u0995\u09be \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09a4\u09be\u09b0\u09bf\u0996<\/li>\n            <li>\u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df<\/li>\n            <li>\u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09a4\u09a5\u09cd\u09af<\/li>\n            <li>\u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b6\u09b0\u09cd\u09a4<\/li>\n        <\/ul>\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         13\n         ===================================================== -->\n\n    <h2 id=\"how-to-use\">\n        \u09e7\u09e9. DocsInHand \u09a6\u09bf\u09df\u09c7 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be\u09b0 \u09a8\u09bf\u09df\u09ae\n    <\/h2>\n\n    <p>\n        DocsInHand-\u098f\u09b0 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0\u09c7\u09b0 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af \u09b9\u09b2\u09cb \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af\n        \u098f\u0995 \u099c\u09be\u09df\u0997\u09be\u09df \u09a6\u09bf\u09df\u09c7 \u09a6\u09cd\u09b0\u09c1\u09a4 \u098f\u0995\u099f\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u0996\u09b8\u09dc\u09be \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09a4\u09c7 \u09b8\u09b9\u09be\u09df\u09a4\u09be \u0995\u09b0\u09be\u0964\n    <\/p>\n\n    <ol class=\"dih-steps\">\n\n        <li>\n            <strong>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u0995\u09b0\u09c1\u09a8:<\/strong>\n            \u098b\u09a3\u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u0986\u0997\u09c7 \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u0995\u09b0\u09c1\u09a8\u0964\n        <\/li>\n\n        <li>\n            <strong>\u09ab\u09b0\u09ae \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09c1\u09a8:<\/strong>\n            \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0\u09c7\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u0998\u09b0\u09c7 \u09b8\u09a0\u09bf\u0995 \u09a4\u09a5\u09cd\u09af \u09b2\u09bf\u0996\u09c1\u09a8\u0964\n        <\/li>\n\n        <li>\n            <strong>\u099f\u09c7\u09ae\u09aa\u09cd\u09b2\u09c7\u099f \u09a8\u09bf\u09b0\u09cd\u09ac\u09be\u099a\u09a8 \u0995\u09b0\u09c1\u09a8:<\/strong>\n            \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09ab\u09b0\u09ae\u09cd\u09af\u09be\u099f \u09ac\u09be \u099f\u09c7\u09ae\u09aa\u09cd\u09b2\u09c7\u099f \u09a8\u09bf\u09b0\u09cd\u09ac\u09be\u099a\u09a8 \u0995\u09b0\u09c1\u09a8\u0964\n        <\/li>\n\n        <li>\n            <strong>Preview \u09a6\u09c7\u0996\u09c1\u09a8:<\/strong>\n            \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u09b9\u0993\u09df\u09be\u09b0 \u09aa\u09b0 \u09aa\u09c1\u09b0\u09cb \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f\u099f\u09bf \u09b6\u09c1\u09b0\u09c1 \u09a5\u09c7\u0995\u09c7 \u09b6\u09c7\u09b7 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u09aa\u09b0\u09c0\u0995\u09cd\u09b7\u09be \u0995\u09b0\u09c1\u09a8\u0964\n        <\/li>\n\n        <li>\n            <strong>\u09a4\u09a5\u09cd\u09af \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09c1\u09a8:<\/strong>\n            \u09a8\u09be\u09ae, \u09a0\u09bf\u0995\u09be\u09a8\u09be, \u099f\u09be\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3, \u09a4\u09be\u09b0\u09bf\u0996, \u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09a8\u09ae\u09cd\u09ac\u09b0 \u0993 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09a4\u09a5\u09cd\u09af \u09ae\u09bf\u09b2\u09bf\u09df\u09c7 \u09a8\u09bf\u09a8\u0964\n        <\/li>\n\n        <li>\n            <strong>\u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09c1\u09a8:<\/strong>\n            \u09b8\u09ac \u09a4\u09a5\u09cd\u09af \u09b8\u09a0\u09bf\u0995 \u09a5\u09be\u0995\u09b2\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09a8\u09bf\u09a8\u0964\n        <\/li>\n\n    <\/ol>\n\n    <div class=\"dih-highlight\">\n        <p>\n            \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u0986\u0997\u09c7 \u0985\u09ac\u09b6\u09cd\u09af\u0987 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f\u09be\u09b0\u09c7\u09b0 \u0995\u09be\u0997\u099c\u09c7\u09b0 \u09ae\u09be\u09aa, \u09ae\u09be\u09b0\u09cd\u099c\u09bf\u09a8 \u098f\u09ac\u0982\n            \u09a8\u09bf\u09b0\u09cd\u09ac\u09be\u099a\u09bf\u09a4 \u099f\u09c7\u09ae\u09aa\u09cd\u09b2\u09c7\u099f \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09b8\u09c7\u099f\u09bf\u0982\u09b8 \u09aa\u09b0\u09c0\u0995\u09cd\u09b7\u09be \u0995\u09b0\u09c1\u09a8\u0964\n        <\/p>\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         14\n         ===================================================== -->\n\n    <h2 id=\"stamp-print\">\n        \u09e7\u09ea. \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0993 \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09a4\u09b0\u09cd\u0995\u09a4\u09be\n    <\/h2>\n\n    <p>\n        \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09a8\u09a8-\u099c\u09c1\u09a1\u09bf\u09b6\u09bf\u09df\u09be\u09b2 \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        \u09a4\u09ac\u09c7 \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af, \u09b8\u0982\u0996\u09cd\u09af\u09be, \u09a6\u09b2\u09bf\u09b2\u09c7\u09b0 \u09a7\u09b0\u09a8 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0995\u09b0 \u09ac\u09be \u09b6\u09c1\u09b2\u09cd\u0995 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0\n        \u09aa\u09cd\u09b0\u0995\u09c3\u09a4\u09bf \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09ad\u09bf\u09a8\u09cd\u09a8 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <div class=\"dih-warning\">\n\n        <strong>\u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3:<\/strong>\n        \u09aa\u09c1\u09b0\u09cb\u09a8\u09cb \u0995\u09cb\u09a8\u09cb \u09a8\u09ae\u09c1\u09a8\u09be \u09a6\u09c7\u0996\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u099f\u09be\u0995\u09be\u09b0 \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa \u09b8\u09ac \u09a7\u09b0\u09a8\u09c7\u09b0 \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u099c\u09a8\u09cd\u09af\n        \u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995\u2014\u098f\u09ae\u09a8 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09a8\u09c7\u0993\u09df\u09be \u0989\u099a\u09bf\u09a4 \u09a8\u09df\u0964 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4\u09bf \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8\n        \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09ac\u09bf\u09a7\u09be\u09a8 \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09c1\u09a8\u0964\n\n    <\/div>\n\n    <p>\n        \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09be\u09b0 \u0986\u0997\u09c7 \u09a8\u09bf\u099a\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09c1\u09a8:\n    <\/p>\n\n    <ol>\n        <li>\u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4\u09bf \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n        <li>\u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa \u09ac\u09be \u09b6\u09c1\u09b2\u09cd\u0995 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u09b9\u09a8\u0964<\/li>\n        <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0 \u09ac\u09be \u09b8\u0982\u09b6\u09cd\u09b2\u09bf\u09b7\u09cd\u099f \u0995\u09b0\u09cd\u09a4\u09c3\u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09bf\u09a8\u0964<\/li>\n        <li>\u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09b8\u09ac \u09aa\u09c3\u09b7\u09cd\u09a0\u09be \u09a0\u09bf\u0995\u09ad\u09be\u09ac\u09c7 \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n        <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09aa\u0995\u09cd\u09b7 \u0993 \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09a6\u09c7\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u09b8\u09ae\u09cd\u09aa\u09a8\u09cd\u09a8 \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n        <li>\u0989\u09ad\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u0995\u09be\u099b\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u098f\u0995\u099f\u09bf \u0995\u09b0\u09c7 \u0995\u09aa\u09bf \u09b0\u09be\u0996\u09c1\u09a8\u0964<\/li>\n    <\/ol>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         15\n         ===================================================== -->\n\n    <h2 id=\"sample-agreement\">\n        \u09e7\u09eb. \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\n    <\/h2>\n\n    <p>\n        \u09a8\u09bf\u099a\u09c7 \u098f\u0995\u099f\u09bf \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u0995\u09be\u09a0\u09be\u09ae\u09cb\u09b0 \u0989\u09a6\u09be\u09b9\u09b0\u09a3 \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09b2\u09cb\u0964\n        \u098f\u099f\u09bf \u09a7\u09be\u09b0\u09a3\u09be \u09ac\u09cb\u099d\u09be\u09a8\u09cb\u09b0 \u099c\u09a8\u09cd\u09af\u0964 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09b6\u09b0\u09cd\u09a4\n        \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09ac\u09be \u09b8\u0982\u09af\u09cb\u099c\u09a8 \u0995\u09b0\u09be \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <div class=\"dih-example\">\n\n        <div class=\"dih-example-title\">\n            \ud83d\udcc4 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\n        <\/div>\n\n        <div class=\"dih-letter\">\n\n            <p style=\"text-align:center;\">\n                <strong>\n                    \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\n                <\/strong>\n            <\/p>\n\n            <p>\n                \u098f\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u09a8\u09bf\u09ae\u09cd\u09a8\u09b2\u09bf\u0996\u09bf\u09a4 \u09aa\u0995\u09cd\u09b7\u09a6\u09cd\u09ac\u09df\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u098b\u09a3\n                \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09ac\u09bf\u09b7\u09df\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u0995\u09b0\u09be \u09b9\u09b2\u09cb\u0964\n            <\/p>\n\n            <p>\n                <strong>\u09aa\u09cd\u09b0\u09a5\u09ae \u09aa\u0995\u09cd\u09b7 (\u098b\u09a3\u09a6\u09be\u09a4\u09be):<\/strong><br>\n                \u09a8\u09be\u09ae: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..<br>\n                \u09aa\u09bf\u09a4\u09be\/\u09ae\u09be\u09a4\u09be: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..<br>\n                \u09a0\u09bf\u0995\u09be\u09a8\u09be: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..<br>\n                \u099c\u09be\u09a4\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.<br>\n                \u09ae\u09cb\u09ac\u09be\u0987\u09b2: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.\n            <\/p>\n\n            <p>\n                <strong>\u09a6\u09cd\u09ac\u09bf\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7 (\u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be):<\/strong><br>\n                \u09a8\u09be\u09ae: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..<br>\n                \u09aa\u09bf\u09a4\u09be\/\u09ae\u09be\u09a4\u09be: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..<br>\n                \u09a0\u09bf\u0995\u09be\u09a8\u09be: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..<br>\n                \u099c\u09be\u09a4\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.<br>\n                \u09ae\u09cb\u09ac\u09be\u0987\u09b2: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.\n            <\/p>\n\n            <p>\n                \u0989\u09ad\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf\u0995\u09cd\u09b0\u09ae\u09c7 \u09a6\u09cd\u09ac\u09bf\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7 \u09aa\u09cd\u09b0\u09a5\u09ae \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7\n                <strong>&#8230;&#8230;&#8230;&#8230;&#8230;. \u099f\u09be\u0995\u09be\n                (&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.. \u099f\u09be\u0995\u09be \u09ae\u09be\u09a4\u09cd\u09b0)<\/strong>\n                \u098b\u09a3 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u0997\u09cd\u09b0\u09b9\u09a3 \u0995\u09b0\u09b2\u09c7\u09a8\u0964\n            <\/p>\n\n            <p>\n                \u0989\u0995\u09cd\u09a4 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be \u09b9\u09ac\u09c7\n                &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..\u0964\n            <\/p>\n\n            <p>\n                \u098b\u09a3\u099f\u09bf \u098f\u0995\u0995\u09be\u09b2\u09c0\u09a8\/\u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u0995\u09b0\u09be \u09b9\u09ac\u09c7\u0964\n                \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09aa\u09cd\u09b0\u09a4\u09bf \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u09b9\u09ac\u09c7\n                &#8230;&#8230;&#8230;&#8230;&#8230;. \u099f\u09be\u0995\u09be \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09a4\u09be\u09b0\u09bf\u0996 \u09b9\u09ac\u09c7\n                &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..\u0964\n            <\/p>\n\n            <p>\n                \u0989\u09ad\u09df \u09aa\u0995\u09cd\u09b7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996\u09bf\u09a4 \u09b6\u09b0\u09cd\u09a4\u0997\u09c1\u09b2\u09cb \u09aa\u09dc\u09c7, \u09ac\u09c1\u099d\u09c7 \u098f\u09ac\u0982\n                \u09b8\u09cd\u09ac\u09c7\u099a\u09cd\u099b\u09be\u09df \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09df\u09c7 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u0995\u09b0\u09b2\u09c7\u09a8\u0964\n            <\/p>\n\n            <br>\n\n            <div class=\"dih-table-wrap\">\n\n                <table>\n\n                    <tbody><tr>\n                        <td>\n                            <strong>\u09aa\u09cd\u09b0\u09a5\u09ae \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0<\/strong><br><br>\n                            &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;\n                        <\/td>\n\n                        <td>\n                            <strong>\u09a6\u09cd\u09ac\u09bf\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0<\/strong><br><br>\n                            &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;\n                        <\/td>\n                    <\/tr>\n\n                    <tr>\n                        <td>\n                            <strong>\u09b8\u09be\u0995\u09cd\u09b7\u09c0-\u09e7<\/strong><br>\n                            \u09a8\u09be\u09ae: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;<br>\n                            \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..\n                        <\/td>\n\n                        <td>\n                            <strong>\u09b8\u09be\u0995\u09cd\u09b7\u09c0-\u09e8<\/strong><br>\n                            \u09a8\u09be\u09ae: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;<br>\n                            \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0: &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..\n                        <\/td>\n                    <\/tr>\n\n                <\/tbody><\/table>\n\n            <\/div>\n\n            <p>\n                <strong>\u09a4\u09be\u09b0\u09bf\u0996:<\/strong>\n                &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..\n            <\/p>\n\n        <\/div>\n\n    <\/div>\n\n    <div class=\"dih-disclaimer\">\n        <strong>\u09a8\u09cb\u099f:<\/strong>\n        \u0989\u09aa\u09b0\u09c7\u09b0 \u09a8\u09ae\u09c1\u09a8\u09be\u099f\u09bf \u098f\u0995\u099f\u09bf \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u0995\u09be\u09a0\u09be\u09ae\u09cb \u09ae\u09be\u09a4\u09cd\u09b0\u0964 \u09ac\u09be\u09b8\u09cd\u09a4\u09ac \u098b\u09a3 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\n        \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u0986\u0987\u09a8\u0997\u09a4\u09ad\u09be\u09ac\u09c7 \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4 \u09b6\u09b0\u09cd\u09a4 \u09af\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09be \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         16\n         ===================================================== -->\n\n    <h2 id=\"uses\">\n        \u09e7\u09ec. \u0995\u09cb\u09a8 \u0995\u09cb\u09a8 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09af\u09be\u09df?\n    <\/h2>\n\n    <p>\n        \u09b2\u09bf\u0996\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b6\u09c1\u09a7\u09c1 \u098b\u09a3 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u0987 \u09a8\u09df, \u099c\u09c0\u09ac\u09a8\u09c7\u09b0 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u09a7\u09b0\u09a8\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u0993\n        \u09b8\u09ae\u099d\u09cb\u09a4\u09be\u09df \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\n        <\/div>\n\n        <p>\n            \u098f\u0995\u099c\u09a8 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09c0 \u0985\u09a8\u09cd\u09af \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09c0\u0995\u09c7 \u09ac\u09be\u0995\u09bf\u09a4\u09c7 \u09aa\u09a3\u09cd\u09af \u09a6\u09bf\u09b2\u09c7 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\n            \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09b0\u09be\u0996\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09bf \u09ac\u09cd\u09af\u09ac\u09b8\u09be\n        <\/div>\n\n        <p>\n            \u09a6\u09c1\u0987 \u09ac\u09be \u09a4\u09a4\u09cb\u09a7\u09bf\u0995 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09af\u09cc\u09a5\u09ad\u09be\u09ac\u09c7 \u09ac\u09cd\u09af\u09ac\u09b8\u09be \u09b6\u09c1\u09b0\u09c1 \u0995\u09b0\u09b2\u09c7 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09a6\u09c7\u09b0 \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac,\n            \u09ae\u09c2\u09b2\u09a7\u09a8, \u09b2\u09be\u09ad-\u0995\u09cd\u09b7\u09a4\u09bf \u0993 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u0997\u09cd\u09b0\u09b9\u09a3\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09b2\u09bf\u0996\u09bf\u09a4 \u0995\u09b0\u09be \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u09ac\u09be\u09dc\u09bf \u09ad\u09be\u09dc\u09be\n        <\/div>\n\n        <p>\n            \u09ac\u09be\u09dc\u09bf\u0993\u09df\u09be\u09b2\u09be \u0993 \u09ad\u09be\u09dc\u09be\u099f\u09bf\u09df\u09be\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09ad\u09be\u09dc\u09be, \u09b8\u09ae\u09df\u0995\u09be\u09b2 \u0993 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b6\u09b0\u09cd\u09a4\n            \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09b0\u09be\u0996\u09be \u09b9\u09df\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u09b8\u09c7\u09ac\u09be \u0997\u09cd\u09b0\u09b9\u09a3\n        <\/div>\n\n        <p>\n            \u0995\u09cb\u09a8\u09cb \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8 \u09a8\u09bf\u09df\u09ae\u09bf\u09a4 \u0995\u09cb\u09a8\u09cb \u09b8\u09c7\u09ac\u09be \u09a8\u09bf\u09b2\u09c7 \u09b8\u09c7\u09ac\u09be\u09b0 \u09ae\u09c2\u09b2\u09cd\u09af,\n            \u09b8\u09ae\u09df\u0995\u09be\u09b2, \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac \u0993 \u09b6\u09b0\u09cd\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a4\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        <\/p>\n\n    <\/div>\n\n    <p>\n        \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u0995\u09cb\u09a8\u09cb \u09b6\u09b0\u09cd\u09a4 \u09a8\u09bf\u09df\u09c7 \u09ad\u09c1\u09b2 \u09ac\u09cb\u099d\u09be\u09ac\u09c1\u099d\u09bf\u09b0 \u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09a8\u09be \u0986\u099b\u09c7,\n        \u09b8\u09c7\u0996\u09be\u09a8\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u09a8\u09a5\u09bf \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995 \u0993 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u0995\u09c7 \u0986\u09b0\u0993 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u09b0\u09be\u0996\u09a4\u09c7 \u09b8\u09be\u09b9\u09be\u09af\u09cd\u09af \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         17\n         ===================================================== -->\n\n    <h2 id=\"common-mistakes\">\n        \u09e7\u09ed. \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be\u09b0 \u09b8\u09ae\u09df \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09ad\u09c1\u09b2\n    <\/h2>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be\u09b0 \u09b8\u09ae\u09df \u0995\u09bf\u099b\u09c1 \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09ad\u09c1\u09b2 \u098f\u09dc\u09bf\u09df\u09c7 \u099a\u09b2\u09be \u0989\u099a\u09bf\u09a4\u0964\n    <\/p>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u274c \u09b6\u09c1\u09a7\u09c1 \u09ae\u09cc\u0996\u09bf\u0995 \u0995\u09a5\u09be\u09b0 \u0993\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09be\n        <\/div>\n\n        <p>\n            \u201c\u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ae\u09be\u09a8\u09c1\u09b7, \u09b8\u09ae\u09b8\u09cd\u09af\u09be \u09b9\u09ac\u09c7 \u09a8\u09be\u201d\u2014\u098f\u09ae\u09a8 \u09a7\u09be\u09b0\u09a3\u09be \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u09b8\u09ae\u09b8\u09cd\u09af\u09be\u09b0 \u0995\u09be\u09b0\u09a3 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u274c \u099f\u09be\u0995\u09be\u09b0 \u0985\u0999\u09cd\u0995 \u0985\u09b8\u09cd\u09aa\u09b7\u09cd\u099f \u09b0\u09be\u0996\u09be\n        <\/div>\n\n        <p>\n            \u0985\u0999\u09cd\u0995\u09c7 \u098f\u09ac\u0982 \u0995\u09a5\u09be\u09df \u099f\u09be\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u09b0\u09be\u0996\u09be \u09ad\u09be\u09b2\u09cb\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u274c \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a4\u09be\u09b0\u09bf\u0996 \u09a8\u09be \u09b2\u09c7\u0996\u09be\n        <\/div>\n\n        <p>\n            \u0995\u0996\u09a8 \u099f\u09be\u0995\u09be \u09ab\u09c7\u09b0\u09a4 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09a4\u09be \u09b8\u09cd\u09aa\u09b7\u09cd\u099f \u09a8\u09be \u09a5\u09be\u0995\u09b2\u09c7 \u09ac\u09bf\u09b0\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09a8\u09be \u09ac\u09be\u09dc\u09c7\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u274c \u09ad\u09c1\u09b2 \u09a4\u09a5\u09cd\u09af \u09a6\u09c7\u0993\u09df\u09be\n        <\/div>\n\n        <p>\n            \u09a8\u09be\u09ae, \u09a0\u09bf\u0995\u09be\u09a8\u09be, \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09ac\u09be \u099f\u09be\u0995\u09be\u09b0 \u0985\u0999\u09cd\u0995\u09c7 \u09ad\u09c1\u09b2 \u09a5\u09be\u0995\u09b2\u09c7 \u09aa\u09b0\u09c7 \u09b8\u09ae\u09b8\u09cd\u09af\u09be \u09a4\u09c8\u09b0\u09bf \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        <\/p>\n\n    <\/div>\n\n    <div class=\"dih-box\">\n\n        <div class=\"dih-box-title\">\n            \u274c \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09a8\u09be \u09aa\u09dc\u09c7 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u0995\u09b0\u09be\n        <\/div>\n\n        <p>\n            \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u0989\u099a\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09b8\u09ac \u09b6\u09b0\u09cd\u09a4 \u09ac\u09c1\u099d\u09c7 \u09a4\u09be\u09b0\u09aa\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u0995\u09b0\u09be\u0964\n        <\/p>\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         18\n         ===================================================== -->\n\n    <h2 id=\"non-payment\">\n        \u09e7\u09ee. \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u099f\u09be\u0995\u09be \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u09a8\u09be \u0995\u09b0\u09b2\u09c7 \u0995\u09c0 \u0995\u09b0\u09ac\u09c7\u09a8?\n    <\/h2>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a4\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09b8\u09ae\u09df \u09aa\u09be\u09b0 \u09b9\u0993\u09df\u09be\u09b0 \u09aa\u09b0\u0993 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u099f\u09be\u0995\u09be \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u09a8\u09be \u0995\u09b0\u09b2\u09c7\n        \u09aa\u09cd\u09b0\u09a5\u09ae\u09c7 \u09b6\u09be\u09a8\u09cd\u09a4\u09bf\u09aa\u09c2\u09b0\u09cd\u09a3\u09ad\u09be\u09ac\u09c7 \u09ac\u09bf\u09b7\u09df\u099f\u09bf \u09b8\u09ae\u09be\u09a7\u09be\u09a8\u09c7\u09b0 \u099a\u09c7\u09b7\u09cd\u099f\u09be \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n    <\/p>\n\n    <ol>\n        <li>\u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u0995\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09ac\u09bf\u09b7\u09df\u099f\u09bf \u099c\u09be\u09a8\u09be\u09a8\u09cb\u0964<\/li>\n        <li>\u09ac\u0995\u09c7\u09df\u09be \u099f\u09be\u0995\u09be\u09b0 \u09b9\u09bf\u09b8\u09be\u09ac \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be\u0964<\/li>\n        <li>\u09a8\u09a4\u09c1\u09a8 \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09b2\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u09b8\u09ae\u099d\u09cb\u09a4\u09be \u0995\u09b0\u09be\u0964<\/li>\n        <li>\u09aa\u09c2\u09b0\u09cd\u09ac\u09c7\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u0993 \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09aa\u09cd\u09b0\u09ae\u09be\u09a3 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09be\u0964<\/li>\n        <li>\u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09c7\u0993\u09df\u09be\u0964<\/li>\n    <\/ol>\n\n    <div class=\"dih-warning\">\n        \u0995\u09cb\u09a8\u09cb \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09ac\u09bf\u09b0\u09c1\u09a6\u09cd\u09a7\u09c7 \u0986\u0987\u09a8\u0997\u09a4 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09b2\u09c7 \u0995\u09c0 \u09a7\u09b0\u09a8\u09c7\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\n        \u09a8\u09c7\u0993\u09df\u09be \u09af\u09be\u09ac\u09c7, \u09a4\u09be \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09ac\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf, \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09a7\u09b0\u09a8, \u09aa\u09cd\u09b0\u09ae\u09be\u09a3 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8\u09c7\u09b0 \u0993\u09aa\u09b0\u0964\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         19\n         ===================================================== -->\n\n    <h2 id=\"death\">\n        \u09e7\u09ef. \u098b\u09a3\u09a6\u09be\u09a4\u09be \u09ac\u09be \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09ae\u09c3\u09a4\u09cd\u09af\u09c1 \u09b9\u09b2\u09c7 \u0995\u09c0 \u09b9\u09ac\u09c7?\n    <\/h2>\n\n    <p>\n        \u09a6\u09c0\u09b0\u09cd\u0998\u09ae\u09c7\u09df\u09be\u09a6\u09bf \u098b\u09a3\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u0995\u09cb\u09a8\u09cb \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09ae\u09c3\u09a4\u09cd\u09af\u09c1 \u09b9\u09b2\u09c7 \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u0986\u09b0\u0993 \u099c\u099f\u09bf\u09b2 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n        \u098f\u0987 \u0995\u09be\u09b0\u09a3\u09c7\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09aa\u0995\u09cd\u09b7\u0997\u09c1\u09b2\u09cb\u09b0 \u09aa\u09b0\u09bf\u099a\u09df \u0993 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u09b0\u09be\u0996\u09be \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964\n    <\/p>\n\n    <p>\n        \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4\u09bf \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u0989\u09a4\u09cd\u09a4\u09b0\u09be\u09a7\u09bf\u0995\u09be\u09b0\u09c0, \u0986\u0987\u09a8\u0997\u09a4 \u09aa\u09cd\u09b0\u09a4\u09bf\u09a8\u09bf\u09a7\u09bf \u09ac\u09be \u09b8\u0982\u09b6\u09cd\u09b2\u09bf\u09b7\u09cd\u099f \u09aa\u0995\u09cd\u09b7\u09c7\u09b0\n        \u09ad\u09c2\u09ae\u09bf\u0995\u09be \u09a4\u09c8\u09b0\u09bf \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u09a4\u09ac\u09c7 \u0995\u09be\u09b0 \u0995\u09c0 \u0986\u0987\u09a8\u0997\u09a4 \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u09ac\u09be \u09a6\u09be\u09df \u09a5\u09be\u0995\u09ac\u09c7, \u09a4\u09be \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f\n        \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u0993 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df\u0964\n    <\/p>\n\n    <p>\n        \u09a4\u09be\u0987 \u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u09ac\u09be \u09a6\u09c0\u09b0\u09cd\u0998\u09ae\u09c7\u09df\u09be\u09a6\u09bf \u098b\u09a3\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b6\u09c1\u09b0\u09c1\u09a4\u09c7\u0987 \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09c7\u0993\u09df\u09be \u09ad\u09be\u09b2\u09cb\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         20\n         ===================================================== -->\n\n    <h2 id=\"islamic-view\">\n        \u09e8\u09e6. \u0987\u09b8\u09b2\u09be\u09ae \u09a7\u09b0\u09cd\u09ae\u09c7 \u098b\u09a3 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09b2\u09bf\u0996\u09c7 \u09b0\u09be\u0996\u09be\u09b0 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\n    <\/h2>\n\n    <p>\n        \u0987\u09b8\u09b2\u09be\u09ae\u09c7 \u098b\u09a3 \u0993 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u09a8\u09a5\u09bf \u09b0\u09be\u0996\u09be\u09b0 \u09ac\u09bf\u09b7\u09df\u099f\u09bf \u0985\u09a4\u09cd\u09af\u09a8\u09cd\u09a4\n        \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09c7\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u098f\u09b8\u09c7\u099b\u09c7\u0964\n    <\/p>\n\n    <p>\n        \u09aa\u09ac\u09bf\u09a4\u09cd\u09b0 \u0995\u09c1\u09b0\u0986\u09a8\u09c7\u09b0 \u09b8\u09c2\u09b0\u09be \u0986\u09b2-\u09ac\u09be\u0995\u09be\u09b0\u09be, \u0986\u09df\u09be\u09a4 \u09e8\u09ee\u09e8-\u098f \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b8\u09ae\u09df\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098b\u09a3\n        \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09b9\u09b2\u09c7 \u09a4\u09be \u09b2\u09bf\u0996\u09c7 \u09b0\u09be\u0996\u09be\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6\u09a8\u09be \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09df\u09c7\u099b\u09c7 \u098f\u09ac\u0982 \u09a8\u09cd\u09af\u09be\u09df\u09b8\u0999\u09cd\u0997\u09a4\u09ad\u09be\u09ac\u09c7\n        \u09a4\u09be \u09b2\u09bf\u09aa\u09bf\u09ac\u09a6\u09cd\u09a7 \u0995\u09b0\u09be \u0993 \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u0995\u09b0\u09be\u09b0 \u0995\u09a5\u09be \u09ac\u09b2\u09be \u09b9\u09df\u09c7\u099b\u09c7\u0964\n    <\/p>\n\n    <div class=\"dih-highlight\">\n\n        <p>\n            \u098f\u0987 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6\u09a8\u09be\u09b0 \u098f\u0995\u099f\u09bf \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09b6\u09bf\u0995\u09cd\u09b7\u09be \u09b9\u09b2\u09cb\u2014\u098b\u09a3 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u09b8\u09cd\u09ac\u099a\u09cd\u099b\u09a4\u09be,\n            \u09a8\u09cd\u09af\u09be\u09df, \u09b2\u09bf\u0996\u09bf\u09a4 \u09b9\u09bf\u09b8\u09be\u09ac \u098f\u09ac\u0982 \u09b8\u09be\u0995\u09cd\u09b7\u09cd\u09af \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7\u09b0 \u09b8\u09a8\u09cd\u09a6\u09c7\u09b9 \u0993 \u09ac\u09bf\u09b0\u09cb\u09a7 \u0995\u09ae\u09be\u09a4\u09c7 \u09b8\u09b9\u09be\u09df\u0995\u0964\n        <\/p>\n\n    <\/div>\n\n    <p>\n        \u0985\u09b0\u09cd\u09a5\u09be\u09ce, \u0995\u09be\u099b\u09c7\u09b0 \u09ae\u09be\u09a8\u09c1\u09b7 \u09b9\u09b2\u09c7\u0993 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u0995\u09c7 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09c7 \u09b0\u09be\u0996\u09be\n        \u09aa\u09be\u09b0\u09b8\u09cd\u09aa\u09b0\u09bf\u0995 \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u09b0\u0995\u09cd\u09b7\u09be\u09b0 \u098f\u0995\u099f\u09bf \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac\u09b6\u09c0\u09b2 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         21 FAQ\n         ===================================================== -->\n\n    <h2 id=\"faq\">\n        \u09e8\u09e7. \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u099c\u09bf\u099c\u09cd\u099e\u09be\u09b8\u09be (FAQ)\n    <\/h2>\n\n    <div class=\"dih-faq\">\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u09b8\u09ae\u09df \u0995\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be \u099c\u09b0\u09c1\u09b0\u09bf?\n            <\/div>\n\n            <p>\n                \u09ac\u09dc \u09ac\u09be \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u09b2\u09bf\u0996\u09bf\u09a4 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b0\u09be\u0996\u09be \u0985\u09a4\u09cd\u09af\u09a8\u09cd\u09a4\n                \u0989\u09aa\u0995\u09be\u09b0\u09c0\u0964 \u09a4\u09ac\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u0986\u0987\u09a8\u0997\u09a4\u09ad\u09be\u09ac\u09c7 \u0995\u09c0 \u09a7\u09b0\u09a8\u09c7\u09b0 \u09a6\u09b2\u09bf\u09b2 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8,\n                \u09a4\u09be \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u0986\u09a4\u09cd\u09ae\u09c0\u09df\u0995\u09c7 \u099f\u09be\u0995\u09be \u09a7\u09be\u09b0 \u09a6\u09bf\u09b2\u09c7\u0993 \u0995\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4?\n            <\/div>\n\n            <p>\n                \u09b9\u09cd\u09af\u09be\u0981, \u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u099f\u09be\u0995\u09be \u09b9\u09b2\u09c7 \u0986\u09a4\u09cd\u09ae\u09c0\u09df \u09ac\u09be \u09ac\u09a8\u09cd\u09a7\u09c1\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7\u0993 \u09b2\u09bf\u0996\u09bf\u09a4 \u09a8\u09a5\u09bf\n                \u09b0\u09be\u0996\u09be \u09ad\u09be\u09b2\u09cb\u0964 \u098f\u09a4\u09c7 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7\u09b0 \u0985\u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8 \u09a8\u09df, \u09ac\u09b0\u0982 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09b8\u09cd\u09ac\u099a\u09cd\u099b\u09a4\u09be \u09ac\u099c\u09be\u09df \u09a5\u09be\u0995\u09c7\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u0995\u09bf \u099c\u09be\u09a4\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a8\u09ae\u09cd\u09ac\u09b0 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7?\n            <\/div>\n\n            <p>\n                \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09aa\u09b0\u09bf\u099a\u09df \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09be\u09b0 \u09a4\u09a5\u09cd\u09af \u09b0\u09be\u0996\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n                \u09a4\u09ac\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7\u09b0 \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09a4\u09a5\u09cd\u09af \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u09ac\u09be \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u09a8\u09be \u0995\u09b0\u09be\u0987 \u09ad\u09be\u09b2\u09cb\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u099b\u09ac\u09bf \u09a6\u09c7\u0993\u09df\u09be \u09af\u09be\u09df?\n            <\/div>\n\n            <p>\n                \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09aa\u0995\u09cd\u09b7\u0997\u09c1\u09b2\u09cb\u09b0 \u099b\u09ac\u09bf \u09af\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n                \u09ac\u09cd\u09af\u09ac\u09b9\u09c3\u09a4 \u099f\u09c7\u09ae\u09aa\u09cd\u09b2\u09c7\u099f\u09c7 \u099b\u09ac\u09bf\u09b0 \u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09a5\u09be\u0995\u09b2\u09c7 \u09a4\u09be \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09af\u09be\u09df\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u09b8\u09be\u0995\u09cd\u09b7\u09c0 \u09b0\u09be\u0996\u09be \u0995\u09bf \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8?\n            <\/div>\n\n            <p>\n                \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09a7\u09b0\u09a8 \u0993 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8\u09c7\u09b0 \u0993\u09aa\u09b0 \u09ac\u09bf\u09b7\u09df\u099f\u09bf \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n                \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u09a4\u09a5\u09cd\u09af \u0993 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u09b0\u09be\u0996\u09be \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u09b8\u09b9\u09be\u09df\u0995 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09a4\u09c7 \u098b\u09a3 \u09a6\u09bf\u09b2\u09c7 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09ac?\n            <\/div>\n\n            <p>\n                \u09ae\u09cb\u099f \u098b\u09a3, \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09b8\u0982\u0996\u09cd\u09af\u09be, \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3, \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a4\u09be\u09b0\u09bf\u0996\n                \u098f\u09ac\u0982 \u09b6\u09c7\u09b7 \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be \u09b8\u09cd\u09aa\u09b7\u09cd\u099f\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09c1\u09a8\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                DocsInHand \u09a6\u09bf\u09df\u09c7 \u0995\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u09af\u09be\u09df?\n            <\/div>\n\n            <p>\n                \u09b9\u09cd\u09af\u09be\u0981\u0964 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09a6\u09bf\u09df\u09c7 DocsInHand-\u098f\u09b0 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0\n                \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0\u09c7 \u098f\u0995\u099f\u09bf \u0996\u09b8\u09dc\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u09af\u09be\u09df\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                DocsInHand-\u098f\u09b0 \u09a4\u09c8\u09b0\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09bf \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09ac\u09bf\u0995\u09b2\u09cd\u09aa?\n            <\/div>\n\n            <p>\n                \u09a8\u09be\u0964 DocsInHand \u098f\u0995\u099f\u09bf \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0 \u09b8\u09b9\u09be\u09df\u0995 \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae\u0964\n                \u099c\u099f\u09bf\u09b2 \u09ac\u09be \u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09c7\u0993\u09df\u09be \u0989\u099a\u09bf\u09a4\u0964\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"dih-faq-item\">\n\n            <div class=\"dih-question\">\n                \u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7\u09b0 \u09a6\u09be\u09ae \u0995\u09a4 \u09b9\u09ac\u09c7?\n            <\/div>\n\n            <p>\n                \u098f\u099f\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09a7\u09b0\u09a8 \u0993 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8 \u09ac\u09be \u09ac\u09bf\u09a7\u09bf\u09b0 \u0993\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964\n                \u09a4\u09be\u0987 \u09aa\u09c1\u09b0\u09cb\u09a8\u09cb \u0995\u09cb\u09a8\u09cb \u09a8\u09ae\u09c1\u09a8\u09be \u09a6\u09c7\u0996\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09ae\u09c2\u09b2\u09cd\u09af \u09a7\u09b0\u09c7 \u09a8\u09be \u09a8\u09bf\u09df\u09c7\n                \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09ac\u09bf\u09a7\u09be\u09a8 \u09af\u09be\u099a\u09be\u0987 \u0995\u09b0\u09c1\u09a8\u0964\n            <\/p>\n\n        <\/div>\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         CTA\n         ===================================================== -->\n\n    <div class=\"dih-cta\">\n\n        <h2>\n            DocsInHand \u09a6\u09bf\u09df\u09c7 \u09b8\u09b9\u099c\u09c7 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c1\u09a8\n        <\/h2>\n\n        <p>\n            \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u09b0\u09be\u0996\u09c1\u09a8, \u09ab\u09b0\u09ae \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09c1\u09a8 \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0\n            \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f\u09c7\u09b0 \u0996\u09b8\u09dc\u09be \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c1\u09a8\u0964\n        <\/p>\n\n        <a class=\"dih-button\" href=\"https:\/\/docsinhand.com\/\" target=\"_blank\" rel=\"noopener\">\n            DocsInHand \u09ad\u09bf\u099c\u09bf\u099f \u0995\u09b0\u09c1\u09a8\n        <\/a>\n\n    <\/div>\n\n\n    <!-- =====================================================\n         22\n         ===================================================== -->\n\n    <h2 id=\"about-docsinhand\">\n        \u09e8\u09e8. DocsInHand \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7\n    <\/h2>\n\n    <p>\n        <strong>DocsInHand<\/strong> \u09b9\u09b2\u09cb \u09ac\u09be\u0982\u09b2\u09be \u09ad\u09be\u09b7\u09be\u09ad\u09be\u09b7\u09c0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8\n        \u09a7\u09b0\u09a8\u09c7\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f, \u0986\u09ac\u09c7\u09a6\u09a8\u09aa\u09a4\u09cd\u09b0, \u099a\u09bf\u09a0\u09bf, \u09b8\u09a8\u09a6, \u09ab\u09b0\u09ae \u0993 \u0985\u09a8\u09b2\u09be\u0987\u09a8 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f\n        \u09a4\u09c8\u09b0\u09bf\u09a4\u09c7 \u09b8\u09b9\u09be\u09df\u09a4\u09be\u0995\u09be\u09b0\u09c0 \u098f\u0995\u099f\u09bf \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae\u0964\n    <\/p>\n\n    <p>\n        \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4, \u099a\u09be\u0995\u09b0\u09bf, \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u09b6\u09bf\u0995\u09cd\u09b7\u09be \u0993 \u09a6\u09c8\u09a8\u09a8\u09cd\u09a6\u09bf\u09a8 \u099c\u09c0\u09ac\u09a8\u09c7\u09b0 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7\n        \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a6\u09cd\u09b0\u09c1\u09a4 \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u0995\u09b0\u09be\u09b0 \u09b2\u0995\u09cd\u09b7\u09cd\u09af\u09c7\u0987 DocsInHand-\u098f\u09b0 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8\n        \u099f\u09c1\u09b2 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u09b9\u099a\u09cd\u099b\u09c7\u0964\n    <\/p>\n\n    <p>\n        \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09ae\u09a4\u09cb \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7\n        \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09c7 \u098f\u0995\u099f\u09bf \u0996\u09b8\u09dc\u09be \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u0995\u09b0\u09be \u09af\u09be\u09df\u0964\n    <\/p>\n\n    <p>\n        DocsInHand-\u098f\u09b0 \u09ae\u09c2\u09b2 \u09b2\u0995\u09cd\u09b7\u09cd\u09af \u09b9\u09b2\u09cb \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0 \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09df\u09be\u0995\u09c7\n        \u09b8\u09b9\u099c, \u09a6\u09cd\u09b0\u09c1\u09a4 \u098f\u09ac\u0982 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09ac\u09be\u09a8\u09cd\u09a7\u09ac \u0995\u09b0\u09be\u0964\n    <\/p>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         23\n         ===================================================== -->\n\n    <h2 id=\"author\">\n        \u09e8\u09e9. \u09b2\u09c7\u0996\u0995 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4\u09bf\n    <\/h2>\n\n    <div class=\"dih-author\">\n\n        <p>\n            <strong>\u09ae\u09cb\u09b9\u09be\u09ae\u09cd\u09ae\u09a6 \u09b6\u0993\u0995\u09a4 \u0986\u0995\u09ac\u09be\u09b0<\/strong>\n        <\/p>\n\n        <p>\n            \u09b2\u09c7\u0996\u0995, \u0995\u09ac\u09bf, \u09aa\u09cd\u09b0\u09af\u09c1\u0995\u09cd\u09a4\u09bf \u0989\u09a6\u09cd\u09ad\u09be\u09ac\u0995 \u0993 \u0995\u09a8\u099f\u09c7\u09a8\u09cd\u099f \u09a8\u09bf\u09b0\u09cd\u09ae\u09be\u09a4\u09be\n        <\/p>\n\n        <p>\n            Founder \u2014 DocsInHand\n        <\/p>\n\n        <p>\n            <a href=\"https:\/\/showkatbd.com\/about-showkatbd-com\" target=\"_blank\" rel=\"noopener\">\n                \u09b2\u09c7\u0996\u0995\u09c7\u09b0 \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4\u09bf \u09a6\u09c7\u0996\u09c1\u09a8\n            <\/a>\n        <\/p>\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- =====================================================\n         24\n         ===================================================== -->\n\n    <h2 id=\"conclusion\">\n        \u09e8\u09ea. \u0989\u09aa\u09b8\u0982\u09b9\u09be\u09b0\n    <\/h2>\n\n    <div class=\"dih-conclusion\">\n\n        <p>\n            \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be \u09ac\u09be \u09a8\u09c7\u0993\u09df\u09be \u098f\u0995\u099f\u09bf \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac\u0964 \u098f\u0996\u09be\u09a8\u09c7 \u09b6\u09c1\u09a7\u09c1 \u09aa\u09be\u09b0\u09b8\u09cd\u09aa\u09b0\u09bf\u0995 \u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8\u0987 \u09a8\u09df,\n            \u09ac\u09b0\u0982 \u09aa\u09b0\u09bf\u09b7\u09cd\u0995\u09be\u09b0 \u09b6\u09b0\u09cd\u09a4, \u09b8\u09a0\u09bf\u0995 \u09b9\u09bf\u09b8\u09be\u09ac \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09b2\u09bf\u0996\u09bf\u09a4 \u09a8\u09a5\u09bf\u0993 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964\n        <\/p>\n\n        <p>\n            \u09ac\u09a8\u09cd\u09a7\u09c1, \u0986\u09a4\u09cd\u09ae\u09c0\u09df, \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u0995\u09bf\u0982\u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u2014\u09af\u09be\u09b0 \u09b8\u0999\u09cd\u0997\u09c7\u0987\n            \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09b9\u09cb\u0995 \u09a8\u09be \u0995\u09c7\u09a8, \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u09ad\u09c1\u09b2 \u09ac\u09cb\u099d\u09be\u09ac\u09c1\u099d\u09bf \u098f\u09dc\u09be\u09a4\u09c7 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0\n            \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09ac\u09bf\u09b7\u09df\u0997\u09c1\u09b2\u09cb \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09b0\u09be\u0996\u09be \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac\u09b6\u09c0\u09b2 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4\u0964\n        <\/p>\n\n        <p>\n            \u098f\u0995\u099f\u09bf \u09ad\u09be\u09b2\u09cb \u098b\u09a3 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09a5\u09be\u0995\u09ac\u09c7 \u09aa\u0995\u09cd\u09b7\u0997\u09c1\u09b2\u09cb\u09b0 \u09aa\u09b0\u09bf\u099a\u09df, \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3,\n            \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af, \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09df\u09b8\u09c0\u09ae\u09be, \u0995\u09bf\u09b8\u09cd\u09a4\u09bf\u09b0 \u09b6\u09b0\u09cd\u09a4, \u09b8\u09be\u0995\u09cd\u09b7\u09c0 \u098f\u09ac\u0982\n            \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09b6\u09b0\u09cd\u09a4\u0964\n        <\/p>\n\n        <p>\n            DocsInHand-\u098f\u09b0 \u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 \u098f\u0987 \u09aa\u09cd\u09b0\u09be\u09a5\u09ae\u09bf\u0995 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0\n            \u0995\u09be\u099c\u0995\u09c7 \u0986\u09b0\u0993 \u09b8\u09b9\u099c \u0993 \u09a6\u09cd\u09b0\u09c1\u09a4 \u0995\u09b0\u09be\u09b0 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u09b9\u09df\u09c7\u099b\u09c7\u0964\n            \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a4\u09a5\u09cd\u09af \u09a6\u09bf\u09df\u09c7 \u0995\u09df\u09c7\u0995\u099f\u09bf \u09a7\u09be\u09aa \u0985\u09a8\u09c1\u09b8\u09b0\u09a3 \u0995\u09b0\u09c7 \u098f\u0995\u099f\u09bf \u0996\u09b8\u09dc\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\n            \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09c1\u09a4 \u0995\u09b0\u09be \u09af\u09be\u09df\u0964\n        <\/p>\n\n        <p>\n            \u09a4\u09ac\u09c7 \u09ae\u09a8\u09c7 \u09b0\u09be\u0996\u09ac\u09c7\u09a8\u2014<strong>\u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u0986\u09b0 \u0986\u0987\u09a8\u0997\u09a4 \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u098f\u0995 \u09ac\u09bf\u09b7\u09df \u09a8\u09df\u0964<\/strong>\n            \u09ac\u09dc \u0985\u0999\u09cd\u0995\u09c7\u09b0 \u0985\u09b0\u09cd\u09a5, \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf, \u099c\u09be\u09ae\u09be\u09a8\u09a4, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09bf, \u09b8\u09c1\u09a6\/\u09b2\u09be\u09ad \u09ac\u09be\n            \u099c\u099f\u09bf\u09b2 \u09b6\u09b0\u09cd\u09a4 \u099c\u09dc\u09bf\u09a4 \u09a5\u09be\u0995\u09b2\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u099f\u09bf \u099a\u09c2\u09dc\u09be\u09a8\u09cd\u09a4 \u0995\u09b0\u09be\u09b0 \u0986\u0997\u09c7 \u098f\u0995\u099c\u09a8 \u09af\u09cb\u0997\u09cd\u09af \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09c0\u09b0\n            \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09a8\u09c7\u0993\u09df\u09be\u0987 \u09ad\u09be\u09b2\u09cb\u0964\n        <\/p>\n\n        <p>\n            \u09b8\u09ae\u09df \u0993 \u09aa\u09b0\u09bf\u09b6\u09cd\u09b0\u09ae \u09ac\u09be\u0981\u099a\u09bf\u09df\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09a4\u09c7\n            <strong>DocsInHand<\/strong> \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09be\u09b6\u09c7 \u09a5\u09be\u0995\u09c1\u0995\u0964\n        <\/p>\n\n        <p style=\"text-align:center;margin-bottom:0;\">\n            <strong>\u09b6\u09c1\u09ad\u0995\u09be\u09ae\u09a8\u09be \u09b0\u0987\u09b2\u0964<\/strong>\n        <\/p>\n\n    <\/div>\n\n    <p class=\"back-to-toc\">\n        <a href=\"#toc\">\u2191 \u09b8\u09c2\u099a\u09c0\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ab\u09bf\u09b0\u09c7 \u09af\u09be\u09a8<\/a>\n    <\/p>\n\n\n    <!-- END -->\n\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">22<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0, \u098b\u09a8 \u09a6\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf\u09b0 \u09a6\u09cd\u09b0\u09c1\u09a4\u09a4\u09b0 \u0993 \u09b8\u09b9\u099c \u0995\u09cd\u09b2\u09bf\u0995 \u09b8\u09ae\u09be\u09a7\u09be\u09a8\u0964 <span class=\"s2\">\u09a8\u09bf\u099a\u09c7\u09b0 \u09ab\u09b0\u09ae\u099f\u09bf \u09ab\u09bf\u09b2\u09be\u09aa \u0995\u09b0\u09c1\u09a8\u0964 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u099f\u09c7\u09ae\u09cd\u09aa\u09b2\u09c7\u099f \u09aa\u099b\u09a8\u09cd\u09a6 \u0995\u09b0\u09c7 \u0985\u09b0\u09cd\u09a5\u09be\u09ce \u0986\u09aa\u09a8\u09bf \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u0995\u09df \u09aa\u09be\u09a4\u09be \u09ac\u09be \u0995\u09df\u099f\u09bf \u09a8\u09a8 \u099c\u09c1\u09a1\u09bf\u09b6\u09bf\u09df\u09be\u09b2 \u09b7\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09a4\u09c7 \u099a\u09be\u099a\u09cd\u099b\u09c7\u09a8 \u09b8\u09c7 \u09ae\u09cb\u09a4\u09be\u09ac\u09c7\u0995 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09c1\u09a8\u0964<\/span><\/p>\n\n\n<p style=\"text-align: justify;\">\u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7 \u09ac\u09b8\u09ac\u09be\u09b8\u0995\u09be\u09b0\u09c0 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u099c\u09a8\u09a6\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09a8\u0997\u09a6 \u0985\u09b0\u09cd\u09a5 \u098b\u09a8 (Loan)\u00a0 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u0997\u09cd\u09b0\u09b9\u09a8 \u0995\u09b0\u09c7 \u09a5\u09be\u0995\u09bf\u0964 \u0986\u09b0 \u09b8\u09c7\u0987 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8 \u09ac\u09be \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7 \u098f\u0995\u09c7 \u0985\u09a8\u09cd\u09af\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09af\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0\u09bf\u09a4 \u09b9\u09df , \u09a4\u09be\u0987 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7\u09b0 \u09ac\u09be \u098b\u09a8 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09ac\u09be \u09a1\u09bf\u09a1\u0964<\/p>\n<p style=\"text-align: justify;\">\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09a4\u09c8\u09b0\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099c\u09a8 \u09ac\u09bf\u099c\u09cd\u099e \u0986\u0987\u09a8\u099c\u09c0\u09ac\u09bf\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09df\u0964 \u09af\u09bf\u09a8\u09bf \u098b\u09a8 \u09a6\u09be\u09a4\u09be \u09ac\u09be \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7\u09b0 \u09ac\u09be \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09b8\u0995\u09b2 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u099c\u09c7\u09a8\u09c7 \u098f\u0995\u099f\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c7\u09a8\u0964 \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u098b\u09a8\u09a6\u09be\u09a4\u09be, \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u098f\u09ac\u0982 \u0989\u09ad\u09df\u09c7\u09b0 \u09aa\u0995\u09cd\u09b7 \u09b9\u09a4\u09c7 \u098b\u09a8 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u0995\u09be\u09b0\u09cd\u09af\u0995\u09cd\u09b0\u09ae\u09c7 \u0989\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4 \u0995\u09df\u09c7\u0995\u099c\u09a8 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0 \u09b8\u09b9 \u098f\u0995\u099f\u09bf \u099a\u09c1\u09a4\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09bf\u09a4 \u09b9\u09df\u0964 \u09af\u09be\u09a4\u09c7 \u0985\u09a6\u09c2\u09b0 \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7 \u098b\u09a8 \u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09ae\u09be\u099d\u09c7 \u098b\u09a8 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7 \u0995\u09cb\u09a8\u09b0\u0995\u09ae \u09ac\u09bf\u09ac\u09be\u09a6\u09c7\u09b0 \u09b8\u09c3\u09b7\u09cd\u099f\u09bf \u09a8\u09be \u09b9\u09df\u0964 \u0986\u09b0 \u09b9\u09b2\u09c7\u0993 \u09af\u09c7\u09a8 \u098b\u09a8 \u09a6\u09be\u09a4\u09be \u098f\u09ac\u0982 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u09a6\u09c7\u09b6\u09c7 \u09aa\u09cd\u09b0\u099a\u09b2\u09bf\u09a4 \u0986\u0987\u09a8\u09c7\u09b0 \u09b8\u09b9\u09be\u09df\u09a4\u09be \u0997\u09cd\u09b0\u09b9\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/p>\n<p style=\"text-align: justify;\">\u098f\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u09ac\u09b2\u09c7 \u098b\u09a8 \u09a6\u09be\u09a4\u09be \u098f\u09ac\u0982 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u0989\u09ad\u09df\u09c7\u0987 \u09af\u09be\u09b0 \u09af\u09be\u09b0 \u0985\u09ac\u09b8\u09cd\u09a5\u09be\u09a8 \u09a5\u09c7\u0995\u09c7 \u09a8\u09bf\u09b0\u09be\u09aa\u09a6 \u09a5\u09be\u0995\u09c7\u09a8\u0964 \u0986\u09b0 \u0985\u09a8\u09be\u0995\u09be\u0982\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u09af\u09a6\u09bf \u0989\u09ad\u09df\u09c7\u09b0 \u09ae\u09be\u099d\u09c7 \u0995\u09cb\u09a8\u09b0\u0995\u09ae \u09ac\u09bf\u09ac\u09be\u09a6 \u09b8\u09c3\u09b7\u09cd\u099f\u09bf \u09b9\u09df \u09ac\u09be \u098b\u09a8\u09a6\u09be\u09a4\u09be \u09ac\u09be \u098b\u09a8\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u0995\u09cb\u09a8 \u098f\u0995\u099c\u09a8 \u09ae\u09c3\u09a4\u09cd\u09af\u09c1\u09ac\u09b0\u09a8 \u0995\u09b0\u09c7\u09a8, \u09b8\u09c7\u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u098f\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09be\u09a6\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ac\u09be\u09b0\u0995\u09c7 \u098b\u09a8 \u0989\u09a4\u09cd\u09a4\u09cb\u09b2\u09a8\u09c7 \u09ac\u09be \u098b\u09a8 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7 \u09b8\u09b0\u09cd\u09ac\u09a4\u09cd\u09ac\u0995 \u09b8\u09b9\u09be\u09df\u09a4\u09be \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/p>\n<p>\u09a4\u09be\u0987, \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u0989\u099a\u09bf\u09a4 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7 \u09ac\u09be \u098b\u09a8 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7 \u0985\u09ac\u09b6\u09cd\u09af\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09b0\u09bf\u09a4 \u0995\u09b0\u09be \u0964\u00a0<\/p>\n<p style=\"text-align: justify;\">\u098f\u0995\u099c\u09a8 \u09ac\u09bf\u099c\u09cd\u099e \u0989\u0995\u09bf\u09b2, \u098b\u09a8 \u09a6\u09be\u09a4\u09be, \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u099c\u09a8\u09cd\u09af\u09c7\u0987 \u0986\u09ae\u09be\u09b0 \u098f\u0987 \u098b\u09a8 \u09a6\u09c7\u09df\u09be- \u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1\u09bf \u09a4\u09c8\u09b0\u09bf\u09b0 \u09ab\u09b0\u09ae\u0964 \u09af\u09c7\u0996\u09be\u09a8 \u09a5\u09c7\u0995\u09c7 \u09b8\u09b9\u099c\u09c7\u0987 \u0985\u09b2\u09cd\u09aa \u09b8\u09ae\u09df\u09c7 \u098f\u0995\u099f\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be \u09af\u09be\u09df \u0995\u09cd\u09b2\u09bf\u0995\u09c7\u0987\u0964<\/p>\n<p style=\"text-align: justify;\">\u098f\u0987 \u09ab\u09b0\u09ae\u09c7 \u098b\u09a8 \u09a6\u09c7\u09df\u09be \u09a8\u09c7\u09df\u09be\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09b8\u0995\u09b2 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0\u0987 \u0989\u09b2\u09cd\u09b2\u09c7\u0996 \u0986\u099b\u09c7, \u09ac\u09c7\u099b\u09c7 \u09ac\u09c7\u099b\u09c7 \u0995\u09cd\u09b2\u09bf\u0995 \u0995\u09b0\u09b2\u09c7\u0987 \u09a4\u09c8\u09b0\u09bf \u09b9\u09ac\u09c7 \u098b\u09a8 \u09a6\u09c7\u09df\u09be \u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u0964\u00a0<\/p>\n<p>\u09b8\u09ae\u09df \u0986\u09b0 \u0985\u09b0\u09cd\u09a5 \u09ac\u09be\u0981\u099a\u09be\u09a4\u09c7\u0987 \u098f\u0987 \u09aa\u09cd\u09b0\u09df\u09be\u09b8\u0964\u00a0<\/p>\n<p class=\"p3\" style=\"text-align: justify;\"><strong><span class=\"s2\">\u09ae\u09be\u09a4\u09cd\u09b0 \u09e8 \u09ae\u09bf\u09a8\u09bf\u099f\u09c7 \u09b0\u09c7\u09a1\u09bf \u09b9\u09ac\u09c7 \u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 :<\/span><\/strong><\/p>\n<p class=\"p3\" style=\"text-align: justify;\"><span class=\"s2\">\u098f\u0987 \u09ab\u09b0\u09ae \u09a6\u09bf\u09df\u09c7 \u09a4\u09c8\u09b0\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be\u09b0 \u0989\u09a6\u09be\u09b9\u09b0\u09a8 \u09a8\u09bf\u09a8\u09cd\u09ae\u09b0\u09c1\u09aa :<\/span><\/p>\n<p>1. \u098b\u09a8\u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a8\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u099b\u09ac\u09bf\u09b8\u09b9 \u098f\u0995 \u09aa\u09be\u09a4\u09be\u09df \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be<\/p>\n<p>[pdf-embedder url=&quot;https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/05\/revenue_stamp_print_sample2.pdf%22]<\/p>\n<p>2. \u098b\u09a8\u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a8\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u099b\u09ac\u09bf\u09b8\u09b9 \u09a4\u09bf\u09a8 \u09aa\u09be\u09a4\u09be\u09df \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be<\/p>\n<p>[pdf-embedder url=&quot;https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/05\/revenue_stamp_print_3pgs.pdf%22]<\/p>\n<p>[divider style=&#8221;dashed&#8221; top=&#8221;20&#8243; bottom=&#8221;20&#8243;]<\/p>\n<p>3. \u098b\u09a8\u09a6\u09be\u09a4\u09be \u0993 \u098b\u09a8\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u099b\u09ac\u09bf\u099b\u09be\u09dc\u09be \u09a4\u09bf\u09a8 \u09aa\u09be\u09a4\u09be\u09df \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be\u0964<\/p>\n<p>[pdf-embedder url=&quot;https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/05\/ongikarnama3.pdf%22]<\/p>\n<p class=\"p3\" style=\"text-align: justify;\"><strong><span class=\"s2\">\u098f\u0996\u09be\u09a8 \u09a5\u09c7\u0995\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09cd\u09b0\u09a5\u09ae\u09c7\u0987 \u09af\u09be \u09b8\u0982\u0997\u09cd\u09b0\u09b9\u09c7 \u09b0\u09be\u0996\u09a4\u09c7 \u09b9\u09ac\u09c7 :<\/span><\/strong><\/p>\n<p><span class=\"s2\">1. \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09bf\u09a4\u09be \u0993 \u098b\u09a8 \u09a6\u09be\u09a4\u09be \u0989\u09ad\u09df\u09c7\u09b0 \u099b\u09ac\u09bf\u0964 \u09af\u09be \u09b8\u09cd\u0995\u09cd\u09af\u09be\u09a8 \u0995\u09b0\u09c7 \u09ac\u09be \u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09a6\u09bf\u09df\u09c7 \u099b\u09ac\u09bf \u09a4\u09c1\u09b2\u09c7 \u0995\u09ae\u09cd\u09aa\u09bf\u0989\u099f\u09be\u09b0\u09c7\u09b0 \u09b9\u09be\u09b0\u09cd\u09a1 \u09a1\u09cd\u09b0\u09be\u0987\u09ad\u09c7 \u09b0\u09be\u0996\u09c1\u09a8\u0964 \u09ab\u09b0\u09ae \u09ab\u09bf\u09b2\u09be\u09aa\u09c7 \u098f\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09aa\u09dc\u09ac\u09c7\u0964<\/span><\/p>\n<p><span class=\"s2\">2. \u0989\u09ad\u09df\u09c7\u09b0 \u099c\u09be\u09a4\u09c0\u09df \u09aa\u09b0\u09bf\u099a\u09df \u09aa\u09a4\u09cd\u09b0, \u09ab\u09b0\u09ae \u09ab\u09bf\u09b2\u09be\u09aa\u09c7 \u098f\u09b0 \u09a8\u09be\u09ae\u09cd\u09ac\u09be\u09b0 \u0993 \u09a0\u09bf\u0995\u09be\u09a8\u09be \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p><span class=\"s2\">3. \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09a8\u09a8 \u099c\u09c1\u09a1\u09bf\u09b6\u09bf\u09df\u09be\u09b2 \u09b7\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa, \u09e7, \u09e8 \u0993 \u09e9\u099f\u09bf\u0964<\/span><\/p>\n<p><span class=\"s2\">4. \u09ae\u09c1\u09b8\u09be\u09ac\u09bf\u09a6\u09be\u0995\u09be\u09b0\u0995\u09c7\u09b0 \u09a8\u09be\u09ae, \u09a0\u09bf\u0995\u09be\u09a8\u09be \u0993 \u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09a8\u09be\u09ae\u09cd\u09ac\u09be\u09b0\u0964<\/span><\/p>\n<p class=\"p3\" style=\"text-align: justify;\"><strong><span class=\"s2\">\u09af\u09c7\u09ad\u09be\u09ac\u09c7 \u09ab\u09b0\u09ae \u09ab\u09bf\u09b2\u09be\u09aa \u0993 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09ac\u09c7\u09a8:<\/span><\/strong><\/p>\n<p><span class=\"s2\">1. \u09ab\u09b0\u09ae\u09c7\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u0985\u09aa\u09b6\u09a8 \u09aa\u09c1\u09b0\u09a8 \u0995\u09b0\u09c1\u09a8\u0964<\/span><\/p>\n<p><span class=\"s2\">2. \u09ab\u09b0\u09ae \u09aa\u09c1\u09b0\u09a8 \u09b6\u09c7\u09b7\u09c7 \u09a8\u09bf\u099a \u09a5\u09c7\u0995\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u09af\u09c7 \u0995\u09cb\u09a8\u09cb \u098f\u0995\u099f\u09bf \u099f\u09c7\u09ae\u09cd\u09aa\u09c7\u09b2\u09c7\u099f\u09c7\u09b0 \u0989\u09aa\u09b0 \u0995\u09cd\u09b2\u09bf\u0995 \u0995\u09b0\u09b2\u09c7\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be \u09a6\u09c3\u09b6\u09cd\u09af\u09ae\u09be\u09a8 \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p><span class=\"s2\">3. \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be\u09b0 \u09a8\u09bf\u099a\u09c7 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09ac\u09be\u099f\u09a8\u09c7 \u0995\u09cd\u09b2\u09bf\u0995 \u0995\u09b0\u09c1\u09a8\u0964<\/span><\/p>\n<p><span class=\"s2\">4. \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09ac\u09cd\u09b0\u09be\u0989\u099c\u09be\u09b0 \u0993\u09aa\u09c7\u09a8 \u09b9\u09ac\u09c7\u0964<\/span><\/p>\n<p><span class=\"s2\">5. \u09aa\u09c7\u09aa\u09be\u09b0 \u09b8\u09be\u0987\u099c \u09b2\u09bf\u0997\u09cd\u09af\u09be\u09b2 \u09b8\u09bf\u09b2\u09c7\u0995\u09cd\u099f \u0995\u09b0\u09c1\u09a8<\/span><\/p>\n<p><span class=\"s2\">6. \u09ae\u09be\u09b0\u09cd\u099c\u09bf\u09a8 \u0985\u09aa\u09b6\u09a8 \u09a5\u09c7\u0995\u09c7 \u0995\u09be\u09b7\u09cd\u099f\u09ae \u0995\u09cd\u09b2\u09bf\u0995 \u0995\u09b0\u09c1\u09a8\u0964 \u09a6\u09c7\u0996\u09c1\u09a8 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be\u099f\u09bf\u09b0 \u099a\u09be\u09b0\u09aa\u09be\u09b6\u09c7 \u0995\u09be\u09b7\u09cd\u099f\u09ae \u09ae\u09be\u09b0\u09cd\u099c\u09bf\u09a8 \u09ac\u09b0\u09cd\u09a1\u09be\u09b0 \u09b6\u09cb \u09b9\u099a\u09cd\u099b\u09c7\u0964<\/span><\/p>\n<p><span class=\"s2\">7. \u09ae\u09be\u0989\u09b8 \u09aa\u09df\u09c7\u09a8\u09cd\u099f\u09be\u09b0 \u0989\u0995\u09cd\u09a4 \u09ac\u09b0\u09cd\u09a1\u09be\u09b0\u09c7 \u09b0\u09c7\u0996\u09c7 \u0995\u09cd\u09b2\u09bf\u0995 \u0993 \u09a1\u09cd\u09b0\u09be\u0997 \u0995\u09b0\u09c7 \u0989\u09aa\u09b0 \u09a5\u09c7\u0995\u09c7 4.15 \u0987\u099e\u09cd\u099a\u09bf \u09a8\u09be\u09ae\u09bf\u09df\u09c7 \u0986\u09a8\u09c1\u09a8\u0964<\/span><\/p>\n<p><span class=\"s2\">8. \u09a1\u09be\u09a8, \u09ac\u09be\u09ae, \u09a8\u09bf\u099a\u09c7 \u0989\u09aa\u09b0\u09c7\u09b0 \u09ae\u09a4\u09cb \u0995\u09cd\u09b2\u09bf\u0995 \u0993 \u09a1\u09cd\u09b0\u09be\u0997 \u0995\u09b0\u09c7 \u09ae\u09be\u09b0\u09cd\u099c\u09bf\u09a8 \u09b8\u09c7\u099f \u0995\u09b0\u09c1\u09a8\u0964 \u09a1\u09be\u09a8\u09c7-0.50, \u09ac\u09be\u09ae\u09c7-0.50, \u09a8\u09bf\u099a\u09c7-0.13\u00a0 \u09b8\u09c7\u099f \u0995\u09b0\u09c1\u09a8\u0964 <\/span><\/p>\n<p><span class=\"s2\">9. \u09aa\u09c7\u099c \u09b8\u09c7\u099f \u0986\u09aa \u09b9\u09df\u09c7 \u0997\u09c7\u09b2\u09c7 \u098f\u09ac\u09be\u09b0 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f\u09be\u09b0\u09c7 \u09a8\u09a8 \u099c\u09c1\u09a1\u09bf\u09b6\u09bf\u09df\u09be\u09b2 \u09b7\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u099f\u09bf \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6 \u0995\u09b0\u09be\u09a8\u0964<\/span><\/p>\n<p><span class=\"s2\">10. \u09b8\u09b0\u09cd\u09ac\u09b6\u09c7\u09b7 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u09ac\u09be\u099f\u09a8\u09c7 \u0995\u09cd\u09b2\u09bf\u0995 \u0995\u09b0\u09c1\u09a8\u0964<\/span><\/p>\n<p class=\"p3\" style=\"text-align: justify;\"><span class=\"s3\">\u09ac\u09be\u0982\u09b2\u09be\u09a6\u09c7\u09b6<\/span> <span class=\"s3\">\u0986\u0987\u09a8<\/span> <span class=\"s3\">\u0985\u09a8\u09c1\u09b8\u09be\u09b0\u09c7<\/span> <span class=\"s3\">\u09e9\u09e6\u09e6<\/span> <span class=\"s3\">\u099f\u09be\u0995\u09be\u09b0<\/span> <span class=\"s3\">\u09a8\u09a8<\/span> <span class=\"s3\">\u099c\u09c1\u09a1\u09bf\u09b6\u09bf\u09af\u09bc\u09be\u09b2<\/span> \u09e7\u099f\u09bf <span class=\"s3\">\u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7<\/span>\u00a0<span class=\"s3\">\u0985\u09a5\u09ac\u09be<\/span>\u00a0<span class=\"s3\">\u09e7\u09e6\u09e6<\/span> <span class=\"s3\">\u099f\u09be\u0995\u09be\u09b0<\/span> <span class=\"s3\">\u09e9<\/span> <span class=\"s3\">\u099f\u09bf <\/span><span class=\"s3\">\u09b8\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7<\/span>\u00a0<span class=\"s3\">\u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f<\/span> <span class=\"s3\">\u0995\u09b0\u09a4\u09c7<\/span> <span class=\"s3\">\u09b9\u09ac\u09c7\u0964<\/span> <span class=\"s3\">\u0986\u09aa\u09a8\u09bf<\/span> <span class=\"s3\">\u09e9<\/span> <span class=\"s3\">\u099f\u09bf<\/span> <span class=\"s3\">\u09aa\u09c7\u0987\u099c\u09c7<\/span> <span class=\"s3\">\u09ad\u09be\u0997<\/span> <span class=\"s3\">\u0995\u09b0\u09c7<\/span> <span class=\"s3\">\u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f<\/span> <span class=\"s3\">\u0995\u09b0\u09c7<\/span> <span class=\"s3\">\u09a8\u09bf\u09ac\u09c7\u09a8\u0964<\/span><\/p>\n<p class=\"p3\" style=\"text-align: justify;\"><span class=\"s2\">\u09ac\u09cd\u09af\u09be\u09b8, \u09b9\u09df\u09c7 \u0997\u09c7\u09b2\u09cb \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be \u09a4\u09c8\u09b0\u09bf\u0964<\/span><\/p>\n<p style=\"text-align: justify;\">\u098f\u0995 \u09aa\u09be\u09a4\u09be\u09df \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09be \u098f\u0995\u099f\u09bf \u09a1\u09bf\u09a1\u09c7\u09b0 \u0989\u09a6\u09be\u09b9\u09b0\u09a8\u0964 \u098f\u0996\u09be\u09a8\u09c7 \u09e7\u09e6\u09e6 \u099f\u09be\u0995\u09be\u09b0 \u09b7\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa \u09a6\u09c3\u09b6\u09cd\u09af\u09ae\u09be\u09a8 \u09b9\u099a\u09cd\u099b\u09c7, \u09af\u09be \u09a8\u09ae\u09c1\u09a8\u09be \u0995\u09aa\u09bf \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7\u0987 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09c7 \u09a6\u09c7\u0996\u09be\u09a8\u09cb \u09b9\u09df\u09c7\u099b\u09c7\u0964 \u09e7 \u09aa\u09be\u09a4\u09be\u09df \u09b9\u09b2\u09c7 \u09e9\u09e6\u09e6 \u099f\u09be\u0995\u09be\u09b0 \u09e7\u099f\u09bf \u09b7\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa, \u0986\u09b0 \u09e9 \u09aa\u09be\u09a4\u09be\u09df \u09b9\u09b2\u09c7 \u09e7\u09e6\u09e6 \u099f\u09be\u0995\u09be\u09b0 \u09e9\u099f\u09bf \u09b7\u09cd\u099f\u09cd\u09af\u09be\u09ae\u09cd\u09aa\u09c7 \u09aa\u09cd\u09b0\u09bf\u09a8\u09cd\u099f \u0995\u09b0\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-24477 size-full\" src=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/05\/ongikar.png\" alt=\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1\" width=\"585\" height=\"937\" \/><\/p>\n<p style=\"text-align: justify;\">\n\n\n<p class=\"wp-block-paragraph\"><strong>\u098b\u09a8 \u09a6\u09c7\u09af\u09bc\u09be-\u09a8\u09c7\u09af\u09bc\u09be\u09b0 \u09a1\u09bf\u09a1 \u098f\u09b0 \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4 :<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u098b\u09a8 \u09a6\u09c7\u09af\u09bc\u09be-\u09a8\u09c7\u09af\u09bc\u09be\u09b0 \u09a1\u09bf\u09a1:<\/strong> \u0985\u0982\u0997\u09bf\u0995\u09be\u09b0\u09a8\u09be\u09ae\u09be, \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0, \u098f\u0997\u09cd\u09b0\u09bf\u09ae\u09c7\u09a8\u09cd\u099f (Agreement), \u09a1\u09bf\u09a1 ( Deed) , \u09a6\u09b2\u09bf\u09b2 &#8211; \u09ae\u09c2\u09b2\u09a4: \u098f \u09b8\u09ac\u0987 \u09b9\u099a\u09cd\u099b\u09c7 \u098f\u0995\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u0985\u09a8\u09cd\u09af\u09c7\u09b0 \u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u09ac\u09bf\u09b7\u09af\u09bc\u09c7 \u09b8\u09ae\u099d\u09cb\u09a4\u09be \u0995\u09b0\u09be\u09b0 \u09b2\u09bf\u0996\u09bf\u09a4 \u0986\u0987\u09a8\u09bf \u09a8\u09a5\u09bf\u0964 \u09ac\u09be\u0982\u09b2\u09be\u09a6\u09c7\u09b6\u09c7\u09b0 \u0986\u0987\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09af\u09bc\u09c0 \u098f\u099f\u09bf \u098f\u0995\u099f\u09bf \u0986\u0987\u09a8\u09bf \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be\u0964 \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u0989\u09b2\u09cd\u09b2\u09c7\u0996\u09bf\u09a4 \u09b6\u09b0\u09cd\u09a4\u09b8\u09ae\u09c1\u09b9\u09c7 \u0989\u09ad\u09af\u09bc\u09aa\u0995\u09cd\u09b7 \u09ac\u09be \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09a8\u0995\u09c3\u09a4\u09b0\u09be \u09b8\u0995\u09b2\u09c7\u0987 \u09a6\u09be\u09af\u09bc\u09ac\u09a6\u09cd\u09a7 \u09a5\u09be\u0995\u09c7\u0964&nbsp; \u0995\u09c7\u0989 \u09af\u09a6\u09bf \u0995\u09be\u09b0\u09cb \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u09aa\u09cd\u09b0\u09a4\u09be\u09b0\u09a8\u09be\u09b0 \u09b6\u09bf\u0995\u09be\u09b0 \u09b9\u09af\u09bc, \u09b8\u09c7\u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u0986\u0987\u09a8\u09c0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a8\u09c7\u09af\u09bc\u09be\u09b0 \u09b8\u09c1\u09af\u09cb\u0997 \u09a5\u09be\u0995\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09af\u09cc\u09a5 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09b8\u09b9 \u09af\u09c7 \u0995\u09cb\u09a8 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7 \u098f\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a8\u09be\u09ae\u09be \u0985\u09a8\u09be\u0995\u09be\u0982\u0996\u09bf\u09a4 \u099d\u09be\u09ae\u09c7\u09b2\u09be \u098f\u09a1\u09bc\u09be\u09a4\u09c7 \u09b8\u09b9\u09be\u09af\u09bc\u0995\u0964 \u09af\u09cc\u09a5 \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u09af\u09c7 \u0995\u09cb\u09a8 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8, \u0995\u09cb\u09a8\u09cb \u09b8\u09c7\u09ac\u09be\u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u09ac\u09be \u0997\u09cd\u09b0\u09b9\u09a8\u09c7 \u0985\u09ac\u09b6\u09cd\u09af\u09cb\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u09ac\u09bf\u0995\u09b2\u09cd\u09aa \u0995\u09bf\u099b\u09c1 \u09a8\u09c7\u0987\u0964 \u098f\u09a4\u09c7 \u09aa\u09be\u09b0\u09b8\u09cd\u09aa\u09b0\u09bf\u0995 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995 \u09ac\u099c\u09be\u09af\u09bc \u09a5\u09be\u0995\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u099a\u09c1\u0995\u09cd\u09a4\u09bf \u098f\u09ac\u0982 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09a8\u09bf\u09af\u09bc\u09c7 \u09e7\u09ee\u09ed\u09e8 \u09b8\u09be\u09b2\u09c7\u09b0 \u09ac\u09be\u0982\u09b2\u09be\u09a6\u09c7\u09b6\u09b8 \u0986\u0987\u09a8\u09c7 \u09ac\u09b2\u09be \u09b9\u09af\u09bc, \u098f\u0995\u099c\u09a8 \u09b8\u09c1\u09b8\u09cd\u09a5, \u09b8\u09cd\u09ac\u09be\u09ad\u09be\u09ac\u09bf\u0995 \u09ae\u09b8\u09cd\u09a4\u09bf\u09b7\u09cd\u0995\u09c7\u09b0 \u0985\u09a7\u09bf\u0995\u09be\u09b0\u09c0 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u098f\u09ac\u0982 \u0985\u09ac\u09b6\u09cd\u09af\u0987 \u0986\u0987\u09a8\u09c7\u09b0 \u09a6\u09c3\u09b7\u09cd\u099f\u09bf\u09a4\u09c7 \u09b8\u09be\u09ac\u09be\u09b2\u0995 \u09b9\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09b6\u09b0\u09cd\u09a4\u09c7 \u0986\u09b0\u09cb\u09aa\u09bf\u09a4 \u09b9\u09af\u09bc\u09c7 \u09af\u09a6\u09bf \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8 \u098f\u0995\u0987 \u09b6\u09b0\u09cd\u09a4\u09c7 \u0986\u09b0\u09cb\u09aa\u09bf\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u0995\u09cb\u09a8\u09cb\u09ac\u09b8\u09cd\u09a4\u09c1 \u0985\u09b0\u09cd\u09a5\u09c7\u09b0 \u09ac\u09bf\u09a8\u09bf\u09ae\u09af\u09bc\u09c7 \u0995\u09bf\u0982\u09ac\u09be \u0995\u09cb\u09a8 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u0985\u09b0\u09cd\u09a5 \u09ac\u09b8\u09cd\u09a4\u09c1\u09b0 \u09ac\u09bf\u09a8\u09bf\u09ae\u09af\u09bc\u09c7 \u0986\u09a6\u09be\u09a8 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b2\u09bf\u0996\u09bf\u09a4\u09ad\u09be\u09ac\u09c7 \u0985\u0999\u09cd\u0997\u09c0\u0995\u09be\u09b0\u09ac\u09a6\u09cd\u09a7 \u09b9\u09af\u09bc\u09c7 \u09af\u09c7 \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u0995\u09cb\u09a8 \u09a8\u09a4\u09c1\u09a8 \u0989\u09a6\u09cd\u09af\u09cb\u0997\u09c7\u09b0 \u09b6\u09be\u09ae\u09bf\u09b2 \u09b9\u09af\u09bc, \u09b8\u09c7\u0987 \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a8 \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be\u099f\u09bf\u0995\u09c7&nbsp;\u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09ac\u09b2\u09c7\u0964 \u098f\u09ac\u0982 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u0989\u09ad\u09af\u09bc\u09aa\u0995\u09cd\u09b7 \u0995\u09b0\u09cd\u09a4\u09c3\u0995 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09b6\u09b0\u09cd\u09a4\u09ac\u09b2\u09c0\u09b0 \u09b2\u09bf\u09aa\u09bf\u0995\u09c7\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u0986\u0996\u09cd\u09af\u09be \u09a6\u09c7\u09af\u09bc\u09be \u09b9\u09af\u09bc\u09c7 \u09a5\u09be\u0995\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u098f\u0987&nbsp; \u09ac\u09cb\u099d\u09be \u09aa\u09a1\u09bc\u09be \u098f\u0995\u09be\u09a7\u09bf\u0995 \u09ac\u09cd\u09af\u09be\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u099f\u09be\u09a8\u09c7\u09b0 \u09ae\u09be\u099d\u09c7 \u09b9\u09af\u09bc\u09c7 \u09a5\u09be\u0995\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09b8\u09c3\u09b7\u09cd\u099f\u09bf\u09b0 \u09b6\u09c1\u09b0\u09c7 \u09a5\u09c7\u0995\u09c7\u0987 \u09ae\u09be\u09a8\u09c1\u09b7\u09c7 \u09ae\u09be\u09a8\u09c1\u09b7\u09c7 \u09ac\u09bf\u09a8\u09bf\u09ae\u09af\u09bc \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u09b8\u09be\u09ae\u09be\u099c\u09bf\u0995 \u099c\u09c0\u09ac \u09b9\u09af\u09bc\u09c7 \u098f\u0995\u09c7 \u0985\u09a8\u09cd\u09af\u09c7\u09b0 \u0989\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0\u09b6\u09c0\u09b2 \u09b9\u09af\u09bc\u09c7\u099b\u09c7 \u09a8\u09bf\u09ac\u09bf\u09a1\u09bc\u09ad\u09be\u09ac\u09c7\u0964 \u09aa\u09b0\u09cd\u09af\u09be\u09af\u09bc\u0995\u09cd\u09b0\u09ae\u09c7 \u098f\u0987 \u09ac\u09bf\u09a8\u09bf\u09ae\u09af\u09bc\u09c7\u09b0 \u09aa\u09a6\u09cd\u09ac\u09a4\u09bf\u0995\u09c7 \u09b8\u09be\u09ac\u09b2\u09bf\u09b2, \u09b8\u09b9\u099c, \u099d\u09be\u09ae\u09c7\u09b2\u09be\u09ae\u09c1\u0995\u09cd\u09a4, \u098f\u0995\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u0985\u09a8\u09cd\u09af\u09c7\u09b0 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995 \u0985\u099f\u09c1\u099f \u09b0\u09be\u0996\u09a4\u09c7\u0987 \u09b8\u09c3\u09b7\u09cd\u099f\u09bf \u09b9\u09af\u09bc\u09c7\u099b\u09c7 \u09b8\u09ae\u09af\u09bc\u09cb\u09aa\u09af\u09cb\u0997\u09c0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u0995\u09b0\u09be\u09b0\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0987\u09b8\u09b2\u09be\u09ae \u09a7\u09b0\u09cd\u09ae\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u0997\u09c1\u09b0\u09a4\u09cd\u09ac \u0993 \u09ac\u09bf\u09a7\u09be\u09a8: <\/strong>\u0986\u09b6\u09cd\u099a\u09b0\u09cd\u09af\u09c7\u09b0 \u09ac\u09cd\u09af\u09be\u09aa\u09be\u09b0 \u09b9\u09b2, \u0987\u09b8\u09b2\u09be\u09ae \u09a7\u09b0\u09cd\u09ae\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u098f\u0995\u099f\u09bf \u0986\u0995\u09be\u099f\u09cd\u09af \u09a6\u09b2\u09bf\u09b2 \u09a8\u09be\u099c\u09bf\u09b2\u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09aa\u09b0\u09ac\u09b0\u09cd\u09a4\u09c0 \u0985\u09a8\u09be\u0995\u09be\u0982\u0996\u09bf\u09a4 \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf \u098f\u09a1\u09bc\u09be\u09a4\u09c7 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u0995\u09b0\u09be\u09b0 \u09aa\u09c2\u09b0\u09cd\u09ac\u09c7 \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4\u09b8\u09cd\u09ac\u09be\u0995\u09cd\u09b7\u09c0\u09b0 \u0989\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09a8\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u0995\u09cb\u09b0\u0986\u09a8\u09c7 \u09a4\u09be\u0997\u09bf\u09a6 \u09a6\u09c7\u09af\u09bc\u09be \u09b9\u09af\u09bc\u09c7\u099b\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09b9\u09c7 \u09ae\u09c1\u09ae\u09bf\u09a8\u0997\u09a3! \u09af\u0996\u09a8 \u09a4\u09cb\u09ae\u09b0\u09be \u0995\u09cb\u09a8 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b8\u09ae\u09af\u09bc\u09c7\u09b0 \u099c\u09a8\u09cd\u09af\u09c7 \u098b\u09a8\u09c7\u09b0 \u0986\u09a6\u09be\u09a8-\u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0, \u09a4\u0996\u09a8 \u09a4\u09be\u09b2\u09bf\u09aa\u09bf\u09ac\u09a6\u09cd\u09a7 \u0995\u09b0\u09c7 \u09a8\u09be\u0993 \u098f\u09ac\u0982 \u09a4\u09cb\u09ae\u09be\u09a6\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u0995\u09cb\u09a8 \u09b2\u09c7\u0996\u0995 \u09a8\u09cd\u09af\u09be\u09af\u09bc\u09b8\u0999\u09cd\u0997\u09a4\u09ad\u09be\u09ac\u09c7 \u09a4\u09be \u09b2\u09bf\u0996\u09c7 \u09a6\u09c7\u09ac\u09c7; \u09b2\u09c7\u0996\u0995\u09b2\u09bf\u0996\u09a4\u09c7 \u0985\u09b8\u09cd\u09ac\u09c0\u0995\u09be\u09b0 \u0995\u09b0\u09ac\u09c7 \u09a8\u09be\u0964 \u0986\u09b2\u09cd\u09b2\u09be\u09b9 \u09a4\u09be\u0995\u09c7 \u09af\u09c7\u09ae\u09a8 \u09b6\u09bf\u0995\u09cd\u09b7\u09be \u09a6\u09bf\u09af\u09bc\u09c7\u099b\u09c7\u09a8, \u09a4\u09be\u09b0 \u0989\u099a\u09bf\u09a4 \u09a4\u09be \u09b2\u09bf\u0996\u09c7\u09a6\u09c7\u09af\u09bc\u09be\u0964 \u098f\u09ac\u0982 \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u09af\u09c7\u09a8 \u09b2\u09c7\u0996\u09be\u09b0 \u09ac\u09bf\u09b7\u09af\u09bc \u09ac\u09b2\u09c7 \u09a6\u09c7\u09af\u09bc \u098f\u09ac\u0982 \u09b8\u09c7 \u09af\u09c7\u09a8 \u09b8\u09cd\u09ac\u09c0\u09af\u09bc \u09aa\u09be\u09b2\u09a8\u0995\u09b0\u09cd\u09a4\u09be \u0986\u09b2\u09cd\u09b2\u09be\u09b9\u0995\u09c7\u09ad\u09af\u09bc \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u09b2\u09c7\u0996\u09be\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09ac\u09bf\u09a8\u09cd\u09a6\u09c1\u09ae\u09be\u09a4\u09cd\u09b0\u0993 \u09ac\u09c7\u09b6 \u0995\u09ae \u09a8\u09be \u0995\u09b0\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0985\u09a4\u0983\u09aa\u09b0 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be \u09af\u09a6\u09bf \u09a8\u09bf\u09b0\u09cd\u09ac\u09cb\u09a7 \u09b9\u09af\u09bc \u0995\u09bf\u0982\u09ac\u09be \u09a6\u09c2\u09b0\u09cd\u09ac\u09b2 \u09b9\u09af\u09bc \u0985\u09a5\u09ac\u09be \u09a8\u09bf\u099c\u09c7 \u09b2\u09c7\u0996\u09be\u09b0 \u09ac\u09bf\u09b7\u09af\u09bc\u09ac\u09b8\u09cd\u09a4\u09c1 \u09ac\u09b2\u09c7\u09a6\u09bf\u09a4\u09c7 \u0985\u0995\u09cd\u09b7\u09ae \u09b9\u09af\u09bc, \u09a4\u09ac\u09c7 \u09a4\u09be\u09b0 \u0985\u09ad\u09bf\u09ad\u09be\u09ac\u0995 \u09a8\u09cd\u09af\u09be\u09af\u09bc\u09b8\u0999\u09cd\u0997\u09a4\u09ad\u09be\u09ac\u09c7 \u09b2\u09bf\u0996\u09be\u09ac\u09c7\u0964 \u09a6\u09c1\u099c\u09a8 \u09b8\u09be\u0995\u09cd\u09b7\u09c0 \u0995\u09b0, \u09a4\u09cb\u09ae\u09be\u09a6\u09c7\u09b0 \u09aa\u09c1\u09b0\u09c1\u09b7\u09a6\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09a5\u09c7\u0995\u09c7\u0964 \u09af\u09a6\u09bf \u09a6\u09c1\u099c\u09a8 \u09aa\u09c1\u09b0\u09c1\u09b7 \u09a8\u09be \u09b9\u09af\u09bc, \u09a4\u09ac\u09c7 \u098f\u0995\u099c\u09a8 \u09aa\u09c1\u09b0\u09c1\u09b7 \u0993 \u09a6\u09c1\u099c\u09a8\u09ae\u09b9\u09bf\u09b2\u09be\u0964 \u0990 \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09a6\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af \u09a5\u09c7\u0995\u09c7 \u09af\u09be\u09a6\u09c7\u09b0\u0995\u09c7 \u09a4\u09cb\u09ae\u09b0\u09be \u09aa\u099b\u09a8\u09cd\u09a6 \u0995\u09b0 \u09af\u09be\u09a4\u09c7 \u098f\u0995\u099c\u09a8 \u09af\u09a6\u09bf \u09ad\u09c1\u09b2\u09c7 \u09af\u09be\u09af\u09bc, \u09a4\u09ac\u09c7 \u098f\u0995\u099c\u09a8 \u0985\u09a8\u09cd\u09af\u099c\u09a8\u0995\u09c7 \u09b8\u09cd\u09ae\u09b0\u09a3 \u0995\u09b0\u09bf\u09af\u09bc\u09c7 \u09a6\u09c7\u09af\u09bc\u0964 \u09af\u0996\u09a8 \u09a1\u09be\u0995\u09be \u09b9\u09af\u09bc, \u09a4\u0996\u09a8 \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u09a6\u09c7\u09b0 \u0985\u09b8\u09cd\u09ac\u09c0\u0995\u09be\u09b0 \u0995\u09b0\u09be\u0989\u099a\u09bf\u09a4 \u09a8\u09af\u09bc\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09a4\u09cb\u09ae\u09b0\u09be \u098f\u099f\u09be \u09b2\u09bf\u0996\u09a4\u09c7 \u0985\u09b2\u09b8\u09a4\u09be \u0995\u09b0\u09cb\u09a8\u09be, \u09a4\u09be \u099b\u09cb\u099f \u09b9\u09cb\u0995 \u0995\u09bf\u0982\u09ac\u09be \u09ac\u09a1\u09bc, \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09b8\u09ae\u09af\u09bc \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4\u0964 \u098f\u09b2\u09bf\u09aa\u09bf\u09ac\u09a6\u09cd\u09a7 \u0995\u09b0\u09a3 \u0986\u09b2\u09cd\u09b2\u09be\u09b9\u09b0 \u0995\u09be\u099b\u09c7 \u09b8\u09c1\u09ac\u09bf\u099a\u09be\u09b0\u0995\u09c7 \u0985\u09a7\u09bf\u0995 \u0995\u09be\u09af\u09bc\u09c7\u09ae \u09b0\u09be\u0996\u09c7, \u09b8\u09be\u0995\u09cd\u09b7\u09cd\u09af\u0995\u09c7 \u0985\u09a7\u09bf\u0995 \u09b8\u09c1\u09b8\u0982\u09b9\u09a4\u09b0\u09be\u0996\u09c7 \u098f\u09ac\u0982 \u09a4\u09cb\u09ae\u09be\u09a6\u09c7\u09b0 \u09b8\u09a8\u09cd\u09a6\u09c7\u09b9\u09c7 \u09aa\u09a4\u09bf\u09a4 \u09a8\u09be \u09b9\u0993\u09af\u09bc\u09be\u09b0 \u09aa\u0995\u09cd\u09b7\u09c7 \u0985\u09a7\u09bf\u0995 \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u09af\u09a6\u09bf \u0995\u09be\u09b0\u09ac\u09be\u09b0\u09a8\u0997\u09a6 \u09b9\u09af\u09bc, \u09aa\u09b0\u09b8\u09cd\u09aa\u09b0 \u09b9\u09be\u09a4\u09c7 \u09b9\u09be\u09a4\u09c7 \u0986\u09a6\u09be\u09a8-\u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0, \u09a4\u09ac\u09c7 \u09a4\u09be \u09a8\u09be \u09b2\u09bf\u0996\u09b2\u09c7 \u09a4\u09cb\u09ae\u09be\u09a6\u09c7\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf \u0995\u09cb\u09a8\u0985\u09ad\u09bf\u09af\u09cb\u0997 \u09a8\u09c7\u0987\u0964 \u09a4\u09cb\u09ae\u09b0\u09be \u0995\u09cd\u09b0\u09af\u09bc-\u09ac\u09bf\u0995\u09cd\u09b0 \u09af\u09bc\u09c7\u09b0 \u09b8\u09ae\u09af\u09bc \u09b8\u09be\u0995\u09cd\u09b7\u09c0 \u09b0\u09be\u0996\u0964 \u0995\u09cb\u09a8 \u09b2\u09c7\u0996\u0995 \u0993 \u09b8\u09be\u0995\u09cd\u09b7\u09c0\u0995\u09c7\u0995\u09cd\u09b7\u09a4\u09bf\u0997\u09cd\u09b0\u09b8\u09cd\u09a4 \u0995\u09b0\u09cb \u09a8\u09be\u0964 \u09af\u09a6\u09bf \u09a4\u09cb\u09ae\u09b0\u09be \u098f\u09b0\u09c2\u09aa \u0995\u09b0, \u09a4\u09ac\u09c7 \u09a4\u09be \u09a4\u09cb\u09ae\u09be\u09a6\u09c7\u09b0 \u09aa\u0995\u09cd\u09b7\u09c7 \u09aa\u09be\u09aa\u09c7\u09b0 \u09ac\u09bf\u09b7\u09af\u09bc\u0964\u0986\u09b2\u09cd\u09b2\u09be\u09b9\u0995\u09c7 \u09ad\u09af\u09bc \u0995\u09b0 \u09a4\u09bf\u09a8\u09bf \u09a4\u09cb\u09ae\u09be\u09a6\u09c7\u09b0\u0995\u09c7 \u09b6\u09bf\u0995\u09cd\u09b7\u09be \u09a6\u09c7\u09a8\u0964 \u0986\u09b2\u09cd\u09b2\u09be\u09b9 \u09b8\u09ac \u0995\u09bf\u099b\u09c1 \u099c\u09be\u09a8\u09c7\u09a8\u0964 [ \u09b8\u09c1\u09b0\u09be \u09ac\u09be\u0995\u09be\u09b0\u09be\u09e8:\u09e8\u09ee\u09e8 ]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0: <\/strong>\u09ae\u09cb\u099f \u0995\u09a5\u09be, \u099a\u09b2\u09ae\u09be\u09a8 \u099c\u09c0\u09ac\u09a8\u09c7 \u09ae\u09be\u09a8\u09c1\u09b7 \u098f\u0995\u09c7\u09b0 \u0989\u09aa\u09b0 \u0986\u09b0\u09c7\u0995\u099c\u09a8 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0\u09b6\u09c0\u09b2\u0964 \u0986\u09b0 \u098f\u0987 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0\u09a4\u09be\u09b0 \u0995\u09be\u09b0\u09a8\u09c7\u0987 \u098f\u0995\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u0985\u09a8\u09cd\u09af\u09c7\u09b0 \u09ac\u09bf\u09a8\u09bf\u09ae\u09af\u09bc \u0985\u09b0\u09cd\u09a5\u09be\u09ce \u0985\u09b0\u09cd\u09a5\u09a8\u09c8\u09a4\u09bf\u0995 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8&nbsp; \u0995\u09b0\u09a4\u09c7 \u09b9\u09af\u09bc\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09a7\u09b0\u09c1\u09a8,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; \u0986\u09aa\u09a8\u09bf \u09ac\u09bf\u0995\u09cd\u09b0\u09c7\u09a4\u09be, \u0985\u09b0\u09cd\u09a7\u09c7\u0995 \u09ae\u09c1\u09b2\u09cd\u09af \u09b9\u09be\u09a4\u09c7 \u09aa\u09c7\u09af\u09bc\u09c7 \u0995\u09cd\u09b0\u09c7\u09a4\u09be\u0995\u09c7 \u09ac\u09be\u0995\u09c0\u09a4\u09c7 \u09aa\u09a8\u09cd\u09af \u09a6\u09bf\u09af\u09bc\u09c7 \u09a6\u09bf\u09b2\u09c7\u09a8, \u09b8\u09c7\u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u0995\u09b0\u09c1\u09a8\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; \u09ad\u09be\u09a1\u09bc\u09be\u099f\u09bf\u09af\u09bc\u09be \u09b9\u09b2\u09c7 \u09ac\u09be\u09a1\u09bc\u09bf\u0993\u09af\u09bc\u09be\u09b2\u09be\u09b0 \u09b8\u09be\u09a5\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u0995\u09b0\u09c1\u09a8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; \u0995\u09cb\u09a8\u09cb \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u099f\u09be\u09a8 \u09a5\u09c7\u0995\u09c7 \u09a8\u09bf\u09af\u09bc\u09ae\u09bf\u09a4 \u09b8\u09c7\u09ac\u09be \u09a8\u09bf\u099a\u09cd\u099b\u09c7\u09a8, \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u0995\u09b0\u09c1\u09a8\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; \u0995\u09cb\u09a3\u09cb \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u099f\u09be\u09a8\u09c7 \u099a\u09be\u0995\u09b0\u09bf \u09b9\u09af\u09bc\u09c7\u099b\u09c7, \u09b8\u09c7\u0987 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u099f\u09be\u09a8\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u0995\u09b0\u09c1\u09a8\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8211; \u09ac\u09a8\u09cd\u09a7\u09c1\u09b0\u09be \u09ae\u09bf\u09b2\u09c7 \u09ac\u09cd\u09af\u09ac\u09b8\u09be \u0995\u09b0\u09be\u09b0 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09a8\u09bf\u09af\u09bc\u09c7\u099b\u09c7\u09a8-\u099a\u09c1\u0995\u09cd\u09a4\u09bf \u0995\u09b0\u09c1\u09a8\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u09ac\u09af\u09bc\u09b8:<\/strong> \u09af\u0996\u09a8\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09bf\u09a4 \u09b9\u0993\u09af\u09bc\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09a6\u09c1\u0987 \u09aa\u0995\u09cd\u09b7 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u0997\u09cd\u09b0\u09b9\u09a3 \u0995\u09b0\u09ac\u09c7 \u09a4\u0996\u09a8\u0987 \u09aa\u09cd\u09b0\u09a5\u09ae \u09af\u09c7 \u099c\u09bf\u09a8\u09bf\u09b8\u099f\u09be \u09ae\u09be\u09a5\u09be\u09af\u09bc \u09b0\u09be\u0996\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09a4\u09be \u09b9\u099a\u09cd\u099b\u09c7 \u09ac\u09af\u09bc\u09b8\u0964 \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09a8\u0995\u09be\u09b0\u09c0 \u0989\u09ad\u09af\u09bc \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0995\u09c7 \u0985\u09ac\u09b6\u09cd\u09af\u0987 \u0986\u0987\u09a8\u09c7\u09b0 \u099a\u09cb\u0996\u09c7 \u09b8\u09cd\u09ac\u09be\u09ac\u09b2\u09ae\u09cd\u09ac\u09c0, \u09b8\u09be\u09ac\u09be\u09b2\u0995 \u098f\u09ac\u0982 \u09b8\u09c1\u09b8\u09cd\u09a5 \u09ae\u09b8\u09cd\u09a4\u09bf\u09b7\u09cd\u0995\u09c7\u09b0 \u0985\u09a7\u09bf\u0995\u09be\u09b0\u09c0 \u09b9\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09be\u09ac\u09a8\u09be:<\/strong> \u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u09c7\u0995 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09a4\u09c7 \u0985\u09ac\u09b6\u09cd\u09af\u0987 \u098f\u0995\u099c\u09a8 \u0986\u09b0\u09c7\u0995\u099c\u09a8\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09aa\u09cd\u09b0\u09b8\u09cd\u09a4\u09be\u09ac \u0986\u09a6\u09be\u09a8 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8\u09c7\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09a5\u09be\u0995\u09a4\u09c7 \u09b9\u09ac\u09c7 \u098f\u09ac\u0982 \u0989\u09ad\u09af\u09bc\u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf \u0986\u09ac\u09b6\u09cd\u09af\u0995\u0964 \u098f\u0995 \u09aa\u0995\u09cd\u09b7 \u0986\u09b0\u09c7\u0995 \u09aa\u0995\u09cd\u09b7\u0995\u09c7 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09ac\u09a6\u09cd\u09a7 \u09b9\u09a4\u09c7\u0986\u09b9\u09cd\u09ac\u09be\u09a8 \u099c\u09be\u09a8\u09be\u09ac\u09c7 \u098f\u09ac\u0982 \u0985\u09aa\u09b0 \u09aa\u0995\u09cd\u09b7 \u09b8\u09c7 \u0986\u09b9\u09cd\u09ac\u09be\u09a8 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf \u099c\u09cd\u099e\u09be\u09aa\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09cd\u09b0\u09a4\u09bf\u09a6\u09be\u09a8 \u09b8\u09cd\u09ac\u09b0\u09c1\u09aa \u0995\u09bf\u099b\u09c1 \u09aa\u09cd\u09b0\u09a5\u09ae \u09aa\u0995\u09cd\u09b7\u0995\u09c7 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964 \u09ac\u09b2\u09be \u09ac\u09be\u09b9\u09c1\u09b2\u09cd\u09af, \u09aa\u09cd\u09b0\u09a4\u09bf\u09a6\u09be\u09a8 \u099b\u09be\u09a1\u09bc\u09be \u0995\u09cb\u09a8\u09cb \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u0987 \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09bf\u09a4 \u09b9\u09af\u09bc \u09a8\u09be\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf:<\/strong> \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8 \u0995\u09bf\u0982\u09ac\u09be \u09a6\u09c1\u0987 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u0995\u09cb\u09a8\u09cb \u09ac\u09cd\u09af\u09ac\u09b8\u09be \u0995\u09bf\u0982\u09ac\u09be \u0995\u09cb\u09a8\u09cb\u0995\u09bf\u099b\u09c1 \u0989\u09a6\u09cd\u09af\u09cb\u0997 \u09a8\u09c7\u0993\u09af\u09bc\u09be\u09b0 \u09af\u09c7 \u09ac\u09bf\u09b7\u09af\u09bc\u09ac\u09b8\u09cd\u09a4\u09c1 \u09b2\u09bf\u09aa\u09bf\u09ac\u09a6\u09cd\u09a7 \u0995\u09b0\u09be \u09a5\u09be\u0995\u09c7 \u09a4\u09be\u0995\u09c7 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09bf \u099a\u09c1\u0995\u09cd\u09a4\u09bf \u09ac\u09b2\u09c7 \u0986\u0996\u09cd\u09af\u09be\u09af\u09bc\u09bf\u09a4 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u0964 \u098f\u0987 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ae\u09c2\u09b2\u09a4 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09af\u09bc\u09bf\u0995 \u0997\u09a0\u09a8, \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af, \u0985\u09a7\u09bf\u0995\u09be\u09b0, \u09a6\u09be\u09af\u09bc \u09a6\u09be\u09af\u09bc\u09bf\u09a4\u09cd\u09ac, \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09a8\u09be \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf \u09b8\u09ae\u09c2\u09b9 \u09a8\u09bf\u09af\u09bc\u09c7 \u0986\u09b2\u09cb\u099a\u09a8\u09be \u0995\u09b0\u09be \u09b9\u09af\u09bc\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0995\u09a8\u09cd\u099f\u09cd\u09b0\u09bf\u09ac\u09bf\u0989\u099f\u09b0\u09c7\u09b0 \u09ad\u09be\u09b7\u09cd\u09af :<\/strong> \u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8 \u0993 \u098b\u09a8 \u09aa\u09cd\u09b0\u09a6\u09be\u09c7\u09a8\u09c7\u09b0 \u0985\u0999\u09cd\u0997\u09bf\u0995\u09be\u09b0\u09a8\u09be\u09ae\u09be \u09a4\u09c8\u09b0\u09bf\u09b0 \u099f\u09c1\u09b2\u099f\u09bf \u09af\u09a6\u09bf \u09ac\u09bf\u09a8\u09cd\u09a6\u09c1 \u09ae\u09be\u09a4\u09cd\u09b0\u0993 \u0986\u09aa\u09a8\u09be\u09b0 \u0989\u09aa\u0995\u09be\u09b0 \u09b9\u09af\u09bc, \u09a4\u09ac\u09c7\u0987 \u0986\u09ae\u09be\u09b0 \u098f\u0987 \u0995\u09b7\u09cd\u099f \u09b8\u09be\u09b0\u09cd\u09a5\u0995\u0964 \u0986\u09b2\u09cd\u09b2\u09be\u09b9 \u09b8\u09ac\u09be\u0987\u0995\u09c7 \u09ad\u09be\u09b2\u09cb \u09b0\u09be\u0996\u09c1\u09a8, \u09b8\u09c1\u09b8\u09cd\u09a5\u09a4\u09be\u09b0 \u09b8\u09be\u09a5\u09c7 \u09a8\u09c7\u0995 \u0986\u09af\u09bc\u09c1 \u09a6\u09be\u09a8 \u0995\u09b0\u09c1\u09a8 \u098f\u0987 \u09a6\u09cb\u09af\u09bc\u09be\u09af\u09bc..<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09b6\u0993\u0995\u09a4\u09ac\u09bf\u09a1\u09bf \u09b9\u09cb\u0995 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf \u09ae\u09c1\u09b9\u09b0\u09cd\u09a4\u09c7\u09b0 \u09b8\u0999\u09cd\u0997\u09c0\u0964 \u09b9\u09af\u09bc\u09c7 \u0989\u09a0\u09c1\u0995 \u0986\u09aa\u09a8\u09be\u09b0 <a href=\"https:\/\/docsinhand.com\/blog\/categories\" target=\"_blank\" rel=\"noreferrer noopener\">\u09b8\u09c7\u09ae\u09bf\u0985\u09ab\u09bf\u09b8<\/a>\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u098b\u09a3 \u09a6\u09c7\u0993\u09df\u09be-\u09a8\u09c7\u0993\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 | Loan Agreement \u09a4\u09c8\u09b0\u09bf\u09b0 \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a3 \u0997\u09be\u0987\u09a1 \u098f\u0995\u099f\u09bf \u0997\u09be\u0987\u09a1 &nbsp; | &nbsp; DocsInHand TM &nbsp; | &nbsp; \u098f\u0995\u099f\u09bf \u09b8\u09ae\u09be\u09a7\u09be\u09a8 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8, \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u099c\u09b0\u09c1\u09b0\u09bf \u0996\u09b0\u099a \u0995\u09bf\u0982\u09ac\u09be \u0985\u09a8\u09cd\u09af \u0995\u09cb\u09a8\u09cb \u0995\u09be\u09b0\u09a3\u09c7 \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09df \u0986\u09a4\u09cd\u09ae\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8, \u09ac\u09a8\u09cd\u09a7\u09c1, \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0985\u0982\u09b6\u09c0\u09a6\u09be\u09b0\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u099f\u09be\u0995\u09be \u09a7\u09be\u09b0 \u09a8\u09bf\u09a4\u09c7 \u09b9\u09df\u0964 \u098f\u0995\u0987\u09ad\u09be\u09ac\u09c7 \u0985\u09a8\u09c7\u0995\u09c7\u0987 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4 \u0995\u09be\u0989\u0995\u09c7 \u09ac\u09bf\u09b6\u09cd\u09ac\u09be\u09b8\u09c7\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u0985\u09b0\u09cd\u09a5 \u098b\u09a3 \u09a6\u09bf\u09df\u09c7 \u09a5\u09be\u0995\u09c7\u09a8\u0964 &#8230; <a title=\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\" class=\"read-more\" href=\"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/\" aria-label=\"Read more about \u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\">\u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4 \u09aa\u09dc\u09c1\u09a8<\/a><\/p>\n","protected":false},"author":1,"featured_media":3295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[295,296,287,289],"class_list":["post-2801","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide-tutorial","tag-295","tag-296","tag-287","tag-289"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 - \u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1<\/title>\n<meta name=\"description\" content=\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 : \u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/docsinhand.com\/blog\/\u098b\u09a8-\u09a6\u09c7\u09af\u09bc\u09be-\u09a8\u09c7\u09af\u09bc\u09be\u09b0-\u09a1\u09bf\u09a1\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 - \u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1\" \/>\n<meta property=\"og:description\" content=\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 : \u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7\" \/>\n<meta property=\"og:url\" content=\"https:\/\/docsinhand.com\/blog\/\u098b\u09a8-\u09a6\u09c7\u09af\u09bc\u09be-\u09a8\u09c7\u09af\u09bc\u09be\u09b0-\u09a1\u09bf\u09a1\/\" \/>\n<meta property=\"og:site_name\" content=\"\u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-02T05:56:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-18T00:29:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/06\/loan-agreement.png\" \/>\n\t<meta property=\"og:image:width\" content=\"660\" \/>\n\t<meta property=\"og:image:height\" content=\"330\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"DocsInHand TM\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DocsInHand TM\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"23 \u09ae\u09bf\u09a8\u09bf\u099f\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/\"},\"author\":{\"name\":\"DocsInHand TM\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#\\\/schema\\\/person\\\/755726a4c630586c8321f5fa5c5460fb\"},\"headline\":\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\",\"datePublished\":\"2026-10-02T05:56:57+00:00\",\"dateModified\":\"2026-10-18T00:29:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/\"},\"wordCount\":130,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/loan-agreement.png\",\"keywords\":[\"\u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\",\"\u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7\u09b0 \u09a1\u09bf\u09a1\",\"\u098f\u0997\u09cd\u09b0\u09bf\u09ae\u09c7\u09a8\u09cd\u099f\",\"\u09a1\u09bf\u09a1\"],\"articleSection\":[\"\u0997\u09be\u0987\u09a1 \u0993 \u099f\u09bf\u0989\u099f\u09cb\u09b0\u09bf\u09df\u09be\u09b2\"],\"inLanguage\":\"bn-BD\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/\",\"url\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/\",\"name\":\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 - \u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/loan-agreement.png\",\"datePublished\":\"2026-10-02T05:56:57+00:00\",\"dateModified\":\"2026-10-18T00:29:25+00:00\",\"description\":\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 : \u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#breadcrumb\"},\"inLanguage\":\"bn-BD\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"bn-BD\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#primaryimage\",\"url\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/loan-agreement.png\",\"contentUrl\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/loan-agreement.png\",\"width\":660,\"height\":330,\"caption\":\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/\",\"name\":\"Docsinhand\",\"description\":\"\u0985\u09a8\u09b2\u09be\u0987\u09a8  \u09aa\u09cd\u09b0\u09ab\u09c7\u09b6\u09a8\u09be\u09b2 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0 \u09b8\u09ae\u09be\u09a7\u09be\u09a8\",\"publisher\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"bn-BD\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#organization\",\"name\":\"Docsinhand\",\"url\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"bn-BD\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/D6C4EB1D-3614-4A05-91FF-202E9CB4446E.png\",\"contentUrl\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/D6C4EB1D-3614-4A05-91FF-202E9CB4446E.png\",\"width\":1254,\"height\":1254,\"caption\":\"Docsinhand\"},\"image\":{\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/#\\\/schema\\\/person\\\/755726a4c630586c8321f5fa5c5460fb\",\"name\":\"DocsInHand TM\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"bn-BD\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/226fc0af42bf67bcc1fe074d504ab712fd1f25ef67566576672ed075f858283e?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/226fc0af42bf67bcc1fe074d504ab712fd1f25ef67566576672ed075f858283e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/226fc0af42bf67bcc1fe074d504ab712fd1f25ef67566576672ed075f858283e?s=96&d=mm&r=g\",\"caption\":\"DocsInHand TM\"},\"sameAs\":[\"https:\\\/\\\/docsinhand.com\\\/blog\"],\"url\":\"https:\\\/\\\/docsinhand.com\\\/blog\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 - \u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1","description":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 : \u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/docsinhand.com\/blog\/\u098b\u09a8-\u09a6\u09c7\u09af\u09bc\u09be-\u09a8\u09c7\u09af\u09bc\u09be\u09b0-\u09a1\u09bf\u09a1\/","og_locale":"en_US","og_type":"article","og_title":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 - \u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1","og_description":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 : \u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7","og_url":"https:\/\/docsinhand.com\/blog\/\u098b\u09a8-\u09a6\u09c7\u09af\u09bc\u09be-\u09a8\u09c7\u09af\u09bc\u09be\u09b0-\u09a1\u09bf\u09a1\/","og_site_name":"\u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1","article_published_time":"2026-10-02T05:56:57+00:00","article_modified_time":"2026-10-18T00:29:25+00:00","og_image":[{"width":660,"height":330,"url":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/06\/loan-agreement.png","type":"image\/png"}],"author":"DocsInHand TM","twitter_card":"summary_large_image","twitter_misc":{"Written by":"DocsInHand TM","Est. reading time":"23 \u09ae\u09bf\u09a8\u09bf\u099f"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#article","isPartOf":{"@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/"},"author":{"name":"DocsInHand TM","@id":"https:\/\/docsinhand.com\/blog\/#\/schema\/person\/755726a4c630586c8321f5fa5c5460fb"},"headline":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0","datePublished":"2026-10-02T05:56:57+00:00","dateModified":"2026-10-18T00:29:25+00:00","mainEntityOfPage":{"@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/"},"wordCount":130,"commentCount":0,"publisher":{"@id":"https:\/\/docsinhand.com\/blog\/#organization"},"image":{"@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#primaryimage"},"thumbnailUrl":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/06\/loan-agreement.png","keywords":["\u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0","\u098b\u09a8 \u0997\u09cd\u09b0\u09b9\u09a8\u09c7\u09b0 \u09a1\u09bf\u09a1","\u098f\u0997\u09cd\u09b0\u09bf\u09ae\u09c7\u09a8\u09cd\u099f","\u09a1\u09bf\u09a1"],"articleSection":["\u0997\u09be\u0987\u09a1 \u0993 \u099f\u09bf\u0989\u099f\u09cb\u09b0\u09bf\u09df\u09be\u09b2"],"inLanguage":"bn-BD","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/","url":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/","name":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0 - \u09a1\u0995\u09b8\u0987\u09a8\u09b9\u09cd\u09af\u09be\u09a8\u09cd\u09a1","isPartOf":{"@id":"https:\/\/docsinhand.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#primaryimage"},"image":{"@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#primaryimage"},"thumbnailUrl":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/06\/loan-agreement.png","datePublished":"2026-10-02T05:56:57+00:00","dateModified":"2026-10-18T00:29:25+00:00","description":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0 : \u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09be\u09df\u09b6\u0987 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c7 \u0986\u09a4\u09cd\u09a8\u09c0\u09df-\u09b8\u09cd\u09ac\u099c\u09a8,\u00a0 \u09ac\u09a8\u09cd\u09a7\u09c1-\u09ac\u09be\u09a8\u09cd\u09a7\u09ac, \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf \u09aa\u09be\u09b0\u09cd\u099f\u09a8\u09be\u09b0 \u09ac\u09be \u098f\u0995\u0987 \u09b8\u09ae\u09be\u099c\u09c7","breadcrumb":{"@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#breadcrumb"},"inLanguage":"bn-BD","potentialAction":[{"@type":"ReadAction","target":["https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/"]}]},{"@type":"ImageObject","inLanguage":"bn-BD","@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#primaryimage","url":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/06\/loan-agreement.png","contentUrl":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2024\/06\/loan-agreement.png","width":660,"height":330,"caption":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u09a1\u09bf\u09a1 \u09ae\u09c7\u0995\u09be\u09b0"},{"@type":"BreadcrumbList","@id":"https:\/\/docsinhand.com\/blog\/%e0%a6%8b%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be-%e0%a6%a8%e0%a7%87%e0%a6%af%e0%a6%bc%e0%a6%be%e0%a6%b0-%e0%a6%a1%e0%a6%bf%e0%a6%a1\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/docsinhand.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u098b\u09a8 \u09a6\u09c7\u09df\u09be-\u09a8\u09c7\u09df\u09be\u09b0 \u099a\u09c1\u0995\u09cd\u09a4\u09bf\u09aa\u09a4\u09cd\u09b0"}]},{"@type":"WebSite","@id":"https:\/\/docsinhand.com\/blog\/#website","url":"https:\/\/docsinhand.com\/blog\/","name":"Docsinhand","description":"\u0985\u09a8\u09b2\u09be\u0987\u09a8  \u09aa\u09cd\u09b0\u09ab\u09c7\u09b6\u09a8\u09be\u09b2 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a4\u09c8\u09b0\u09bf\u09b0 \u09b8\u09ae\u09be\u09a7\u09be\u09a8","publisher":{"@id":"https:\/\/docsinhand.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/docsinhand.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"bn-BD"},{"@type":"Organization","@id":"https:\/\/docsinhand.com\/blog\/#organization","name":"Docsinhand","url":"https:\/\/docsinhand.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"bn-BD","@id":"https:\/\/docsinhand.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2026\/09\/D6C4EB1D-3614-4A05-91FF-202E9CB4446E.png","contentUrl":"https:\/\/docsinhand.com\/blog\/wp-content\/uploads\/2026\/09\/D6C4EB1D-3614-4A05-91FF-202E9CB4446E.png","width":1254,"height":1254,"caption":"Docsinhand"},"image":{"@id":"https:\/\/docsinhand.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/docsinhand.com\/blog\/#\/schema\/person\/755726a4c630586c8321f5fa5c5460fb","name":"DocsInHand TM","image":{"@type":"ImageObject","inLanguage":"bn-BD","@id":"https:\/\/secure.gravatar.com\/avatar\/226fc0af42bf67bcc1fe074d504ab712fd1f25ef67566576672ed075f858283e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/226fc0af42bf67bcc1fe074d504ab712fd1f25ef67566576672ed075f858283e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/226fc0af42bf67bcc1fe074d504ab712fd1f25ef67566576672ed075f858283e?s=96&d=mm&r=g","caption":"DocsInHand TM"},"sameAs":["https:\/\/docsinhand.com\/blog"],"url":"https:\/\/docsinhand.com\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/posts\/2801","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/comments?post=2801"}],"version-history":[{"count":5,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/posts\/2801\/revisions"}],"predecessor-version":[{"id":57561,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/posts\/2801\/revisions\/57561"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/media\/3295"}],"wp:attachment":[{"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/media?parent=2801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/categories?post=2801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/docsinhand.com\/blog\/wp-json\/wp\/v2\/tags?post=2801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}